Kirsten Seymour is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding a Series 66 designation and 22 years of industry experience. She previously worked at RBC Capital Markets Corporation for 11 years before joining Raymond James and Frey Masterson Investment Advisors, where she currently serves as an associate involved in client services and trade support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning tools and supports municipal and public finance work, with specialized programs such as SIMPLE IRA Employer Advisory and partnerships with professional organizations.

Ryan Kwiatkowski is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 credential and 10 years of industry experience. He has worked with Retirement Solutions, Inc. and LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Patrick O'Neill is a CFP® professional with 45 years of industry experience, currently affiliated with Raymond James Financial. His prior experience includes a decade at Morgan Stanley before joining Raymond James and Family Legacy Wealth Partners in 2018. Outside of his advisory roles, he has involvement in managing rental real estate properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and supports a broad advisor network with both advisory programs and institutional consulting.

Thomas Temeyer is a financial advisor with Ameriprise in St. Petersburg, FL, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. His prior roles include nearly two decades at Franklin Templeton Financial Services Corp. and Franklin Templeton Distributors, Inc. Outside of his advisory work, he serves as 2nd Vice President on the Board of Directors for Rummells Farms Inc., where he is involved in buy-sell decisions and farm management. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that provides written Recommendation Reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Jhett Urie is a financial advisor at UBS Financial Services in St. Petersburg, FL, holding a Series 66 designation with eight years of industry experience. He has been with UBS since 2017 and previously attended Florida State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Robert Piplitz is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995, including 15 years with Bank of America, N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Biddle is a CFP® with 23 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He previously worked at FSC Securities Corp and National Planning Corporation. In addition to his advisory role, he provides tax preparation and planning services for his existing and prospective clients. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various managed portfolio programs. The firm emphasizes a model-based investment approach with portfolio optimization and offers access to alternative investments and multiple custodial arrangements.

Marie Vidal is a financial advisor at Raymond James & Associates with 57 years of industry experience. She has been with Raymond James & Associates since 1984. Vidal holds the Series 63 designation and is based in Treasure Island, Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a focus on tailored, non-discretionary advice supported by firm research and a range of portfolio management styles.

Amy Hamilton is a financial advisor at Osaic Wealth with 22 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of her advisory role, she works part-time as a bartender for municipal functions in St. Petersburg, Florida. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation, portfolio optimization, and offers a range of investment programs supported by affiliated broker-dealer and RIA relationships.

Richard Gordon is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. He has worked at Merrill since 1986 and Bank of America since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kaitlyn Yacoub is a financial advisor at UBS Financial Services with six years of industry experience. She has been with UBS since 2018 and holds a Series 66 designation. Prior to joining UBS, she worked at TradeWinds Island Resorts and The Florida State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Emma Lee Holmes is a financial advisor with Morgan Stanley in Bradenton, FL, holding a Series 66 designation and two years of industry experience. Before joining Morgan Stanley in 2023, she worked at Galati Yacht Sales from 2021 to 2023 and Bellabrava from 2020 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Russ Ames is a financial advisor at RBC Capital Markets with one year of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at City National Bank and entrepreneurial ventures related to militaria collectibles. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs featuring tailored portfolio management, financial planning, and custody services, supported by a combination of in-house and third-party investment managers.

Conor Burkart is a Series 66-licensed financial advisor with Raymond James & Associates in St. Petersburg, FL, with one year of industry experience. His prior roles include positions at Lake Michigan Credit Union, Directed Capital, and Burkart Financial Group. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and municipal entities—and offers a range of financial planning and investment consulting services through both Wealth Advisory and Institutional Fiduciary Solutions divisions.

Maria Bonino Houserman is a financial advisor with LPL Financial in St. Petersburg, FL, holding a Series 66 designation and 26 years of industry experience. She worked at Ameriprise from 2000 to 2013 before joining LPL Financial, where she has been since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jordan Milani is a financial advisor with Raymond James Financial Services Advisors, Inc. in St. Petersburg, FL, holding Series 65 and Series 63 licenses and 11 years of industry experience. Prior to joining Raymond James in 2026, he worked at MassMutual Life Insurance and Bankers Life in various advisory and securities roles. He also acts as an insurance agent specializing in life and health insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm provides non-discretionary planning tailored to client goals and supports a broad network of advisors with specialized municipal and public finance capabilities.

Thomas Moriarty is a financial advisor at OSAIC with 40 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Signator Investors, Inc. and Transamerica Financial Advisors. Moriarty serves as a Finance Council member for the Diocese of St. Petersburg and operates a CPA practice preparing tax returns for family members. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options delivered through an extensive affiliate network.

Andrew Kocisky is a financial advisor at Edward Jones in St. Petersburg, FL, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Patricia Hamblen is a financial advisor with Merrill in Saint Petersburg, FL, holding Series 63 and Series 65 licenses with 37 years of industry experience. She has worked at Merrill since 1999 and Bank of America since 2011. Outside of her advisory role, she is a power of attorney for Global Hospitality Marketing Link, a for-profit S-Corp. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ellen Cycotte is a financial advisor at Merrill with a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.