Chris Accola is the Vice President and Branch Leader at Fidelity Investments' Palm Beach Gardens branch. In this role, he focuses on creating a collaborative financial planning environment for both advisors and clients. Chris has held several positions in the financial industry, including Investment Management Consultant at Fidelity Investments from 2021 to 2023, Investment Consultant at Fisher Investments in 2021, and Assistant Vice President, Financial Advisor at Merrill from 2019 to 2021. Outside of his professional career, Chris has interests in the beach, fitness, football, social events with friends, and traveling.

Timothy W. O’Brien is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and over 42 years of industry experience. He has been with UBS since 1990. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Schiller is a financial advisor with Fidelity, holding a Series 66 designation and located in Palm Beach Gardens, FL. He has been with Fidelity since 2024 and has prior experience in various roles including work at Lussea and Liberty University. Schiller also has entrepreneurial experience associated with Limoncello Chester Springs and Limoncello Italian Restaurant. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction to manage portfolios and deliver model solutions to intermediary platforms.

Michael Freeman is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal due diligence process for alternative investments.

Mark Mcandrew is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Morgan Stanley in various capacities since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a broad range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses firm‑approved tools such as Secular Return Estimates and Monte Carlo simulations as part of its planning process.

Jonathan Genovese is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. In this role, he works closely with clients to help them achieve their financial goals through comprehensive financial planning. He emphasizes the importance of establishing and maintaining a solid financial plan tailored to each client's unique situation. Prior to his current position, Jonathan served as a Senior Financial Consultant at TD Ameritrade from 2018 to 2021. His experience includes guiding clients through various financial scenarios by engaging with them consistently to provide appropriate financial strategies. No additional information about his education, credentials, personal interests, or community involvement was provided.

Michael Comfort is a financial advisor at Stifel with 30 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. He holds Series 63 and Series 65 designations and is based in Palm Beach Gardens, Florida. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and state and municipal entities. The firm offers brokerage and investment advisory services, utilizing a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Jesse Griffin Jr. is a CFP® with 43 years of experience in the financial industry, currently affiliated with Cambridge Investment Research Advisors. His prior roles include positions at Dempsey Lord Smith, LLC and NewBridge Securities Corporation. Additionally, he is involved in life insurance and fixed annuity sales as an insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm provides a range of investment implementation options with both proprietary and third-party model strategies tailored to client objectives.

Christopher Stewart is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Stewart is involved in independent insurance brokering and serves as an independent contractor managing operations and providing leadership and coaching for a financial team office. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, using a centralized retirement-income consulting team that employs research and modeling to deliver tailored, tax-efficient income recommendations.

Robert Fessler is a Vice President and Financial Consultant at Fidelity Investments. In his role, he assists individuals and families in developing and implementing financial plans that align with their unique goals. His approach integrates investment, income, and legacy planning considerations to create comprehensive strategies. Since 2013, Robert has worked with clients to monitor and update their financial plans through regular communication and collaboration with his team. He is committed to providing ongoing support to ensure plans remain aligned with clients' evolving needs. Outside of his professional work, Robert has interests in food, golf, horseback riding, pets, and traveling.

Elizabeth Kaufmann is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2016. Based in Palm Beach Gardens, FL, she provides advisory services through a leading global financial institution. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that include the use of proprietary tools and methodologies to model investment outcomes.

Stacey Rasmussen is a financial advisor at Merrill with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with Merrill since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Ann Roberts is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and seven years of industry experience. She has worked at various Morgan Stanley entities, including Morgan Stanley Canada Ltd and Morgan Stanley Private Bank, N.A. Her current location is Palm Beach Gardens, Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through direct client relationships and Corporate Financial Planning agreements.

Destiney Constantatos is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Outside of her advisory role, she owns two entities related to a restaurant and its associated land in Lake Park, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Tyler Keen is a financial advisor with Ameriprise in Boynton Beach, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at JPMorgan Chase & Co., Merrill, and Bank of America. He is also involved in independent insurance brokering, focusing on fixed annuities. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Tania Marrero is a financial advisor at Morgan Stanley with three years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Morgan Stanley in 2021, she worked at Fossil Co and has experience in the hospitality industry with Copacabana Cuban Cuisine and Duffy's Sports Grill. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its advisors and estate planning group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial planning process.

Lynn Kidd Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including financial planning and estate planning strategies. The firm uses structured discovery processes and proprietary tools to develop plans, managing approximately $2.74 trillion in client assets.

Dimitri Chimerakis is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the advisory board of Cognizant Classic in the Palm Beaches, a community recreation organization. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools, supported by research from its Global Investment Committee, while offering broad retail and institutional investment services.

Huseyn Balayev is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Morgan Stanley, Thrivent Financial, and Equitable Advisors. Outside of advising, he has been involved with Distribution Goudshop, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Tyler Hogue is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. Prior to joining Stifel, he held positions at Advantage Capital, Veterans United Home Loans, MidwayUSA, and worked at the University of Missouri, Columbia. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.