Sean Loftus is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Citigroup Global Markets. Outside of his advisory work, he serves as a trustee for a 401(k) plan and owns a wealth management practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations, with planning engagements typically being discrete and client implementation optional.

Gary Miller is a ChFC® and Series 63 licensed advisor at LPL Enterprise with seven years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Miller is also involved as a life insurance producer with Crump and as a financial advisor with Prudential Advisors. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities. The firm utilizes model-driven investment implementation and offers financial planning, third-party asset manager access, and insurance products through affiliated entities.

Miguel Melero is a financial advisor at Wells Fargo Clearing with 12 years of industry experience and holds a Series 63 designation. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2013 and 2016, respectively. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Shauna Castro is a financial advisor at Merrill with 9 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2007. Her prior experience includes a role at Bank of America, N.A. She is based in Irvine, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alan Lekawski is a financial advisor with Merrill in Corona, CA, holding Series 63 and Series 65 credentials and possessing 22 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Diane Martinez is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports over 14,000 financial advisors with both brokerage and advisory solutions.

Angela Ngan is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 22 years of industry experience. She previously worked at U.S. Bancorp Investments, Inc. for 12 years before joining Thrivent in 2021. Outside of her advisory role, she owns a single-family rental property. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, taxes, and estate matters. The firm combines goal-based analyses and flexible service options, allowing clients to integrate planning with managed-account programs while keeping these services separate.

Sze Yiu Wong is a financial advisor with UBS Financial Services holding a Series 66 designation. Wong has worked in the financial industry with prior roles at First Republic Bank and Bank of America. He is based in Irvine, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Jorge Lopez Rivera is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2019. Prior to that, he held positions at Opendoor Labs Inc., Co-Op Financial Services, and PCV Murcor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with implementation support and customization options.

Kelly Erickson is a CFP® professional with 17 years of industry experience. She is currently with Raymond James & Associates, where she has worked since 2024, following a 12-year tenure at LPL Financial, LLC. Erickson holds Series 63 and Series 65 licenses. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kirsten Medina is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 12 years of industry experience. She previously worked at J.P. Morgan Securities for five years before joining Wells Fargo Clearing in 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Justin Martinez is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, U.S. Bancorp Investments, and LPL Financial. Outside of finance, Martinez operates a sole proprietorship focused on retail sales of t-shirts, music, and artist merchandise. OSAIC serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering a wide range of brokerage and advisory services. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management, supporting both discretionary and advisor-managed strategies.

Michael Hernan is a financial advisor with Edward Jones in Irvine, CA, holding the ChFC® designation and Series 66 license, with nine years of industry experience. He has worked at Edward Jones since 2017, following eight years at State Farm Insurance Company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 advisors.

Qianyi Ma is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, Ma worked at Bank of America, East West Bank, and held various roles outside the financial services industry, including positions at Newpie Technology Inc and academic institutions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gregory Virant is a financial advisor with Ameriprise Financial Services in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining Ameriprise, he worked at Pepperdine University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income and tax-aware withdrawal strategies through its Ameriprise Premier Retirement Income service.

Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jaimie Moore is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. She is the owner of Moore Financial Freedom, LLC, a financial services firm started in 2025. Moore has a background that includes work with Cetera Advisors LLC since 2012 and prior experience at Steven M. Ditch, CFP, where she also provided support services in income tax preparation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Kyle Massey is a financial advisor at OSAIC with 20 years of industry experience and holds the Series 66 designation. His prior roles include positions at Morgan Stanley, E*TRADE, Harrisdirect, LPL Financial, and TD Ameritrade. Outside of his advisory duties, Massey operates KMASS LLC, a personal consulting business supporting Providence Wealth Planning. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services across various programs, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and offers access to third-party managers and proprietary strategies.

Gregory Pelachik is a CFP® and holds a Series 66 license with 18 years of industry experience. He is currently with Wells Fargo Clearing and Wells Fargo Bank, where he has worked intermittently since 2000, including a prior tenure from 2016 to 2022. His previous experience includes positions at Ameriprise and Comerica. Outside of his advisory role, he is a co-owner of Just Plane Partners, LLC, which involves ownership of a Piper airplane, and serves on the board of the San Bernardino Mountain Patrol, a nonprofit ski patrol supporting the Big Bear Lake skiing community. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Rong Yue is a financial advisor with Ameriprise in Irvine, CA, holding the CFP® designation and Series 63 and 65 licenses. Yue has three years of industry experience, including prior roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Global Law Group. Outside of advisory work, Yue owns and operates JY Legacy Bridge Law P.C., focusing on estate planning. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with advisory services and emphasizes managed accounts and algorithmic automation to support its retirement planning solutions.