Joseph Sivilli is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2015. Outside of his advisory work, he tutors in the Norwegian Critical Languages Program at the University of Arizona and is active as an artist, creating and selling his artwork. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.

Deborah Kerr is a financial advisor with Thrivent Investment Management in Tucson, AZ, holding Series 63 and Series 65 licenses and having 23 years of industry experience. Her prior roles include positions at Vanguard Investment Group and Journey Advisory Group, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers ongoing and one-time planning engagements covering a wide range of topics, and clients can combine planning with managed accounts through a consolidated billing option called WealthPlan.

Alfonso Carreno II is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding Series 63 and Series 65 designations and with 19 years of industry experience. He has worked with JPMorgan Chase NA since 2007 and has served at J.P. Morgan Securities since 2012. Carreno is also the owner of Arca Investments LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Steven Magnuson is a CFP®-certified financial advisor with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jazlee Cossio is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 2019 and works with individuals, families, foundations, corporations, and business owners to deliver customized wealth management strategies. Her approach emphasizes understanding clients’ financial, business, and personal life goals, incorporating factors such as risk tolerance, time horizon, and liquidity needs to provide tailored solutions. Her expertise includes retirement income planning, portfolio and risk management, 401(k) retirement plans, alternative investments, wealth transfer and legacy planning, long-term care, and lending services through Bank of America, N.A. Jazlee holds a Bachelor's degree from the University of Arizona, where she studied International Studies with minors in Business Administration and Spanish. She carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to her financial advisory career, she worked for nearly a decade in Wine and Liquor sales across Southern Arizona. Originally from Phoenix, Arizona, Jazlee relocated to Tucson in 2004 and is active in the local community, serving as Vice President of her neighborhood association. She is married with two daughters and two French Bulldogs. Outside of work, she enjoys cooking, dancing, music, traveling, yoga, and spending time with her family.

Chad Winn is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Waddell & Reed and various insurance carriers prior to joining LPL Financial in 2019. Winn also operates Winnme LLC, an entrepreneurial venture. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Analicia Grant is a financial advisor with RBC Capital Markets in Tucson, AZ. She holds a Series 66 designation and has two years of industry experience, including prior roles at Edward Jones and Bank of America. Outside of finance, she is involved with Acknowledging the Lord, LLC, a business designing faith-based apparel and managing related social media marketing. RBC Wealth Management serves a wide range of clients from individual investors to institutions, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm customizes strategies based on client risk profiles, utilizing both in-house and third-party investment managers, and provides access to alternative investments and integrated capital markets capabilities.

Carol Ruehl is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 designations and over 20 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Amy Lightner is a financial advisor with Primerica Advisors in Tucson, AZ, holding a Series 63 designation and 23 years of industry experience. She has been with Primerica Advisors since 2002 and has worked with Primerica Financial Services since 2000. Outside of advisory services, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options under a wrap-fee structure. The firm evaluates unaffiliated asset managers and uses third-party providers for trading and custody, maintaining an operational model focused on curated third-party asset management.

Craig Mccrindle is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, participant education, and plan benchmarking. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both non-discretionary and discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Abraham Islas is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Gugliemo and Associates and Allworth Financial. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and other investment vehicles.

Rebecca Johnson is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Johnson serves on the Board of Directors for the Sahuaro Girl Scout Council SO Property Board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Zachary Ewing is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and previously worked for Edward Jones for seven years. Outside of finance, he has held roles at several businesses including Grand Canyon Spirits and Hoot Mart. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by proprietary and third-party research and technologies.

Veronica Canchola is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill, Bank of America, Morgan Stanley Smith Barney, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer O'Sullivan is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 designations and has held roles at both UBS and Fidelity Investments throughout her career. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a broad range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets services through its platform.

Kim Ohler is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2017. Prior to this, Kim worked at National Bank of Arizona and LPL Financial. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting through various specialized programs and affiliated research resources.

Jerry Diaz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans that align with their unique goals. He has been with Fidelity since 2024, initially serving as a Financial Representative and then as a Relationship Manager before assuming his current role in 2025. Prior to joining Fidelity, Jerry worked as a Wealth Analyst at BMO Private Bank from 2022 to 2024 and began his career as a Client Services Associate at Tocco Financial Services from 2021 to 2022. His professional experience encompasses client relationship management, wealth analysis, and financial planning. Outside of his professional work, Jerry engages in family activities and enjoys golf, snowboarding, traveling, and spending time with his pets.

David Morochnick is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent three years at RBC Capital Markets. Outside of his advisory role, he co-owns Mountainview Staffing LLC, where he advises on marketing strategies. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Zulema Noriega is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and eight years of industry experience. She has worked at Merrill since 2017 and was a homemaker from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Salomon is a financial advisor at Annecy LLC in Tucson, AZ, with 11 years of industry experience. He holds a Series 65 credential and has operated his own CPA practice, Michael Salomon CPA, since 2004. Salomon has led Annecy LLC since its founding in 2014. Annecy LLC is an independent firm serving clients with personalized financial advisory services.