Ricardo Ruiz Velez is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and 19 years of industry experience. His career includes roles at PNC and BBVA-affiliated firms prior to joining Insigneo in 2023. He is also involved with Insigneo Advisory Services LLC as an investment advisor. Insigneo Advisory Services, LLC provides investment advisory and portfolio management services to individuals, corporations, trusts, institutional clients, and banking institutions. The firm’s investment approach combines customized allocations by individual advisors with firm-modeled portfolios overseen by an Investment Committee, utilizing a range of asset classes and both proprietary and third-party strategies.

Armando Fernandez is a financial advisor with Ausdal Financial Partners, Inc., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has previously worked at American Portfolios Financial Services, Inc. and Osaic Advisory Services. Outside of his advisory role, he is involved with 1TPTR Inc., an educational community for traders that share ideas and research. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a broad range of services including advisor-managed and separately managed accounts, retirement-plan advisory, and financial planning, with investment strategies tailored to client objectives and risk tolerance.

Luis Zapata is a financial advisor at Santander Securities LLC with nine years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at HSBC Securities (USA) Inc. and HSBC Private Bank International. Zapata has been with Santander since 2017 in private banking and joined Santander Securities in 2019. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across about 10,800 client relationships. The firm offers investment advisory services, portfolio management through wrap-fee programs, financial planning, and securities-based lending, utilizing a multi-sleeve managed account approach supported by affiliations with Fidelity and Envestnet.

Oscar Moraga is a financial advisor at Valley Wealth Managers, Inc. with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and Bank Leumi USA. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.32 billion through a multi-advisor team. The firm serves institutional clients and individual investors, offering discretionary portfolio management and modular financial planning based on client-specific guidelines and a proprietary valuation analysis.

Catalina Cadavid is a financial advisor at BBVA Global Wealth Advisors, Inc. in Miami, FL, with 22 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Lloyds Bank Singapore for seven years. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs. The firm employs a non-discretionary investment approach that aligns client risk profiles with investment guides developed alongside BBVA S.A.’s Global Wealth Investment Committee, incorporating both strategic and tactical asset allocation.

Marcos Segrera is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Evensky & Katz/Foldes Wealth Management and has been with the firm since 2018. Prior to that, he worked at Western International Securities, Inc. and Loyola Asset Management LLC. He is a founding member of the YMCA Young Professionals group. Evensky & Katz/Foldes Wealth Management is a fee-only, fiduciary firm serving high-net-worth individuals, families, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes comprehensive financial planning and portfolio management using a core-and-satellite investment approach incorporating low-cost index funds, tax-efficient strategies, and independent manager selection.

Martin Talmasky Silbert is a financial advisor at Bolton Securities Corporation with 27 years of industry experience. He holds the Series 65 and Series 66 designations and has worked previously at CitiGroup and Insigneo Advisory Services. He is the owner of Aires Capital Advisors, LLC, a flow-through entity for tax purposes. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, and institutional clients. The firm uses a mix of internal management, unaffiliated money managers, and third-party programs, focusing on long-term portfolio strategies with a variety of investment vehicles.

Alejandra Aragones is a financial advisor at Insigneo Advisory Services, LLC with five years of industry experience. She holds the Series 65 and Series 63 credentials. Prior to joining Insigneo Advisory Services in 2025, she worked at Insigneo Securities, LLC and Wells Fargo Clearing Services, LLC. Outside of her advisory role, she is involved in the sale of fine jewelry through Af Shop LLC. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering a blend of committee-driven model portfolios and individualized advisor-led portfolio construction with exposure to global asset classes and emerging markets.

Angel Sanz Alonso is a financial advisor at Mora Capital Management, LLC in Miami, FL, holding Series 63 and Series 65 licenses with seven years of industry experience. His career includes roles at Boreal Capital Securities, LLC since 2019, Mora Wealth Management AG from 2018 to 2019, and Andbank from 2016 to 2018. Mora Capital Management provides investment management and family-wealth advisory services to institutional and non-institutional clients, including high net worth individuals. The firm utilizes an open-architecture investment process combining fundamental and technical analysis, third-party manager selection, and customized index solutions.

James Knall is a financial advisor at Sapient Capital LLC with 23 years of industry experience. He holds the Series 66 designation and previously worked at Stifel Nicolaus & Co., Inc. for 18 years. Outside of his advisory role, Knall serves as a board member and consultant for the nonprofit Endeavour Miami Inc. Sapient Capital provides wealth management, financial planning, family office services, and sub-advisory support to individuals, high-net-worth families, trusts, foundations, and pooled investment vehicles. The firm employs a long-term investment approach combining fundamental and technical analysis to build diversified portfolios and acts as a fiduciary when advising retirement accounts under ERISA/IRC standards.

Ricardo Morean is a Series 66-licensed advisor with Bolton Securities Corporation, bringing 30 years of industry experience. He has held positions at Bolton Global Capital since 2016, RBC Capital Markets, and Wells Fargo Clearing. Ricardo is also Managing Director for Bolton Global Capital and co-owner and Managing Director of Brightstone Capital, where he spends significant time on management and investment services. Bolton Global Asset Management provides asset management and financial planning to individuals, corporate and institutional clients, and charitable organizations. The firm offers customized wealth management through a network of independent investment adviser representatives, utilizing a range of investment vehicles with an emphasis on a long-term approach.

