James Marosi is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 66 registrations. He has 34 years of industry experience, including seven years with Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources in its investment approach.

Patsy Jud is a financial advisor with Cetera holding a Series 66 credential and three years of industry experience. She previously worked at GlaxoSmithKline for 19 years and has operated Patsy SC Jud, LLC as a writer since 2010. In addition to her advisory work, she is an author of an inspiration book. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of advisors and provides access to various investment strategies including model portfolios, third-party managers, and bespoke solutions.

Kelly Jakems is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2015 and operated Kelly Jakems Photography from 2010 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Christopher Wright is a financial advisor with Charles Schwab in Grand Rapids, MI, holding Series 63, 65, and 66 licenses and having 32 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2005. Wright serves as a voluntary finance committee member for St. James Parish, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments. The firm operates on a large scale with integrated advisory, brokerage, custody, and cash-sweep services.

Courtney White is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill in 2022, White worked at Riverbank Finance, Chicago Title of Michigan, and Nations Title Agency of Michigan. Outside of advising, White is involved with Biolife, donating plasma, and is a general partner and managing member of Uncensored Threads LLC, a new business focused on graphic design, website creation, and order management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lori Hess is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its planning process.

Kevin Sexton is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Kristopher Marin is a financial advisor with Wells Fargo Advisors in Grand Rapids, MI, holding Series 63 and Series 66 licenses and having 14 years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2011 to 2026 before joining Wells Fargo Financial Network and Wells Fargo Clearing in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Dennis Joppe is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked with LPL Financial since 2009. Outside of his advisory role, he is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers diverse advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technologies such as machine learning to support various investment strategies.

Ryan Sullivan is a financial advisor at LPL Financial holding a Series 66 designation. He has one year of industry experience and has previously held roles at Growtrust Partners, TMR Business Ventures, and Metal Tech, among others. Ryan has also spent several years involved with Hope College and East Grand Rapids High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from multiple sources to support various investment strategies.

Rachel Kieras is a CFP®-designated financial advisor with Edward Jones in Grand Rapids, MI, bringing eight years of industry experience. She previously worked at Commonwealth Financial Network and CooperDavid Financial Group. Outside of finance, she has experience as a stage manager for local theater productions. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of advisors and branch offices nationwide.

Matthew Gillette is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. He has previously worked at Academy Wealth Management and Flagstar Bank and has a background in education with roles at Hope College and Rockford Public Schools. He serves as a board member of the Historic Ottawa Beach Society. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Austin Smith is a Series 66-licensed advisor with LPL Financial, where he has been working since 2023. He has two years of industry experience, including prior roles outside the financial sector. In addition to his advisory work, he is involved with D's Auto and Truck Repair, a non-investment related, home-based business. LPL Financial is a national SEC-registered firm serving individual investors, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and various investment management tools.

Daniel Dillard is a financial advisor at Morgan Stanley in Grand Rapids, MI, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, National Association, Morgan Stanley, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and modeling techniques and includes a range of retail and institutional investment services.

Courtney Wesley is a financial advisor at Morgan Stanley with one year of experience in the industry and holds a Series 66 designation. Prior to joining Morgan Stanley in 2026, Wesley worked at LPL Financial for four years and has held positions in various service and retail roles. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and methodologies to support client goals.

Kimberly Bolker is a financial advisor at LPL Financial with 22 years of industry experience. She holds the CFP® and Series 63 designations and previously worked at Sigma Planning Corporation and Sigma Financial Corp. Bolker is also involved in insurance sales, offering life, health, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and investment management solutions supported by research and model portfolios.

Casey Van Engen is a financial advisor with Edward Jones in Grand Rapids, MI, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, Casey worked at Ayer's Basement Systems and Sikkema Equipment. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Randall Murphy is a financial advisor at LPL Financial with 19 years of industry experience. He holds the CFP® and Series 63 designations. His prior roles include positions at TurboTax - Intuit and Cetera Financial Specialists LLC, among others. He also operates a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing diversified investment strategies supported by LPL Research and third-party subadvisors.

Bradley Kaminski is a financial advisor with Raymond James & Associates in Grand Rapids, MI, holding the CFP® designation along with Series 65 and Series 66 licenses. He has 25 years of industry experience, having worked at Raymond James since 2017 and Oppenheimer & Co since 2006. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management options.

Gary Werkman is a financial advisor with Robert W. Baird & Co. Inc. in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Robert W. Baird since 2006. Outside of his advisory role, he is a part-owner of Port Sutton Marina LLC, a community-owned entity formed to manage a local marina that affects his residential property. The DDK Group at Robert W. Baird, where Gary works, serves individuals, corporate clients, pensions, and charitable organizations through a variety of wealth management and advisory services. The firm utilizes manager-traded and model-traded SMA strategies, overlay management, tax-management techniques, and ongoing manager monitoring supported by internal research and advanced tools.