Jaclyn Caruso is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to that, she held positions at Lowe's Home Improvement, the University of North Florida, and Sherwin Williams. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Lu Wei Huang is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Huang held positions at Paysafe, Athena Security, PAX Technology Inc., and Lennar, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glenn Meloni is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2005 and has also been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dana Chavez is a CFP® professional affiliated with LPL Financial, based in Fleming Island, FL, with one year of industry experience. Prior to joining LPL Financial, Chavez worked at Strategen Wealth Advisors and Ginn & Patrou, PA. Outside of financial advising, Chavez is involved with Health Pointe Jacksonville Acupuncture & Wellness Clinic. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven solutions.

Alexandra Roca Saladrigas is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has been associated with Fidelity Brokerage Services and FIDELITY Personal and Workplace Advisors for over eight years. Outside of her advisory work, she is co-owner of The Goodnight Shop, a comedy podcast based in Ocala, Florida, where she records and edits episodes. She works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Alexander Umansky is a Series 66-licensed financial advisor with Ameriprise, based in Ponte Vedra Beach, FL. He has 28 years of industry experience, including 21 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research-driven modeling, tax-efficiency analysis, and algorithmic automation to deliver tailored, written recommendation reports through a centralized consulting team.

Ronald Pricenor is a CFP® with 26 years of industry experience, currently serving at Merrill and Bank of America, N.A. since 2010. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he works part-time with Uber in a non-investment capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Adams is a financial advisor with Ameriprise based in Jacksonville, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 39 years of industry experience, including previous roles at Sagepoint Financial, INC and Ameriprise Financial Services, INC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written Recommendation Reports. The firm serves clients through a large institutional platform that includes advisory, brokerage, and insurance solutions.

Jennifer Doherty is a financial advisor at Ameriprise with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including SoFi Wealth LLC, LPL Financial, H. Beck, Inc., and Namey Financial Group. Outside of her advisory role, she is co-owner of BTB Lacrosse, a high school lacrosse club in St. Johns, Florida. Ameriprise offers retirement-income planning services aimed at clients approaching or in retirement, typically with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, using a combination of research, modeling, and tax-efficiency analysis to support client planning.

Ray Walker is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Makenzie Hochman is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior roles include positions at Pickard Poser Wealth Management Group, BJ's Restaurants, Inc., and involvement with The Gator Student Investment Fund and Olami JBIZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Rachel Phan is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2021 and Bank of America N.A. since 2023. Prior to her financial services career, she was employed at Walgreens and the University of Central Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Heather Wright is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. She has been with Edward Jones since 2018 and previously worked as a stylist for Stella & Dot, an online accessory sales business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Lawanda Thomas is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. She has worked at both Bank of America, NA and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Meaghan Vencito is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Zaucha is a financial advisor with Ameriprise in Ponte Vedra, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Ameriprise and its affiliated entity since 2016. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to create personalized, non-discretionary recommendations, with a focus on assets managed within Ameriprise.

Farhat Farhat Jr. serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with business owners, professionals, and families to develop strategies encompassing wealth accumulation, retirement income, business planning, estate considerations, and transitions across various life stages. He focuses on long-term relationships and coordinates with other professionals such as accountants, estate planning attorneys, and lending specialists to align client financial decisions. Farhat's expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He has experience assisting clients in coordinating wills and trusts alongside estate attorneys and collaborates with Bank of America specialists to support personal and commercial banking and lending needs. He holds the Personal Investment Advisor (PIA) designation and attended Florida State College of Jacksonville. He earned his High School Diploma from Trinity Christian Academy. A Jacksonville native, Farhat is active in his community as a member of the South Jacksonville Rotary Club and Business Network International. Outside of work, he enjoys spending time with his family, golfing, working out, and traveling. He is married to Maryann and values fostering relationships with clients to create tailored financial strategies.

Justin Grose is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of experience with the firm. He has worked at Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

George Dunn is a financial advisor at Merrill with Series 63 and Series 65 credentials and 51 years of industry experience. He has been with Merrill since 2011 and also works with Bank of America since 2012. Outside of his advisory role, he serves on the advisory board for The House DC Inc., a faith-based organization focused on assisting inner-city youth, and is a board member of the Boys and Girls Club of Northeast Florida where he helps co-chair their annual golf tournament. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm utilizes strategic and tactical asset allocation and offers tax-aware strategies, with implementation supported by Bank of America’s custody and trading infrastructure.

Jaimie Fountain is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.