Edwin Kugler is a financial advisor at Ameriprise in Las Vegas, NV, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Ameriprise, he worked in various roles including at Lululemon Athletica and several educational institutions. Outside of finance, he works as a DJ and music producer, independently hired for events in Las Vegas. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides retirement planning focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Quintana is a financial advisor with Merrill based in Las Vegas, NV, holding a Series 66 designation and three years of industry experience. His prior work includes positions at Bank of America from 2012 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Burdalski is a financial advisor with Ameriprise in Henderson, NV, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Capstone Partners Financial and Nellis Auction. Outside of advising, he is involved in independent insurance brokering through Mass Mutual, focusing on disability income and life insurance products. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily for clients maintaining assets in Ameriprise-managed accounts.

Krista Conyers is a financial advisor at Merrill with 24 years of industry experience and holds Series 63 and Series 66 credentials. She has been with Merrill since 2004. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karl Ferazzi is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2026. Prior to this role, he has held various positions within Fidelity Investments, including Planning Consultant, Financial Consultant, Investment Consultant, and Financial Representative from 2021 to 2026. Before joining Fidelity, Karl worked at Morgan Stanley as a Financial Advisor from 2018 to 2021 and as a Portfolio Associate from 2005 to 2018. Throughout his career, Karl has focused on providing guidance and financial planning to clients, assisting with both short-term and long-term financial decisions. His approach involves developing comprehensive wealth strategies aimed at growing and preserving assets in an integrated and coordinated manner, customized to meet each client's specific needs. Outside of his professional work, Karl enjoys a variety of personal interests including cars, family activities, hiking, movies, music, and outdoor adventures.

Jake Marshall is a CFP® with 16 years of industry experience, currently advising clients at Morgan Stanley in Las Vegas, NV. He previously worked at Bank of America, N.A. and Merrill, spanning over 16 years combined with those firms. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs and financial planning services that incorporate firm-approved planning tools and investment committee insights.

Harutuyn Mkhitarian is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

David Persin is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds a Series 66 designation and has held positions at City National Bank, Bank of America, and Merrill. Outside of finance, he operates an online business selling Pokemon cards. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies through a combination of in-house and third-party managers. The firm offers a range of advisory programs providing portfolio management, financial planning, and brokerage services.

Thanh Nguyen is a CFP® professional with 25 years of experience in the financial services industry. He is currently with LPL Financial and previously held roles at UBS Financial Services, Morgan Stanley & Co. LLC, and Morgan Stanley DW Inc. Nguyen operates Crossroads Financial Services, LLC alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Samu Jancuk is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and two years of industry experience. He has been with Wells Fargo Advisors and its USTech Solutions division since 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Berenice Diaz is a financial advisor at LPL Financial with 10 years of industry experience. She holds the ChFC® designation and the Series 66 license. Her prior experience includes roles at Cetera, Bankers Life, and Goldenshield Financial LLC, where she is a 50% partner. She is also a notary public in the state of Nevada. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Paul Kuhn is a financial advisor with Cetera in Boulder City, NV, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior experience includes roles at Avantax, LPL Financial, Waddell & Reed, Edward Jones, and HD Vest. Outside his advisory role, he serves as president of a local Business Networking Incorporated chapter, where he moderates weekly meetings for business professionals. Cetera Investment Advisers LLC is an SEC-registered advisory firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Ryan Niehoff is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Ameriprise Financial Services, Inc. since 2010 and at American Enterprise Investment Services Inc. since 2021. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement advice through a centralized consulting team.

Raphael Montgomery is a financial advisor at Merrill in Las Vegas, NV, holding Series 66 and Series 63 licenses with one year of industry experience. His prior work experience includes roles at Bank of America, Northwestern Mutual, and the State of Nevada, as well as a 24-year career in the US Marine Corps. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Shanon Sabo is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 license and has worked at Ameriprise Financial Services, LLC since 2021. Prior to her financial advisory career, she held roles at the Florida Department of Children and Families and the Florida Department of Juvenile Justice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm uses proprietary research and third-party data to provide guidance on asset allocation, withdrawal strategies, and Social Security options within a defined investment universe.

Joseph Westrup is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial. He previously worked at Osaic Wealth, Inc. (formerly Royal Alliance Associates, Inc.) for 20 years and Financial Dimensions Group, Inc. for 19 years. He is also involved with Westrup Wealth, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Kathleen Carre is a financial advisor with Morgan Stanley in Las Vegas, holding Series 63 and Series 66 licenses and having 26 years of industry experience. She previously worked at UBS Financial Services for 12 years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

April Paragas is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. She has held positions within various Charles Schwab entities since 2023, following nine years at Citibank N.A. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios backed by research and due diligence on alternative investments.

Eric Doyel is a financial advisor at Morgan Stanley in Las Vegas, NV, holding a Series 66 designation with one year of industry experience. Prior to his advisory role, he has been employed at Excalibur Hotel & Casino under MGM Resorts since 2012. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers services under both direct client agreements and corporate financial planning arrangements.

Raquel Madison is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.