Nicole Rimsza is a CFP®-designated financial advisor with Raymond James Financial Services Advisors, Inc., bringing six years of industry experience. Her prior roles include positions at The Vanguard Group, Crux Wealth Advisors, and Fidelity Investments. Outside of financial advising, she serves as Director of Operations and Support Advisor at Sunstone Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports clients through its advisory programs and a large network of affiliated advisors.

Bryan Wollheim is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, having joined Merrill Lynch in 2009. Bryan specializes in working with high net worth families, individual investors, and business owners to develop their long-term financial goals. He functions as a Portfolio Manager, managing personalized or defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. Bryan holds a Bachelor's Degree in Finance from the University of Arizona. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His areas of expertise include divorce transition planning, equity compensation services, family wealth management strategies, institutional investment consulting, managing new wealth, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Born and raised in Arizona, Bryan lives with his wife Jaclyn and their three daughters. He enjoys golf, traveling, snowboarding, and supports several Arizona sports teams. Bryan is involved in community organizations such as Chaparral Pom, Crowns of Courage, Phoenix Zoo, and Scottsdale School District.

Jennifer Secola is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including H. Beck, Inc., Mann Financial Group, and LPL Financial. Additionally, she has been involved with Hinsdale Covenant Church since 2012 and works as an associate at Legacy Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and consulting through analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

David Schaal is a financial advisor at OSAIC with 46 years of industry experience. He holds Series 63, 65, and 66 licenses and has been affiliated with Securities America Advisors and Securities America Inc since 2014. Outside of advising, he serves as a FINRA arbitrator, participating on arbitration panels as needed. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services leveraging sophisticated asset-allocation tools, multiple advisory platforms, and access to third-party money managers.

Carolyn Berenger is a Series 66 licensed financial advisor with Edward Jones in Phoenix, AZ, where she has worked since 2014. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Larry Copeland is a CFP® with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lori Bogatz is a financial advisor with Osaic Wealth, Inc. in Scottsdale, AZ, holding a Series 66 designation and 23 years of industry experience. She has worked at several firms, including Arbor Point Advisors and Hornor, Townsend & Kent, and has a long-term involvement with a family-owned heating and air conditioning business. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a broad range of advisory services and employs a variety of asset allocation tools and third-party solutions to manage portfolios across multiple investment types.

William Macdougall is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 14 years. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed-account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to build portfolios across multiple asset classes and supports both discretionary and non-discretionary account management.

William Kulesh is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Cox is a financial advisor at OSAIC based in Scottsdale, AZ, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Securities America Advisors and Ameritas Investment Corp among other firms. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across various investment types.

Alex Roe is a financial advisor at OSAIC in Scottsdale, AZ, with 14 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Advisors Corporation and Lincoln Financial Securities Corporation for eight years. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors. The firm offers a range of brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes.

Barry Silver is a financial advisor at LPL Financial with 43 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Grove Point Investments, Grove Point Advisors, Silver Financial Services, and H. Beck Inc. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Jennifer Lane is a financial advisor at OSAIC based in Scottsdale, AZ, with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Raymond James Financial Services and Triad Advisor, LLC. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services alongside financial planning and retirement plan consulting. The firm employs asset-allocation tools, risk-tolerance assessments, and managed-account solutions to construct portfolios that include various asset classes, with options for discretionary or non-discretionary management.

Devyn Wirth is a CFP® professional with six years of industry experience, currently affiliated with Charles Schwab in Scottsdale, AZ. Prior to joining Schwab, Wirth held roles at Canyon 49 Grill, The Lope House, Grand Canyon University, and HuHot Mongolian Grill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and alternative investment due diligence, supported by a large integrated operational structure.

Daniel Pierce is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Minnesota Life Insurance Co, Heritage Financial Services, and Securian Financial Services Inc. Outside of finance, he owns several food service businesses and volunteers with the Lincoln Christian Schools Booster Club. OSAIC serves a diverse client base including individual and institutional investors through a large network of affiliated advisers, offering integrated brokerage and advisory services with a variety of portfolio management tools and options.

Robert Showalter is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Advisors Corporation for 34 years before joining OSAIC in 2025. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services, utilizing various asset-allocation tools and investment platforms to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Ryan Yamada is a CFP® with 10 years of industry experience. He is currently with OSAIC and has held positions at Securities America Advisors, Cetera Advisor Networks, CWM, and Mutual of Omaha. Outside of finance, he was involved with Complete Weddings & Events for 10 years. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes.

Tami Carley is a financial advisor with Osaic Wealth Inc. in Scottsdale, AZ, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. Her prior roles include positions at Allianz Life Financial Services, Thrivent Financial, and RBC Capital Markets. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing multiple platforms and asset-allocation tools to construct portfolios that may include a wide range of investment products.

Michael Murphy is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with OSAIC and has prior experience at SagePoint Financial and Thrivent Financial. Outside of his advisory work, he serves on the boards of charitable organizations focused on homelessness and support for women overcoming domestic violence and substance abuse. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment methodologies to construct diversified portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.

Jason Mc Quown is a financial advisor at Osaic Wealth, Inc. with a Series 65 credential and one year of industry experience. He has been affiliated with Osaic Wealth Inc and Kestra Advisory Services, LLC since 2025 and 2026 respectively. Outside of his advisory roles, he has a long-standing position at Westerville City Schools dating back to 2003. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm employs a variety of advisory platforms and asset-allocation tools to manage portfolios across multiple asset classes on both discretionary and non-discretionary bases.