David Matthews is a CFP®-certified financial advisor with 22 years of experience, currently practicing at Ameriprise since 2021. His prior roles include positions at Broadway Wealth Solutions, Securities America, and SWBC Investment Services. He also maintains outside employment as a financial advisor with Randolph Brooks FCU. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver these services through a centralized consulting team in partnership with client advisors.

Eric Schneider is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 registrations and six years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018. Prior to that, he held roles at USAA, Gold's Gym, and Target. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework when recommending investments.

Julian Mathews is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has worked with MassMutual and its subsidiaries since 2021. Outside of his advisory role, Mathews serves on the board of directors for Students of Service, a nonprofit focused on supporting students and the community. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs and educational seminars, emphasizing collaborative, goal-based financial advice.

Phillip Hunter is a financial advisor at Fidelity with 33 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked with various Fidelity entities since 1992. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios across mutual funds, ETFs, and ETPs, and serves multiple registered investment companies and fund-of-funds.

Keith Morales is a CFP® professional with 18 years of experience in financial advisory and planning. He has worked with Charles Schwab since 2020 and previously held positions at USAA Investment Management Company and USAA Financial Planning Services. He is based in Boerne, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from its Center for Financial Research.

Carlos Lopez is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63, 65, and 66 licenses and 15 years of industry experience. His prior roles include positions at Bank of America, Merrill, and USAA Trust Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management supported by in-house and third-party research.

Robert Hartman is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 and 66 licenses. He has 24 years of industry experience, including prior roles at Eagle Strategies, LLC and New York Life. Outside of his advisory work, he owns Hartman Haus Holdings LLC, an LLC created to hold future rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management services using firm-approved analytical tools and offers specialized programs such as divorce planning and estate-settlement services.

Michael Garza is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with three years of industry experience. Before joining Edward Jones in 2022, he worked at Vogt Auctions for one year and managed Cristina's Coins & Jewelry, Inc. for over three decades. He is also the owner of Boogie Bear Invitations, LLC, a party invitation and decor business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions with a nationwide network of over 23,700 advisors.

Matthew Bauer is a financial advisor at Edward Jones in Schertz, TX, holding Series 63 and Series 66 licenses with four years of industry experience. His prior work includes roles at KGI Wireless, Primerica Financial Services, Texstar Enterprises, GW Communications, and Verizon Communications. Outside of his advisory work, he serves as the Senior Umpire for the Buffalo Valley Youth Association, organizing softball umpire schedules and officiating games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large nationwide network of financial advisors and branch offices.

David Snelling is a financial advisor at Ameriprise with 40 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service tailored for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary recommendations through a centralized consulting team.

Patrick Schultz is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing 26 years of industry experience. His career includes roles at Harlandale Independent School District and Pfs Investments Inc. He has worked with Primerica Financial Services since 1999. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management, offering advisory services primarily through model-delivery strategies created by unaffiliated asset managers.

Cedric Edwards Sr. is a financial advisor with LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Edward Jones for 22 years and Stifel Independent Advisors for four years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and diverse investment strategies.

Danielle Lichtenberger is a CFP®-certified financial advisor with 27 years of industry experience. She is currently with Charles Schwab, where she has worked since 2020, and previously held roles at USAA Financial Advisors and TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advice, supported by multi-asset model portfolios and a centralized operational structure.

Paul Lewis is a CFP®-designated financial advisor with 10 years of industry experience. He is currently with UBS Financial Services and previously worked at Charles Schwab Bank, Charles Schwab & Co., Inc., and Morgan Stanley. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work using proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances.

Ben Pruett is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2001. He has been with Fidelity Investments since 1993, beginning as a Financial Representative III before advancing to his current role. With over two decades of experience at the firm, he works with clients to assist them in pursuing their financial goals. Ben emphasizes building long-term relationships with his clients and their families, recognizing that each client has unique circumstances and needs. He utilizes the breadth of resources available at Fidelity to support his clients effectively. No information about his education, credentials, personal interests, or community involvement has been provided.

Jose De Alba De La Garza is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including CitiGroup Global Markets and Victory Capital Advisers. Outside of his advisory role, he is listed as a partial owner of a family business that sells aircraft parts. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through a process that includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Joel Salazar is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 26 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company prior to joining J.P. Morgan in 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Taylor Lipsit is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials. Lipsit has two years of industry experience and has worked at Primerica Financial Services since 2021. Outside of financial advising, Lipsit was involved with Smoothies Extreme Nutrition and Oxygen Bar for one year and spent eight years at San Antonio Christian School. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-based strategies managed by third-party asset managers.

Michael Tierney is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent five years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through more than 14,000 financial advisors.

Kassandra Gonzalez is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and two years of industry experience. She has been with J.P. Morgan Securities LLC since 2024 and previously worked at JPMorgan Chase from 2016 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.