John O’Brien is a financial advisor with Charles Schwab in Naples, FL, holding a Series 63 designation and 24 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2002 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated custody and brokerage services, and multi-asset model portfolio approach.

Andrew Willis is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has been working with high net worth individuals, select families, and businesses since 2001, focusing on developing long-term planning strategies to help clients manage their personal and business finances effectively. His client focus areas include corporate executive services, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, employee financial health, personal retirement planning, philanthropic planning, tax minimization, and retirement income. Andrew has earned several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor (CPFA), and Certified Private Wealth Advisor (CPWA). He holds Series 7 and Series 66 FINRA registrations and is licensed as an agent for Life, Accident, and Health Insurance. He holds a Bachelor's degree from Villanova University and a Master's degree in Finance and Marketing from Saint Joseph's University. Andrew has been named to the Forbes "Best-in-State Wealth Advisors" list consecutively from 2022 through 2026. Outside of his professional career, Andrew enjoys gardening, golfing, and traveling. He is involved with The Academy of Notre Dame de Namur.

Manuel Diaz Rodriguez Jr is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Ameriprise, he worked at Equitable Advisors, LLC for two years and has held roles in various other industries, including automotive sales and retail. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on retirement income planning, employing a research-driven approach and specialized tools to provide tailored recommendations within a defined investment ecosystem.

John Arena is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2022. In his role, he focuses on helping clients and their families grow and protect their wealth, make investment decisions, and simplify their financial lives. Prior to joining Fidelity Investments, John worked as a Regional Sales Consultant at Prudential from 2018 to 2022. He began his career in financial services as a Financial Advisor at Merrill Lynch from 2016 to 2018. Outside of his professional work, John engages in board games, family activities, movies, parenthood, reading, and volunteering.

Shamrock Munoz is a Financial Advisor at Merrill Lynch Wealth Management. He serves high-net-worth individuals, business owners, and professionals, helping them navigate complex financial decisions such as investment management, tax-efficient wealth strategies, and business liquidity events. Shamrock's approach focuses on portfolio optimization, risk management, and behavioral finance to support clients through market cycles. With a decade of experience in the financial services industry, Shamrock began his career in banking before joining Merrill in 2023. He holds a Personal Investment Advisor (PIA) designation and an Associate's Degree from Palm Beach State College. He is bilingual in English and Spanish and emphasizes financial education, frequently working with local families and small businesses to improve financial literacy. Outside of his professional role, Shamrock enjoys boxing, cooking, music, reading, and spending time with his family. His client-centered philosophy is to uncover what matters to clients and their families to create strategies that pursue their financial goals.

Edward Lynch is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial LLC for seven years before joining Morgan Stanley in 2021. Outside of advising, he is a partner in Barron Enterprises LLC, a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm’s planning process includes structured discovery and modeling tools, managing approximately $2.74 trillion in client assets.

Connor Johnson is a financial advisor at Stifel with 5 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Creative Planning, Lockton Companies, and Bank of Prairie Village. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Daniel Hawley is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has prior work experience with Hodges University and the United States Air Force. Outside of his advisory role, he is a partner and owner of a business that sources and sells products through Amazon. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm provides tailored financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Mark Zeller is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with UBS since 2013. Outside of his advisory work, he serves as a board member and secretary for the Jack Martin Fund. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Christine Stefanides is a Planning Consultant with Fidelity Investments, where she works collaboratively with clients to develop financial plans aimed at supporting their financial goals. She has been with Fidelity Investments since 2024, progressing through roles from Financial Representative to Relationship Manager before assuming her current position in 2026. Her professional experience spans multiple roles within Fidelity Investments, providing her with a broad understanding of financial planning and client relationship management. Information about her education and credentials is not provided. Outside of work, Christine enjoys spending time at the beach, attending concerts, engaging in fitness activities, and participating in social events with friends.

Andrew Banks is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2010. He also serves as co-trustee of a family trust in Fort Lauderdale, Florida. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, risk, and wealth-transfer planning. The firm supports advisors with proprietary research and tools, delivering tailored recommendations through discrete planning engagements.

Alton Davis Jr. is a financial advisor at Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has worked at Morgan Stanley since 2016, including Morgan Stanley Private Bank, and previously spent 16 years at UBS Financial Services. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and employing structured planning tools in its process.

Jeffrey Freeman is a CFP® with 23 years of industry experience, currently affiliated with Cetera. He has an extensive background in tax preparation and wealth management, having been an owner and operator of Craun Freeman Tax & Wealth Management since 2000. Freeman has also been involved in managing a charitable foundation and coordinating marketing efforts for a multi-advisor wealth management entity. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Anthony Horan Jr. is a financial advisor with UBS Financial Services, holding a Series 66 designation and 11 years of industry experience. He has worked with Triad Advisors, Inc. and Gitterman Wealth Management since 2015. Horan maintains an active role as a financial advisor at Gitterman Wealth Management. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm integrates proprietary capital market research, model-based asset allocations, and institutional trading capabilities to support customized financial planning and portfolio management.

John Ferry is a financial advisor with Cetera who holds a Series 66 designation and has 18 years of industry experience. He has worked with several firms, including First Allied Advisory Services and Cetera Advisors. Outside of his advisory role, Ferry volunteers with a nonprofit organization and serves as treasurer for a homeowners association. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors and serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kimberly Larson Collins is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She has been affiliated with Wells Fargo entities since 2009. Outside of her advisory role, she has ownership interests in businesses related to agriculture land and metal finishing, and she manages estate planning and trust funds through Kal Wealth Management. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Nancy Gillespie is a financial advisor with Raymond James & Associates in Naples, FL, holding a Series 66 designation and 19 years of industry experience. She has worked at Morgan Stanley since 2009 and joined Raymond James & Associates in 2022. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering tailored financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Terrence Mccreanor is a financial advisor at Ameriprise with 52 years of industry experience and holds a Series 63 designation. His prior experience includes roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He is also the owner of a nonprofit charitable entity, Caxambas Miracles Forum, based in Marco Island, FL. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies.

Michelle Mayer is a Private Wealth Advisor affiliated with Merrill Private Wealth Management. She leads MBA Private Wealth, a wealth management team with offices in Naples, Boston, Washington, D.C., and Atlanta, serving ultra-affluent individuals and families with a comprehensive approach to managing their financial affairs. Michelle focuses on integrating multiple aspects of her clients' financial lives to assist families in thoughtful financial planning. Michelle's professional experience spans retirement strategy, asset allocation, asset location, multi-generational trust and estate planning, business succession planning, and tax-sensitive investment management and wealth transfer strategies. Before joining Merrill Private Wealth Management, she was a Director at Barclays Wealth and a Principal with Alliance Bernstein LP. She began her career in 1997 practicing tax and trust & estate law at DLA Piper US LLP in Baltimore, Maryland. She holds a Bachelor of Arts degree, Summa Cum Laude, in German and Politics from Wake Forest University and a Juris Doctor degree from Georgetown University Law Center, where she served as an Editor of The Tax Lawyer publication focusing on tax and business law. Michelle is also a Personal Investment Advisor (PIA). In her personal time, she enjoys adventure sports, cooking, football, running marathons, skiing, swimming, traveling, watching movies, and spending time with her family. She resides in Naples, Florida.

Austin Woody is a financial advisor at Edward Jones with 14 years of industry experience. He has been with Edward Jones since 2011 and holds a Series 66 designation. Outside of his advisory role, he has been involved with a real estate rental business in Ooltewah, Tennessee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated capabilities. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.