Jason Ma is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds the CFP® and Series 66 credentials. Prior to joining Raymond James in 2025, he worked at JPMorgan Securities LLC and JPMorgan Chase Bank, NA from 2023 to 2025, as well as Bank of America and Merrill from 2017 to 2023. Outside of his advisory role, he is involved with Williamson Wealth Group in Cornelius, NC, where he serves as an associate and wealth advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, institutional investors, and charitable organizations. The firm offers non-discretionary planning and uses risk profiling and modeling tools to tailor recommendations, supporting clients through various advisory programs and unique offerings, including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jamai Grant is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. He has worked at Vanguard in various capacities since 2022, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to joining Vanguard, he held positions at UBS Financial Services, Inc., along with diverse experience in other industries. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various customization options.

Keisha Mc Gowens is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2025. She previously worked at TIAA-CREF from 2017 to 2025 and held roles within Vanguard Marketing Corporation and its affiliates from 2006 to 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, with options for tax-aware strategies and customization.

William Graupensperger is a CFP® with over 20 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2005. He holds a Series 63 license and is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary methodologies to set personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Lauren Nisbett is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 designations and 10 years of industry experience. She has been with Vanguard-affiliated firms since 2015, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides automated and human-supported investment advice for retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team service model.

Alex Strittmatter is a CFP® and holds a Series 66 designation with four years of industry experience. He currently works with Vanguard Advisers and its parent company, The Vanguard Group Inc., where he has been employed since 2022. Prior to joining Vanguard, he worked in the hardware and construction sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios mainly constructed from Vanguard funds and ETFs, combining scale and digital delivery to serve a large client base.

Dailen Rogers is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and having one year of industry experience. Prior to joining Vanguard, Rogers has held various roles including positions at Amazon, Randstad, and Charter Communications. Outside of financial advising, Rogers works as a contracted driver for Lyft and a delivery provider for Amazon Flex, and also coaches basketball at Kyrene Centennial Middle School. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through digital and personal advisor services. The firm employs a goal-based, algorithm-driven approach to portfolio management, utilizing proprietary methodologies and predominantly Vanguard funds and ETFs.

Kurt Engelhardt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Bank, TIAA-CREF, and PNC Investments. He is also a certified notary public based in Mooresville, NC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management supported by research, model portfolios, and access to various investment strategies.

Syed Aamer Shah is a CFP® with seven years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He previously worked at PrivaCare Private Limited for seven years before joining Vanguard in 2025. Shah also holds a fiduciary role as a guardian for an immediate family member. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily using Vanguard funds and ETFs, serving a large client base through its digital platform and team servicing model.

Jennifer Astles is a financial advisor with Raymond James Financial in Concord, NC, holding Series 63 and Series 66 designations. She has 20 years of industry experience, including 13 years at Wells Fargo Advisors and over six years with Raymond James and Pinnacle Bank/Pinnacle Financial Partners. Astles also works as an associate at Pinnacle Asset Management, supporting financial advisors and client services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and models to support client goals, and maintains specialized programs in municipal and public finance as well as employer retirement plans.

Kyle Bradley is a financial advisor with Vanguard Advisers, holding a Series 66 credential and 10 years of industry experience. He has worked at Vanguard and Fidelity in various advisory and brokerage roles since 2015. His background includes experience at Texas Tech University. Vanguard Advisers provides investment advice through automated and human-supported services, primarily serving retail investors and participants in employer-sponsored retirement plans with a goal-based, algorithm-driven approach.

Andrew Gaither is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and 9 years of industry experience. He has been with Vanguard Advisers since 2019 and also has roles within Vanguard Marketing Corporation and The Vanguard Group, Inc. Gaither previously worked at Omni Hotels and Resorts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and principally employing Vanguard funds and ETFs. The firm manages a large number of client relationships through a combination of digital platforms and advisor teams.

Ethan Buysse is affiliated with Wells Fargo Clearing and holds a Series 66 designation. He has been with Wells Fargo Clearing since 2021 and has prior experience at Domino’s, Sam’s Club, and BJ’s Wholesale Club. Outside of his advisory role, he works as a delivery driver for Amazon Flex and a rideshare driver for Uber. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm offers both discretionary and non-discretionary services, including investment policy statement preparation, investment recommendations, performance reporting, and participant education, with an advisory process grounded in modern portfolio theory.

Ryan Wisner is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 credential and three years of industry experience. Prior to joining Vanguard in 2023, his background includes roles at Utah Valley University, Mountain America Credit Union, and LPL Financial LLC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a range of portfolios constructed mainly from Vanguard funds and ETFs.

Iris Smith is a CFP®-credentialed financial advisor with Vanguard Advisers, bringing nine years of industry experience. She has worked with Vanguard Advisers since 2021 and has been self-employed in children's entertainment since 2018. Outside of finance, she has performed as a street entertainer at the Carolina Renaissance Festival for over a decade. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios mainly from Vanguard funds and ETFs, combining digital delivery with a team servicing model.

Kristin Godoy is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Charlotte, NC since 2020. She has held roles within The Vanguard Group and its affiliates since 2017. Outside of finance, she has been involved in the restaurant industry through Akahana Asian Bistro. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct personalized portfolios primarily composed of Vanguard funds and ETFs.

Barrett Brooks is a CFP® and Series 63 credentialed financial advisor with 19 years of industry experience. He currently works at Fidelity Investments and has previously been employed by The Vanguard Group Inc. and Linden Thomas & Company Securities, LLC. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Angela Childers is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She previously worked at Merrill from 2001 to 2020 before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an expanded investment menu that includes insurance-related vehicles and bank deposit sweep options.

Kelli Scott is a financial advisor at Vanguard Advisers with 10 years of industry experience. She holds a Series 66 designation and has worked at Vanguard and its affiliates since 2018, with prior experience at Merrill and Bank of America. Outside of her advisory role, she owns a personal finance coaching business offering seminars and individual sessions. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, emphasizing personalized asset allocation and tax-aware features.

Bryan Stanfill is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC® designation along with Series 63, 65, and 66 licenses. Prior to joining OSAIC in 2024, he worked at Triad Advisors, Inc. for 22 years. Stanfill is also president of Financial Strategies of Lake Norman Inc., a family-owned financial services firm focused on retirement and estate planning, asset protection, and tax planning. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a wide range of advisory services and employs various portfolio construction tools and third-party platforms to support client investment needs.