Jodi Chang is a Certified Financial Planner® (CFP®) with 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following nine years at UBS Financial Services and six years at Citigroup Global Markets. She is based in Honolulu, HI. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Regan Yamada is a financial advisor at Cetera with 40 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Hawaii State Federal Credit Union and CUSO Financial Services, Lp. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with access to both affiliated and third-party managers.

Crystal Bossola is a financial advisor with Edward Jones in Waipahu, HI, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2024, she worked at Right Now Mortgage LLC and has held roles in education and entrepreneurial ventures, including operating a small business and participating in charter school programs. She is also the vice president of Holoholo Screens Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm provides a range of advisory programs with a fiduciary standard, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Heeyeon Kim is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. Prior to joining LPL Financial in 2018, Kim worked at Summit Financial Group Inc, Summit Brokerage Services, Inc., and Hawaii Financial Advisors, Inc. Kim is also involved with Synergy Tax & Accounting LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Carl Yee is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior work includes roles at Royal Alliance Associates, Inc. and Signator Investors, Inc. Outside of advisory activities, he operates an insurance brokerage focusing on health and group benefits and has been involved in property management for family real estate holdings. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary account management with access to third-party money managers and wrap programs.

David Souza is a financial advisor with UBS Financial Services in Honolulu, Hawaii, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience since 1998. He serves as a member of the golf committee at Waialae Country Club, where he participates in discussions and supervisory functions related to golf matters. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

Jarik Higa is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and offers a wide range of advisory, brokerage, and insurance solutions through its institutional platform.

John Ito is a financial advisor with Ameriprise who holds a Series 63 designation and has 33 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Ito owns a drone company, Sky Arc LLC, where he holds a remote pilot's license and flies drones for businesses. Ameriprise provides a retirement-income planning service tailored for individuals approaching or in retirement, typically with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written retirement income recommendations, supported by a centralized consulting team and automated tools overseen by a Retirement Income Oversight Committee.

Michael Vanderhoff is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His career includes prior roles at Cetera Investment Services and American Savings Bank, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Ronald Kam is a financial advisor at LPL Financial in Honolulu, HI, with 39 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Cetera Advisors LLC, First Allied Advisory Services, and an earlier tenure at LPL Financial. Outside of his advisory work, he is involved with several local churches in Honolulu. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting clients through a large network of investment adviser representatives.

Jessica Stack is a Series 66 licensed financial advisor at Edward Jones in Kailua, Hawaii, with one year of industry experience. Prior to joining Edward Jones, she worked in education and was self-employed with Haystack Essentials for three years. She serves as a trustee on the board of the Honolulu Waldorf School. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, managed accounts, and tax-efficient services, supported by a large nationwide network of financial advisors and branch offices.

Kevin O'Keefe is a financial advisor with Edward Jones in Kapolei, HI, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has been with Edward Jones since 2004. Outside of his advisory role, he serves as a member of a cabinet advisory group supporting the Republic of the Marshall Islands government on fiscal reform and governance procedures related to the Compact Management Committee. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of more than 23,700 advisors, offering a wide range of advisory programs, separately managed accounts, and affiliated investment products under a fiduciary standard.

Kainoa Dall is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he has held positions at HawaiiUSA Federal Credit Union, Oregon State Credit Union, and worked at Oregon State University and Kapolei High School. He also has experience related to La Vanta Records. Equitable Advisors serves a broad range of clients, including individual, institutional, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party advisory models and does not sponsor its own wrap fee program.

Jeri An Yamamoto is a financial advisor with Cetera in Honolulu, HI, holding a Series 66 designation and bringing 25 years of industry experience. Her career includes multiple roles with Bankoh Investment Services, Inc., Voya Financial, and Cetera Wealth Services. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with various program options.

Kristen Carreira is a financial advisor at LPL Financial with 18 years of industry experience, including 10 years at Edward Jones prior to joining LPL in 2018. She holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by a large network of investment adviser representatives.

Henry Malley is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and 45 years of industry experience. He has been with Merrill since 1983 and also works with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alan Aloiau is a financial advisor at Ameriprise with 27 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a shareholder in a family corporation established by his father and uncles that manages rental properties in Hawaii. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm delivers these services through a centralized team and supports a broad range of advisory, brokerage, and insurance solutions.

Ramona Ching is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 designations and over 33 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley DW Inc. from 1996 to 2009. Outside of her advisory role, she serves as a co-trustee for her mother’s trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm operates at a large scale and combines research from Wells Fargo Investment Institute with diversification and modern portfolio theory principles in its investment approach.

Gavin Cook is a financial advisor with Edward Jones in Honolulu, HI, holding a Series 66 license and having 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is the owner of Alii Animal Hospital, a veterinary hospital in Honolulu. Edward Jones is a full-service wealth management firm serving over four million clients with a broad network of advisors and branch offices nationwide, offering a range of advisory programs and affiliated investment products.

Derek Williams is a financial advisor with Ameriprise based in Kailua, HI, holding a Series 66 designation and 21 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. Outside of his advisory role, he has non-investment-related real estate ownership in Kailua. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.