Marshall Gifford is a financial advisor with Cetera, holding a ChFC® designation and Series 63 license, and has 33 years of industry experience. He has worked at firms including Securian Financial Services, Minnesota Life, and North Star Consultants. Outside of his advisory work, he is an author and serves as a board member for the North Star Scott Richards Charitable Foundation. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers both discretionary and non-discretionary portfolio management and operates a multi-manager platform with access to affiliated and third-party model portfolios.

Jason Chambeau is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and provides planning supported by firm-approved tools and methodologies.

Kathleen Estrem is a financial advisor with RBC Capital Markets in Naples, FL, holding a Series 66 credential and six years of industry experience. She has worked at CITY NATIONAL BANK and RBC Capital Markets since 2020. Outside of her advisory role, Estrem is a licensed real estate agent in Florida and an independent consultant for Arbonne International LLC, sharing health and wellness products on a limited basis. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies utilizing both in-house and third-party managers.

Mark Warnken is a financial advisor with J.P. Morgan Securities in Naples, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He previously worked at Bessemer Trust for nine years before joining J.P. Morgan Securities and JPMORGAN Chase Bank, N.A. in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with implementation supported by affiliated investment-management entities.

Keith Philippi is a CFP® professional with 19 years of industry experience, currently serving at Morgan Stanley in Naples, FL. He has held roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, and previously worked at Fifth Third Securities and Fifth Third from 2010 to 2021. Outside of his financial advisory work, he is a co-owner of Brooks Burgers, a restaurant in Naples, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery and proprietary tools, managing approximately $2.74 trillion in client assets.

Jennifer Gebeau is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities, and she has also worked at Veritable LP. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and analyses.

Richard Oaster is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including prior roles at Ameriprise Financial Services and Ensemble Financial Services. Outside of advising, he is a licensed notary in New York and is involved with Rollerkoaster Aviation LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with a focus on providing advisory and brokerage services through a large network of investment adviser representatives.

Shraig Zisman is a financial advisor with Primerica Advisors in Bonita Springs, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2008. Outside of his advisory role, Zisman operates a sole proprietorship focused on office and operations management. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and BNY Mellon Advisors for model implementation, providing a tiered wrap-fee structure and ongoing manager oversight.

Carlos Amaris is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fifth Third Securities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Angela Wright is a Series 66 licensed financial advisor with Morgan Stanley in Naples, FL, with 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Joseph Webber is a financial advisor with Wells Fargo Clearing in Fort Myers, FL, holding the CFP® designation and Series 63 and 66 licenses. He has 32 years of industry experience and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, Merrill, and Ameriprise. Outside of advising, he serves as a power of attorney for a family member. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, managing approximately $671 billion in assets and providing both brokerage and advisory solutions.

Eric Berman is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 license and 12 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley, as well as Bank of America and Merrill. Morgan Stanley Wealth Management offers a range of advisory programs for individuals and institutions, focusing on tailored financial planning supported by the firm’s approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct and corporate financial planning agreements.

Kenneth Wise is a financial advisor with Wells Fargo Advisors in Bonita Springs, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he spent 15 years at UBS Financial Services. Outside of his advisory work, he is involved in managing a car restoration business and serves on the investment committee for the Bonita Bay Community Association. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, providing a broad range of investment and financial planning services. The firm offers customized recommendations based on Wells Fargo research and planning tools, with planning engagements typically discrete and tailored to client needs.

Paul Weinstein is a CFP® professional with over 40 years of experience in the financial services industry. He is affiliated with Raymond James Financial and has been with the firm since 2008, currently working at West Charlotte Commercial since 2016. Outside of his advisory role, he is involved in managing a family trust and holds partnerships in several investment-related ventures. Raymond James Financial Services Advisors, Inc. provides comprehensive financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary, tailored planning and advisory services supported by analytical tools and maintains unique affiliations that support specialized municipal and public finance work.

Amanda Blair is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a wide range of investment and planning services.

Raimondo Saunders is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services, TD Bank, and Wells Fargo. Prior to his advisory career, Saunders held positions at La Quinta Inn and Suites and Florida Southwester State College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and a broad range of advisory programs.

Richard Spencer is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley entities since 2009, currently serving at Morgan Stanley Private Bank. Outside of his advisory role, he serves as a board member at Bishop Kearney High School in Rochester, NY, where he is involved in fundraising activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individual and institutional clients. The firm offers tailored financial planning services supported by firm-approved tools and models, serving clients directly and through corporate agreements.

Kevin Birch is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 credentials and has 30 years of industry experience. He previously worked at UBS Financial Services for six years before joining Wells Fargo in 2016. Birch serves as a trustee and distribution adviser for several unit investment trusts. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and uses research and analytics from Wells Fargo Investment Institute along with third-party databases to evaluate investment options.

Paul Mazziotti is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Bridget Cesar is a financial advisor at Robert W. Baird & Co. with 17 years of industry experience. She holds a Series 66 designation and has worked at Robert W. Baird & Co. since 2019. Prior to joining Baird, she spent 11 years with Northwestern Mutual Life Insurance Company and Northwestern Mutual Investment Management. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.