Fernando Panizzutti is a financial advisor with Bolton Securities Corporation, holding a Series 66 designation and 21 years of industry experience. He has previously worked with Bolton Global Asset Management, Bolton Global Capital, BTG Pactual US Capital, LLC, and Wells Fargo Advisors. Outside of his advisory role, he owns a consulting entity and a business in Brazil operating real estate unrelated to his financial services. Bolton Global Asset Management provides asset management and financial planning to individual, corporate, institutional, and charitable clients. The firm uses a long-term investment approach with a range of portfolio management options, employing a combination of internal and third-party managers, and offers services through an affiliated broker-dealer network.

Christian Bagshaw is a financial advisor with Insigneo Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Raymond James & Associates from 2016 to 2018 before joining Insigneo in 2018. He is the owner of Bagshaw Asset Management, LLC, a business used to manage non-securities related expenses. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through firm-managed portfolios, third-party manager oversight, and a wrap fee program. The firm employs a committee-driven investment process combined with individualized advisor portfolio construction and includes cross-border investment capabilities.

Alvaro Alonso is a financial advisor with Northern Trust Securities, Inc. in Miami, FL, holding a Series 66 designation and six years of industry experience. He has been with Northern Trust Securities since 2019 and previously worked at Northern Trust Bank from 2015 to 2019. Northern Trust Securities, Inc. provides investment advisory and model-based managed account services to high-net-worth individuals and institutional clients, utilizing a model-driven approach that combines proprietary and third-party investment products. The firm operates within a large banking holding company and offers integrated custody, brokerage, and advisory services.

Anthony Amaro is a financial advisor at Valley Wealth Managers, Inc. with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Leumi Investment Services Inc and Bank Leumi USA. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.32 billion through a multi-advisor team. The firm serves institutional clients and individual investors, including high-net-worth households, offering discretionary portfolio management, financial planning, and multiple wrap fee programs with a client-specific, tactical investment approach.

Edward Ruiz is a financial advisor with New Edge Wealth in Coral Gables, FL, holding a Series 66 designation and one year of industry experience. Prior to joining New Edge Wealth, he worked at Morgan Stanley for two years and served with the University of Miami Police Department for three years. Outside of finance, he has experience in small business operations with Mojo Donuts. New Edge Wealth primarily serves ultra-high-net-worth individuals, families, and institutional clients, offering a range of advisory services including wealth strategy, portfolio management, and institutional consulting. The firm focuses on asset allocation and investor behavior, utilizing a combination of independent managers, model strategies, and proprietary investment solutions supplemented by AI-assisted analytics.

Odalis Lopez is a financial advisor with Chelsea Advisory Services, Inc. in Miami, FL, holding a Series 65 designation and 25 years of industry experience. Prior to joining Chelsea Advisory Services in 2019, Lopez worked at IFS Securities and G.A. Repple and Company. Outside of advisory work, Lopez is involved in health insurance sales through Sterling Benefits Group, LLC and life insurance and annuity sales via Odalis M. Lopez Financial Associates, LLC. Chelsea Advisory provides financial planning, investment advisory, and consulting services to individuals, trusts, and corporate entities. The firm focuses on long-term, fundamental investment strategies and generally manages accounts on a discretionary basis, emphasizing diversified portfolios and periodic compliance reviews.

Bernardo Amado De Romana is a financial advisor with BBVA Global Wealth Advisors, Inc. in Miami, FL. He holds a Series 65 designation and has experience working in both academic and corporate settings, including multiple roles at BBVA Global Wealth Advisors and APUCORP. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs with a predominantly non-discretionary asset management approach. The firm incorporates strategic and tactical asset allocation based on client risk profiles and leverages investment resources from BBVA S.A. and selected third parties.

Jimmy Gonzalez is a financial advisor at Belpointe Asset Management LLC with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several firms including Anthem Advisors, Perigon Wealth Management, and Slow Capital. Outside of advising, he serves as a senior advisor for a cookware distribution company and is the CFO of a grocery investment group. Belpointe Asset Management is a multi-team registered investment adviser managing over $7.5 billion for thousands of clients, offering discretionary investment management, financial planning, and retirement-plan consulting to individuals, corporations, trusts, and other advisers. The firm implements customized portfolios across a range of advisory styles and sponsors various affiliated funds and investment vehicles.

Gregory Pool is a CFA® charterholder and financial advisor at NewEdge Wealth with two years of industry experience. Prior to joining NewEdge Wealth in 2023, he worked at Wellington Management for 23 years. He has made an investment in the development of a multifamily home project. NewEdge Wealth primarily serves ultra-high-net-worth individuals and families, as well as foundations, endowments, and other institutional or charitable clients. The firm offers comprehensive advisory services and employs a diversified investment approach that includes model strategies, separately managed accounts, and alternative exposures across multiple asset classes.