Salma Rasheed is a Financial Consultant at Fidelity Investments, a position she has held since 2016. She has over 17 years of experience in the financial services industry, having previously worked as a Financial Advisor and Investment Associate at Wells Fargo Advisors from 2007 to 2016. Throughout her career, she has assisted clients in developing, implementing, and maintaining personalized financial plans, even in challenging market conditions. Salma holds a California Insurance License and focuses on wealth planning, helping clients work toward their financial goals. She leverages the resources and platforms available at Fidelity to support her clients' financial objectives.

Ismael Macias is a CFP® and Series 66 certified financial advisor with four years of industry experience. He is currently with Charles Schwab and has prior experience at JPMorgan Chase and in hospitality management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Gregory Kosal is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 designations and 14 years of industry experience. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2014 and 2016, respectively. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a combination of brokerage and advisory solutions.

Pietersen Sylvester is a Series 66-licensed financial advisor with one year of industry experience. He is currently with J.P. Morgan Securities and previously worked at Morgan Stanley Wealth Management and held roles outside the financial sector, including at Yext and in construction management. J.P. Morgan Securities provides institutional consulting services focusing on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates broader derivatives and commodities capabilities.

Wenxin Yu is a financial advisor at Morgan Stanley with 16 years of industry experience and holds a Series 66 designation. Yu has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process and offers a range of retail and institutional investment solutions.

Clement Wong is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2010. Outside of his advisory role, he serves as treasurer and board member for a charity/private foundation based in Brooklyn, NY. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm‑approved tools, offering a broad range of investment and planning solutions.

Joshua Denton is a Financial Consultant with over 10 years of experience in the financial services industry. He currently focuses on retirement planning, investment planning, tax-efficient investing, retirement income strategies, and comprehensive financial planning. His approach aims to simplify financial planning and provide actionable strategies for individuals and families. Throughout his career, Joshua has held leadership roles at Wells Fargo, including Senior Branch Premier Banker from 2019 to 2024 and Senior Branch Leader from 2014 to 2019. He holds a California Insurance License. Outside of his professional work, Joshua engages in family activities, football, outdoor adventures, and traveling.

Ben Kim is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. He has been with J.P. Morgan Securities since 2021 and has worked at JPMORGAN Chase Bank, N.A. since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Andrew Castro is a CFP® and holds a Series 66 license, with 12 years of industry experience. He has been with Edward Jones since 2014, working in their Menlo Park, CA office. Outside of financial advising, he coaches group classes at CrossFit Palo Alto in Mountain View. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets.

Gregory Meyerott is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and three years of industry experience. He previously worked at JPMC Bank NA and J.P. Morgan Securities for four years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Yash Talreja is a Senior Financial Advisor with Merrill Lynch Wealth Management. He assists clients in managing their financial goals and aspirations, focusing on both asset and liability management to help preserve and grow wealth. His expertise encompasses financial and retirement planning, executive compensation, RSUs, college planning, small business strategies, corporate cash management, and tax-aware investments. Additionally, Yash supports clients interested in impact investing, helping them use their investments to promote social and environmental progress and equality while seeking competitive returns. He also guides qualified clients in selecting suitable alternative investments, including private real estate, private equity, and private credit through Merrill's platform. Prior to joining Merrill, Yash was a Financial Advisor at Morgan Stanley Wealth Management and has experience in the technology sector with roles at Amazon, Oracle, and PeopleSoft. He holds a bachelor's degree from the Indian Institute of Technology Delhi and a master's degree in computer engineering from the University of California, Davis. He has completed non-accredited certificate programs at the Massachusetts Institute of Technology and the University of Chicago. Yash holds the Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA) designations. Yash is involved with professional and community organizations including Sukarma, Asian Leadership Network, IIT Bay Area Alumni Association, and the Thyroid Cancer Survivor Association. He lives in Fremont with his wife and two daughters.

Chad Parker is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Ameriprise in San Jose, CA. He has been with Ameriprise and its affiliated entities since 2008. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement, typically with at least $1 million in net investable assets. The firm provides written, research-driven Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, delivered through a centralized consulting team in collaboration with client advisors.

Nicholas Hoodecheck is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 credential and has worked at Charles Schwab and Charles Schwab Bank since 2021. His prior roles include positions at Thomson Reuters, KMG Consultants Inc, and Minnesota Vikings LLC. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a centralized operational model with extensive resources for alternative investments and cash management.

Mark Curtis is a financial advisor at Morgan Stanley with 44 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009, followed by positions within Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. He holds Series 63 and Series 65 licenses and serves as a board member of The Sobrato Foundation, a nonprofit involved in real estate and investments. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Patrick Burke is a financial advisor at Ameriprise in Los Altos, CA, holding a Series 66 designation with one year of industry experience. His background includes roles at Ameriprise since 2024 and prior experience in academic settings at Santa Clara University. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Alexander Chychykaila is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2010. He has extensive experience collaborating with high-net-worth clients to develop comprehensive wealth strategies that align with their individual goals and evolving needs. Prior to his current role, Alexander was a Client Service Associate at UBS Financial Services from 2007 to 2009. Alexander graduated from the University of San Francisco in 2007 and holds a California Insurance License. Originally from Belarus, he brings a global perspective to his financial consulting practice. Outside of his professional work, Alexander enjoys outdoor adventures, photography, skiing, table tennis, tennis, and yoga.

Sophey Tiet is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has worked at Prudential Insurance Company of America since 2013 and joined LPL Enterprise in 2024. Based in San Jose, CA, her background includes extensive experience with insurance and securities through prior roles at Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in a wrap program, while also facilitating insurance product sales through affiliated entities.

Michelle Massey is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been in the industry for more than 20 years, providing coordinated wealth management services that focus on simplifying wealth accumulation, providing protection, and developing planning strategies for future generations. Her client focus areas include college education planning, corporate executive services, executive and equity compensation, family wealth management strategies, legacy and philanthropic planning, LGBT wealth planning, liquidity management, and personal retirement planning. Michelle holds several professional designations, including Accredited Asset Management Specialist (AAMS), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both her Bachelor's and Master's degrees from the University of Phoenix. Outside of her professional role, Michelle enjoys camping, hiking, gardening, cooking, fishing, football, softball, traveling, volleyball, and yoga. She is involved in community activities and volunteers with organizations such as the North Pleasanton Rotary.

Irma Quinones is a financial advisor at LPL Enterprise with 21 years of industry experience. She holds the ChFC® designation along with Series 63 and 65 licenses. Her prior career includes roles at The Prudential Insurance Company of America, Pruco Securities, LLC, and New York Life, spanning nearly two decades. LPL Enterprise, LLC provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a large network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by internal and third-party strategists, and it offers a range of financial planning, consulting, and access to third-party asset managers.

Stephen Koh is a financial advisor with Mass Mutual Investors Services in Hayward, CA, holding Series 63 and Series 65 licenses and having 39 years of industry experience. He has been with MML Investors Services Inc. and Mass Mutual Life since 2007. Outside of his advisory work, he serves as a pastor, preaching and pastoring in Fremont, CA. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, software-supported analyses to develop client recommendations.