Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Schwab Wealth Advisory since 2014 and 2017, respectively. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s approach includes guidance on asset allocation and investment selection based on proprietary models and research, with recommendations tailored to clients’ goals and risk tolerance.

Asha Jain is a financial advisor with Stratos Wealth Partners, Ltd in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 39 years of industry experience. She has worked at Stratos Wealth Partners and LPL Financial since 2016 and was previously with Wells Fargo Clearing from 2000 to 2016. Stratos Wealth Partners is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse clientele including individuals, retirement plans, corporations, nonprofits, and institutional clients, delivering services through independent and affiliated advisors with a focus on customized portfolio management and an open-architecture investment approach.

Rushil Patel is a CFP® professional with four years of industry experience, currently with Schwab Wealth Advisory Inc. He has held prior roles at Charles Schwab, Cornerstone Capital Planning Group, Northwestern Mutual, and other firms. Patel is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s advice follows Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations with at-least-annual reviews.

Brent Mcquiston is a CFP® with 33 years of experience in financial advisory services. He is currently with Hightower Advisors and has previously worked at Wealth Trust Arizona, Purshe Kaplan Sterling Investments, and various affiliated entities. In addition to his advisory role, he holds a fixed insurance agent license with a limited practice. Hightower Advisors provides investment advisory and planning services to a broad range of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Michael Bowen is a financial advisor with Hightower Advisors in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include tenures at Purshe Kaplan Sterling Investments and WealthTrust Arizona LLC. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s investment approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of asset types.

Erica Gargol is a CFP®-credentialed financial advisor with 24 years of industry experience, currently serving at Stratos Wealth Partners, Ltd since 2016 and LPL Financial since 2003. She operates out of Scottsdale, AZ. Outside of her advisory roles, she is a certified notary public. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management, serving individuals, retirement plans, corporations, nonprofits, and institutional clients. The firm employs an IAR-driven model, offering discretionary and non-discretionary portfolio management through a range of programs and an open-architecture platform integrating multiple third-party managers.

Kayla Mayoral is a CFP® and Series 66-licensed financial advisor with nine years of industry experience. She is currently with Concurrent Investment Advisors, LLC and has previously worked with MP Advisors and Raymond James Financial Services. Kayla is also involved with Baldini Investment Strategies in a non-investment role focused on administrative and client service functions. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, individual securities, and alternative investments, supported by a network of approximately 286 advisors.

Vicki Bartimoccia is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and 17 years of industry experience. She has worked at Voya Financial Advisors since 2014, with a four-year tenure at LPL Financial from 2021 to 2025, and recently joined Water Tower Financial. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of financial planning and portfolio management services, combining in-house and third-party strategies with technology-enabled tools to support both discretionary and non-discretionary account management.

Barbara Marquis is a financial advisor with Stratos Wealth Partners, Ltd, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at Stratos Wealth Partners since 2020 and previously held positions at LPL Financial, Wells Fargo Clearing, and UBS Financial Services. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors managing about $18.6 billion in assets. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, providing customized portfolio management through an open-architecture platform that integrates multiple third-party managers and offers specialized services such as tax management and niche planning.

Keyan Seyfnarimani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and no prior industry experience. His work history includes roles at Charles Schwab & Co., HR Block, and the Arizona Cardinals among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset allocation models and internal research tools, offering tailored recommendations reviewed at least annually.

Jennifer Berberich is a financial advisor at United Planners' Financial Services of America and holds Series 65 and Series 63 licenses. She has 22 years of industry experience and also serves as a CPA shareholder at O'Malley & Berberich CPAs PC, where she has been involved since 2003. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management and about 359 advisors. The firm serves a broad client base including individual investors, retirement plans, corporations, trusts, and institutional clients, providing advisory and brokerage services through independent representatives.

Tyler Griner is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Empower Advisory Group and has held roles at Empower Financial Services, MML Investors Services, and MassMutual. Outside of finance, he has worked in the food service and gig economy sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with certain retail brokerage clients. The firm offers integrated services through Empower’s administrative platforms, focusing on long-term portfolio returns and delivering both point-in-time financial plans and managed account options.

Glenn Suppanz is a CFP® professional with 20 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He previously worked for The Vanguard Group, Inc. for 17 years before joining Charles Schwab in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm does not exercise discretionary trading authority and typically recommends separately managed accounts handled by third-party or affiliated money managers.

James Toddy is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His career includes roles at Center Street Advisors, Inc., Arete Wealth Advisors, LLC, and United Planners. He is also involved in licensing estate planning software through his business Estate Documents Pro. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, trusts, and institutional clients. The firm operates with an emphasis on non-discretionary account management and is owned in part by its financial professionals as limited partners.

Jennifer Mason is a financial advisor at Schwab Wealth Advisory with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Schwab and its related entities since 2008, with prior roles at TD Ameritrade and Charles Schwab Bank. Outside of her advisory work, she is involved as a health coach with Optavia. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm serves a large client base with tailored recommendations, overseeing over $218 billion in assets within the program.

Debra Armenta is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple Charles Schwab entities since 2008, as well as Thrivent Investment Management. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Clevie Carter is a financial advisor at Transamerica Retirement Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, Bank of America, New York Life Insurance Company, and their affiliated broker-dealers. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed and advisory retirement programs supported by Morningstar Investment Management’s model portfolios and software. The firm focuses on asset allocation and retirement planning guidance through both discretionary and non-discretionary advice.

Mary Riley is a financial advisor at Brookstone Capital Management LLC with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has held roles at several firms, including AE Wealth Management and Horter Investment Management. In addition to her advisory work, she is an author. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and business entities. The firm offers discretionary portfolio management through a turnkey asset management platform and utilizes a variety of investment strategies, including proprietary models, ETFs, mutual funds, options-enhanced strategies, and sub-advisory relationships.

Michelle Petrowski is a CFP®-certified financial advisor with seven years of industry experience, currently with Schwab Wealth Advisory. She has worked at several firms, including Vanguard Advisers and Ellevest, and is the CEO and founder of New Direction Financial Strategies LLC, which focuses on divorce financial analysis and related services. Petrowski also contributes as a public speaker and serves as a contributing editor for The Street: Retirement Daily. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice relies on Schwab’s asset-allocation models and internal research and is characterized by at-least-annual reviews tailored to client goals and risk tolerance.

Sean Mahoney is a financial advisor at Beacon Pointe Advisors, LLC with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Stonegate Capital Advisors and BMO Harris Bank. Beacon Pointe Advisors provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension plans, and other institutional clients. The firm combines asset-allocation modeling with third-party independent managers, employing both active and passive strategies across public and private asset classes.