Jennifer Buich is a financial advisor with Ameriprise in Walnut Creek, CA, holding a Series 66 designation and 20 years of industry experience. She has been with Ameriprise and its related entities since 2004. Ameriprise offers retirement-income planning services for individuals near or in retirement who meet specific asset criteria, providing detailed written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Kenneth Chan is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 registrations and 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

John Odea is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to joining Raymond James in 2023, he worked at Summit Financial and Securian Financial Services. Outside of his advisory role, he is also an insurance agent focusing on life, disability, and long-term care insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning and supports municipal and public finance work through its unique affiliations.

Harry Bonn is a financial advisor at Cetera with over 50 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Bonn has held positions at several firms including Woodbury Financial Services, Minnesota Life Insurance Company, and Securian Financial Services. He is also the managing partner of Bay Area Wealth Management Group LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management programs and access to third-party money managers.

John Greiten is a financial advisor with Ameriprise in Martinez, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, delivering written recommendations that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic tools overseen by a dedicated consulting team to support its advisory process.

Yun Huang is a Series 66 licensed financial advisor with 18 years of industry experience, currently with Charles Schwab. Prior to joining Schwab in 2022, Huang worked for Wells Fargo affiliates from 2006 to 2021. Outside of finance, Huang teaches yoga and meditation through Shaolin Temple USA and owns The Awaken Zone in Union City, CA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals with a range of advisory, brokerage, and custody services. The firm offers both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational platform.

Danielle Pettiette Erlinger is a Financial Consultant at Fidelity Investments. She works closely with clients and their families to provide them with the tools necessary to make informed financial decisions and develop comprehensive financial plans. Danielle has been with Fidelity Investments since 2019, progressing through roles including Financial Services Representative, Relationship Manager, Investment Consultant, and currently serving as a Financial Consultant. She holds a CA Insurance License and the Certified Financial Planner (CFP®) designation. Outside of her professional work, Danielle engages in activities such as running, skiing, traveling, and yoga.

John Vandenberg is a Financial Consultant currently working at Fidelity since 2021. He has experience in financial consulting and advising roles, having previously served as Vice President and Financial Consultant at Charles Schwab from 2016 to 2021, and as a Financial Advisor at Morgan Stanley from 2013 to 2016. John holds a California Insurance License. John focuses on understanding clients' unique financial situations to develop customized plans aligned with their investment objectives, preferences, and constraints. His approach emphasizes building trusted relationships based on honesty, integrity, and transparency. Outside of his professional work, John is involved in activities such as fitness, social events with friends, hiking, parenthood, traveling, and volunteering.

Vicki Bowen is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 licenses and has 25 years of industry experience. Her career includes roles at Wells Fargo Advisors Financial Network, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Morgan Stanley. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Frank Lizotte is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including LPL Financial, The Golden 1 Credit Union, and Bank of the West. Lizotte has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2014, currently based in Alamo, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers recommendations on a non-discretionary basis, combining large institutional advisory capabilities with brokerage and investment management services.

Winnie Guo is a CFP® professional with seven years of industry experience, currently serving at Charles Schwab since 2019. Her prior experience includes roles at Morgan Stanley, JP Morgan Chase, and Bank of America. Outside of her advisory work, she provides in-home care services for family members. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary strategies and offers a centralized, integrated platform for custody, brokerage, and investment guidance.

Katrina Hernandez Wright is a financial advisor at UBS Financial Services with 12 years of industry experience. She has been with UBS since 2013 and holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals.

Courtney Fisher is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2019 and previously spent two years at the University of Oregon. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeneen Slack is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 18 years of industry experience. She previously worked at Raymond James Financial Services and Summit Financial Group. Slack also serves as an independent contractor financial advisor at Summit Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions, offering a range of advisory programs and financial planning services supported by extensive research and technology.

Andrew Rubio Mendoza is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He has also worked in community and retail sectors, including the YMCA East Bay and Road Runner Sports. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment onboarding process.

Matthew Healy is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 credentials and has 27 years of industry experience. His prior experience includes a decade at U.S. Bancorp Investments and U.S. Bank. He also operates Healy Insurance Services, focusing on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management, model portfolios, and access to research and technology-driven strategies.

Shannon Bosick serves as Vice President and Branch Leader, where she helps lead, coach, and inspire a team of financial professionals dedicated to partnering with families to achieve their financial goals through established standards of care. Prior to this role, she was a Vice President Regional Planning Consultant at Fidelity Investments from 2013 to 2025. Shannon holds a California Insurance License, supporting her expertise in the financial services industry. Outside of her professional work, she enjoys hiking and music.

Jyoti Sharma is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Prior to joining Morgan Stanley in 2019, Sharma worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advisory work, Sharma serves as a board member and officer for the Blackhawk Community Cares Foundation, a civic organization based in Fremont, California. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including Monte Carlo simulations to model outcomes.

Jon Owens is a financial advisor at Fisher Investments with six years of industry experience. He holds the Series 65 designation and has been with Fisher Investments since 2019. Prior to that, he worked at Pridewood Financial Compliance from 2013 to 2018. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized investment process that combines quantitative and qualitative research, and it manages globally diversified portfolios while employing various risk management strategies.

George Kugman is an Investment Consultant at Fidelity Investment, a role he has held since 2023. He works closely with clients to understand their investment objectives and constraints, partnering with them to create customized plans aimed at achieving their family's financial goals. He leverages Fidelity's resources to support clients in navigating their financial journeys. George has accumulated extensive experience in the financial services industry. Prior to his current position, he served as a Financial Consultant VP at Charles Schwab from 2022 to 2023, a Senior Financial Consultant at TD Ameritrade from 2020 to 2022, a Senior Financial Advisor at Merrill Lynch from 2017 to 2020, and a Senior Private Banker at Wells Fargo Advisors from 2005 to 2017. He holds a California Insurance License. Outside of his professional work, George enjoys biking, comedy, fitness, exploring food, watching movies, and scuba diving.