Carl Yee is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior work includes roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of advisory activities, he operates an insurance brokerage focusing on health and group benefits and has been involved in property management for family real estate holdings. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management with access to third-party money managers and wrap programs.

David Souza is a financial advisor with UBS Financial Services in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with UBS since 1998. Outside of his advisory work, he serves as a member of the golf committee at Waialae Country Club, where he participates in discussions and oversight related to club activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a large network of Financial Advisors using proprietary research and model-based asset allocations.

Jarik Higa is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a wide range of advisory, brokerage, and insurance solutions through its institutional platform.

John Ito is a financial advisor with Ameriprise who holds a Series 63 designation and has 33 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Ito owns a drone company, Sky Arc LLC, where he holds a remote pilot's license and flies drones for businesses. Ameriprise provides a retirement-income planning service tailored for individuals approaching or in retirement, typically with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written retirement income recommendations, supported by a centralized consulting team and automated tools overseen by a Retirement Income Oversight Committee.

Michael Vanderhoff is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His career includes prior roles at Cetera Investment Services and American Savings Bank, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Ronald Kam is a financial advisor at LPL Financial in Honolulu, HI, with 39 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Cetera Advisors LLC, First Allied Advisory Services, and an earlier tenure at LPL Financial. Outside of his advisory work, he is involved with several local churches in Honolulu. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting clients through a large network of investment adviser representatives.

Jessica Stack is a Series 66 licensed financial advisor at Edward Jones in Kailua, Hawaii, with one year of industry experience. Prior to joining Edward Jones, she worked in education and was self-employed with Haystack Essentials for three years. She serves as a trustee on the board of the Honolulu Waldorf School. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, managed accounts, and tax-efficient services, supported by a large nationwide network of financial advisors and branch offices.

Kevin O'Keefe is a financial advisor with Edward Jones in Kapolei, HI, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he serves as a member of a cabinet advisory group supporting the Republic of the Marshall Islands government on fiscal reform and governance procedures related to the Compact Management Committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors, offering a wide range of advisory programs, separately managed accounts, and affiliated investment products under a fiduciary standard.

Kainoa Dall is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he has held positions at HawaiiUSA Federal Credit Union, Oregon State Credit Union, and worked at Oregon State University and Kapolei High School. He also has experience related to La Vanta Records. Equitable Advisors serves a broad range of clients, including individual, institutional, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party advisory models and does not sponsor its own wrap fee program.

Jeri An Yamamoto is a Series 66 licensed financial advisor with 25 years of industry experience, currently affiliated with Cetera in Honolulu, HI. Her prior experience includes roles at Bankoh Investment Services, Inc. and Voya Financial Partners. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of discretionary and non-discretionary portfolio management options, including access to third-party money managers and customized investment strategies.

Kristen Carreira is a financial advisor at LPL Financial with 18 years of industry experience, including 10 years at Edward Jones prior to joining LPL in 2018. She holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of investment adviser representatives.

Henry Malley is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Merrill since 1983 and also works with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alan Aloiau is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a shareholder in a family corporation established by his father and uncles that manages rental properties in Hawaii. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized team and supports a broad range of advisory, brokerage, and insurance solutions.

Ramona Ching is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and 32 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Outside of her advisory role, she serves as a co-trustee for her mother's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Gavin Cook is a financial advisor with Edward Jones in Honolulu, HI, holding a Series 66 license and having 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is the owner of Alii Animal Hospital, a veterinary hospital in Honolulu. Edward Jones is a full-service wealth management firm serving over four million clients with a broad network of advisors and branch offices nationwide, offering a range of advisory programs and affiliated investment products.

Derek Williams is a financial advisor with Ameriprise based in Kailua, HI, holding a Series 66 designation and 21 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. Outside of his advisory role, he has non-investment-related real estate ownership in Kailua. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Jared Chang is a financial advisor at OSAIC with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Woodbury Financial Services and New York Life Insurance Company. Outside of advising, Chang has experience as a substitute teacher and in hospitality event bartending. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage, investment advisory, and financial planning services. The firm employs various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes, managing accounts on both discretionary and non-discretionary bases.

Noreen Clement is a CFP® professional with 44 years of industry experience, currently affiliated with OSAIC since 2024. Her prior experience includes roles at Woodbury Financial Services, Questar Capital Corporation, MSI Financial Services, and MetLife Securities. She is also a managing member and insurance agent at Financial Independence Transition, LLC. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services, utilizing sophisticated asset-allocation tools and multiple investment platforms.

Randall Kaya is a financial advisor with UBS Financial Services in Honolulu, Hawaii, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, he serves as president of 3-5K, Inc., a local retail shopping center operation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management, including fiduciary financial planning and portfolio management tailored to client goals and risk tolerances.

Tristen Tasato is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and beginning their advisory career in 2025. Prior to joining Ameriprise, Tristen worked in various roles including at the University of Hawaii Manoa and Sams Club. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach integrates investment research and algorithmic tools to provide tax-aware withdrawal strategies and dependable income planning for clients approaching or in retirement.