Dylan Crist is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 2014 as part of the RHR Group. He specializes in Goals Based Wealth Management, focusing on helping a select group of individuals manage their financial lives through personalized strategies. His client focus areas include college education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Dylan holds a Bachelor's Degree from Menlo College, where he attended on a soccer scholarship. He also holds the designation of Personal Investment Advisor (PIA). A Bay Area native, Dylan maintains an active lifestyle and enjoys professional sports, boating, fishing, golfing, hiking, running, soccer, surfing, and spending time with his family. He also participates in community volunteer activities in line with Merrill’s tradition of community involvement.

John Mcdevitt is a financial advisor with UBS Financial Services in San Mateo, CA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with UBS since 1990 and also maintains a role at International Trading Group since 1977. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Syed Rizvi is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has a longstanding association with Wells Fargo Bank NA dating back to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of advisory services, financial planning, and retirement plan consulting, leveraging research and analytics to support investment decisions.

Aubrey Tarpley is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at firms including First Republic Investment Management, Bank of America, and Merrill. Tarpley serves as a California Advisory Board member of the Concussion Legacy Foundation, a nonprofit supporting individuals affected by concussions and CTE. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Kevin Ma is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans by leveraging Fidelity's holistic strategies and offerings. He focuses on understanding clients' short and long term goals to provide personalized financial guidance. Prior to joining Fidelity Investments in 2024, Kevin worked as a Financial Solutions Advisor at Merrill Lynch from 2021 to 2024. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related financial matters. Outside of his professional role, Kevin has interests in cooking, baking, and running.

Amir Ghassemzadeh is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and 17 years of industry experience. His career includes multiple roles at Wells Fargo entities and six years at JPMorgan Securities LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics aligned with diversification principles and modern portfolio theory.

Harpreet Dehar is a Series 66-registered advisor with J.P. Morgan Securities in Palo Alto, CA. He has experience in the financial industry dating back to 2014, including roles at Wells Fargo Bank, First Republic Bank, and JPMorgan Chase Bank. Dehar is employed by both JPMorgan Securities and JPMorgan Bank, enabling him to offer a broad range of banking products and services alongside his advisory work. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and supports a range of eligible investment strategies, including those with ESG considerations.

Janet Chan is a financial advisor with Charles Schwab in San Francisco, CA, holding a Series 66 designation and 15 years of industry experience. She has been with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2012, following a year at Morgan Stanley. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and cash-sweep services.

Joseph Murrer is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and assists them in developing strategies to pursue their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including investing, retirement planning, and preparing for unexpected expenses. In addition, he facilitates access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Murrer's expertise covers areas such as executive compensation, equity compensation services, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. He holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Oregon. Outside of his professional career, Murrer has interests including basketball, camping, music, pickleball, running, skiing, soccer, and spending time with his family.

Michael Nguyen is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 designations and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank, N.A. since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party analytics to support its investment approach.

Kelvin Skewes Campos is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2021. Outside of his financial advisory role, he serves as Technical Director and coach for the Sunnyvale Alliance Soccer Club, working with boys' soccer teams aged seven to twelve. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options within an integrated operational structure.

Kenneth Seale is a financial advisor with Merrill in Palo Alto, CA, holding Series 63 and Series 65 designations and 30 years of industry experience. He has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mia Li is a Planning Consultant at Fidelity Investments, a position she has held since 2024. In this role, she focuses on helping clients strive for their financial goals through a client-centered approach. Prior to her current role, Mia worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. She also has experience as a Financial Solutions Advisor and Banker at Bank of America between 2020 and 2022. Mia holds a California Insurance License. Outside of her professional career, Mia enjoys activities such as badminton, visiting museums, painting, snowboarding, and traveling.

Mark Maizel is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with Morgan Stanley and its Private Bank since 2016 and briefly with AFS Securities LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, emphasizing structured financial planning and a variety of investment solutions, managing approximately $2.74 trillion in client assets.

C Davis III is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 63 designation and over 42 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a sole proprietor involved in property management in Menlo Park, California. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Ho Yin Chung is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2013, including seven years at Morgan Stanley Private Bank, N.A. Outside of his advisory role, he is a sole proprietor involved in property management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through various advisory and brokerage platforms.

Diego Salazar is a financial advisor with Merrill in San Mateo, CA, holding a Series 66 designation and five years of industry experience. He has worked at Merrill and Bank of America since 2019 and previously held roles at Meridian Pacific Sales, Sterling May Equipment Company, University of California Davis, Sears, and Los Angeles Valley College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Addie Chan is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining Wells Fargo in 2016, Chan worked at Morgan Stanley and Citigroup Global Markets. She serves on the investment committee at San Mateo College, providing oversight on endowment and non-endowment funds. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Carine Krikorian is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and various Wells Fargo entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ivan Cen is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has been associated with Cetera and Cetera Investment Services since 2013 and has also worked at Cathay Bank since 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment management and financial planning services, operating a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.