Lance Dumas is a financial advisor with LPL Financial, holding the ChFC®, Series 63, and Series 66 designations and bringing 26 years of industry experience. His prior experience includes roles at Cornerstone Financial Advisers and Cetera-affiliated firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and corporations, through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management strategies supported by in-house and third-party research.

Kyle Weber is a financial advisor at OSAIC with nine years of industry experience. He held a position at Woodbury Financial Services for eight years before joining OSAIC in 2024. Outside of his advisory work, he is involved in managing residential properties intended for Airbnb rentals in Arizona. OSAIC serves a wide range of retail and institutional clients, including individual and high-net-worth investors and charitable organizations, offering integrated brokerage, investment advisory, and financial planning services. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary accounts across diverse investment options.

Scott Seaman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' unique financial situations, focusing on areas such as divorce transition planning, education planning, employee benefits planning, executive and equity compensation, family wealth management, personal retirement planning, philanthropic planning, and women and wealth. Since beginning his career at Merrill Lynch Wealth Management in 2007, Scott has worked closely with clients to understand and pursue their financial and personal goals. He holds a Bachelor's Degree from Ramapo College and a Master of Business Administration from New York University's Stern School of Business. Additionally, he is a CERTIFIED FINANCIAL PLANNER® practitioner and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Scott enjoys basketball, golfing, and tennis. He emphasizes a team approach to help clients find strategies that align with their personal wealth management objectives.

Peter Henziak is a financial advisor at Raymond James & Associates with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America, N.A. He is based in Irvine, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Norma Jane Soto is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she worked at Bank of America, N.A. and held multiple roles at Sherwin-Williams Company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Matthew Leonard is a financial advisor with Merrill in Lake Forest, CA, holding a Series 66 designation and three years of industry experience. He has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

David Williamson is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial, he worked at various firms including Qsciences, Net Law, and Transamerica Financial Advisors. Outside of his advisory work, he is the owner and president of Thistle California Collective, a non-investment-related business. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and a range of investment strategies.

David Kwak is a financial advisor with J.P. Morgan Securities in Irvine, CA. He holds Series 63 and Series 66 designations and has three years of industry experience. His prior roles include positions at JPMorgan Chase Bank and various insurance and service-related companies. Outside of finance, he has been involved with San Juan Tae Kwon Do and Top Motion LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Sanjay Mathur is a financial advisor with RBC Capital Markets in Irvine, CA, holding a Series 63 designation and 42 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors. Mathur is an active owner of a charitable foundation that he runs with his wife. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ Advisory Risk Profiles.

Jack Azar is a financial advisor at Equitable Advisors with 41 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including Cooper McManus, Cambridge Investment Research, Inc., and Crown Capital Securities, Lp. Outside of his advisory role, he is a licensed insurance agent specializing in property and casualty and group health insurance, making referrals to Risk Strategies. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and multiple endorsed TAMPs.

George Otto is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds Series 63 and Series 65 certifications and has worked at City National Bank since 2019 and RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles and investment preferences.

Robert Stanton is a financial advisor with Raymond James Financial in Lake Forest, CA, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has worked with Raymond James Financial Services since 2003 and operates Stanton & Castleton, Inc., an independent branch. Outside of his advisory work, he is the owner of Portfolio Design - PSDS Design Inc., a business focused on developing and distributing a financial tool. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning supported by risk profiling and analytical modeling, with a notable municipal advisor affiliation and a range of advisory programs.

Andrew Markham is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked with Cetera and its affiliates since 2022, following 14 years at First Allied Securities and ongoing involvement with Markham Financial Services, Inc. Markham volunteers with nonprofit organizations, including serving as a board member for Caring Cetera and participating in charity bike rides for multiple sclerosis. He is also a writer for A Travel Mobius. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, including access to third-party money managers and multiple program structures, managing over $256 billion in assets with more than 10,000 advisors.

Patrick Mendoza is a financial advisor with Osaic Wealth, Inc. in Corona, CA, holding Series 63 and Series 66 credentials and four years of industry experience. His prior work includes roles at Mariner Independent Advisor Network, LPL Financial, and Northstar Life Services. Mendoza also has a background at Western University of Health Sciences. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, using various asset-allocation tools and portfolio management strategies.

Michael Guidroz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been affiliated with Raymond James since 2012 and is the owner of Capital Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting implementation through its advisory programs and other providers.

Andrew Mason is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds Series 63 and Series 66 credentials and has prior work experience with Twins Chiropractic and several other firms. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers comprehensive financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, using a variety of portfolio management strategies and platform arrangements.

Marina Randolph is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at RBC Wealth Management, Zions Bancorporation, and The Wealth Consulting Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Richard Meeks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing a comprehensive approach to managing wealth, focusing on listening to clients’ needs and developing personalized financial strategies aligned with their long-term goals. Richard offers access to the investment insights of Merrill Lynch alongside the banking convenience and lending solutions of Bank of America to address various aspects of his clients’ financial lives. His areas of expertise include college education planning, divorce transition planning, employee benefits planning, family wealth management strategies, liquidity management, retirement income and planning, portfolio management services, tax minimization, and managing new wealth. Richard holds a Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the California State University System. Outside of his professional work, he is involved in community volunteering and enjoys activities such as basketball, biking, gardening, golfing, hiking, music, traveling, and watching movies.

William Barnes IV is a financial advisor with LPL Financial in Irvine, CA, holding Series 63 and Series 65 credentials and 27 years of industry experience. His prior work includes roles at Kestra Advisory, Equitable Advisors, AXA Advisors, and Nfp Securities. Outside of his advisory work, he is involved with Ainokea Industries LLC, a non-investment business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from multiple sources.

Nikki Wang is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving high-net-worth and ultra-high-net-worth clients with a focus on integrated financial strategy and personalized advice. She specializes in working with multi-generation families, entrepreneurs, and senior executives with international business interests, addressing areas such as tax minimization, wealth transfer, traditional and alternative investments, trust and estate planning, family wealth dynamics, and foundation administration. Nikki began her financial services career in 2008 with The Capital Group and brings over 16 years of industry experience. Prior to joining Merrill, she spent twelve years at JPMorgan Chase Bank, where she held various roles including First Vice President. She holds FINRA Series 6, 7, 63, and 66 registrations, California Life and Health Insurance licenses, and professional designations including Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Nikki earned her Bachelor of Arts in Business Economics with a minor in Management from the Paul Merage School of Business at the University of California, Irvine. She is fluent in English and Mandarin. Outside of her professional role, Nikki founded a nonprofit organization at UC Irvine dedicated to professional development and community service. Her personal interests include dancing, interior decorating, and traveling.