David Bokman is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2015, following ten years at GFO Advisory Services, LLC. In addition to his advisory role, he has served as a one-time speaker in a customer service capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and extensive asset management capabilities.

James Ernst is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 licenses and has 26 years of industry experience. His career includes nine years with Raymond James Financial Services Advisors Inc. and prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ernst also owns and operates independent contracting businesses providing financial and investment advice and acts as an agent for life insurance policies. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools tailored to client goals and is noted for its municipal advisory affiliation and specialized employer advisory programs.

Jeffrey Johnson is a financial advisor with Morgan Stanley in Palm Beach, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank from 2014 to 2020 before joining Morgan Stanley Smith Barney in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Joseph Guerrero is a financial advisor at Morgan Stanley with 38 years of industry experience. He previously worked for UBS Financial Services for 10 years before joining Morgan Stanley in 2025. Guerrero holds Series 63 and Series 65 credentials and is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Bruce Evans Jr. is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has worked at Oppenheimer & Co. Inc., Morgan Stanley Private Bank, and Bankers Healthcare Group. His current role began in 2025 at Ameriprise in West Palm Beach, FL. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services, supported by a centralized consulting team and algorithmic automation overseen by an internal committee.

Patricia Eubank is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 27 years of industry experience. She has been with Morgan Stanley and its predecessor, Morgan Stanley Smith Barney, since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and offering access to various investment strategies and products.

Diego Urrutia serves as a Resident Director and Financial Advisor at Merrill Lynch Wealth Management, based in the West Palm Beach office. In this capacity, he collaborates with business owners and entrepreneurs to maximize their financial resources and supports them in achieving their financial and estate planning goals. His approach emphasizes transforming complex financial scenarios into straightforward plans with clear priorities. Mr. Urrutia holds a bachelor's degree in business management from Babson College. He is registered with FINRA, holding Series 7, 9, 10, and 63 licenses, and holds the designation of Personal Investment Advisor (PIA). Prior to his current role, he has experience in various financial and leadership roles, including positions at J.P. Morgan Private Bank and J.P. Morgan Investment Bank, as well as being a co-founder and Chief Commercial Officer at a technology logistics startup. Outside of his professional responsibilities, Mr. Urrutia is involved with community organizations such as the Palm Beach Police & Fire Foundation and Selfless Love. His personal interests include antiquing, horseback riding, and interior decorating.

Sharon Vax is a financial advisor at RBC Capital Markets with a Series 66 designation and one year of industry experience. Prior to joining RBC, she worked at Wellington National Golf Club and Keller Williams Realty. Outside of her advisory role, she owns and operates an events business specializing in custom charcuterie boards and manages an Instagram account for her dog. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles through both in-house and third-party investment managers.

Gary Henderson is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has held roles at several firms, including Cetera, Truist Investment Services, Banyan Partners, and Raymond James Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Tyler Morgan is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been associated with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and investment committee analyses.

Louise Harrison is a CFP® with 42 years of industry experience. She has worked at Osaic Wealth, Inc. since 2024 and previously spent 20 years at American Portfolios Financial Services. Harrison is based in Lake Worth, FL. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Brian Henry is a Financial Consultant currently working at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments since 2023, progressing through positions including Investment Consultant and Financial Representative. Prior to joining Fidelity, Brian worked at Ameriprise Financial as a Financial Planning Assistant and Client Service Associate from 2021 to 2022. In his role, Brian focuses on building trusted relationships and collaborating with clients to explore financial strategies that align with their goals. He aims to provide insight and support to help clients confidently pursue their financial aspirations. Outside of his professional work, Brian has interests in art, family activities, football, golf, running, and tennis.

Marilyn Neckes is a financial advisor at Ameriprise with 42 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at RBC Capital Markets for nine years. She has been with Ameriprise since 2022. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds. The firm provides non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and Social Security claiming options, delivered through a centralized consulting team in partnership with clients' advisors.

John Leavitt is a Series 66 credentialed financial advisor with 19 years of industry experience, currently with Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and its affiliated investment management arm since 2006. Outside of his advisory role, Leavitt volunteers as a tournament director for community youth tennis events and serves as chair of the board for TennisNRG Charitable, an organization supporting junior tennis players through training, grants, and leadership development. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm offers integrated planning and managed-account solutions with an emphasis on ongoing client engagement through its network of financial advisors.

Lynnae Atkinson is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She has worked at Merrill Lynch from 2009 to 2018 before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018. She holds a Series 66 designation. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, delivering these services alongside affiliated brokerage, distribution, and investment management capabilities.

David Goldman is a financial advisor with Stifel in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Joyce Gibbs is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Outside of her advisory role, Gibbs is a managing general partner of a limited partnership and a partner in a construction-related LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and modeling techniques to support clients’ financial goals.

John Hardin is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA for six years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Thomas Hurt is a CFP® with 39 years of industry experience, currently affiliated with Cetera since 2006. He also leads Hurt & Associates, which provides tax preparation and IRS power of attorney services. Hurt serves on the finance committee of Saint Johns Catholic Church in Villa Park, IL. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform that offers a range of portfolio management and financial planning services.

Craig Rosenberg is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he engages directly with clients to understand their personal and financial goals, assisting them in prioritizing objectives across short, intermediate, and long-term horizons. He collaborates with Merrill investment specialists and Bank of America banking professionals to develop client-specific recommendations covering investments, credit and lending, insurance, and retirement planning services. Craig has been a Financial Advisor since 1997 and joined Merrill Lynch Wealth Management in 2007. His expertise includes asset and liability management, legacy planning, risk management, wealth transfer, trust and estate planning services, and retirement income strategies. He works closely with families, privately held business owners, corporate executives, and independent women to identify objectives and develop tailored financial plans. He is also involved in the Optimal Practice Model faculty, where he coaches fellow advisors on enhancing client experiences. He holds a bachelor's degree from the State University of New York system and an MBA from Hofstra University. Craig has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. His community involvement includes participation with the Alzheimer's Association Connecticut Chapter and the McGivney Community Center. Outside of work, he enjoys boating, golfing, and traveling.