Tomas Hrabec is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior roles include positions at J.P. Morgan Chase and McNair and Associates. Outside of finance, he was involved with Sus-Hi Eatstation from 2020 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and an integrated operational structure.

Larissa Gomez is a financial advisor at J.P. Morgan Securities with a Series 66 credential and approximately one year of industry experience. She previously worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC. Outside of finance, she has experience in campus recreation at Pennsylvania State University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Spencer Paulson is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 66 credentials. He has five years of industry experience and has previously worked at firms including Caryt and Company Inc. and various logistics companies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach that incorporates diversification and modern portfolio theory, offering both brokerage and advisory solutions.

Alfredo Baez is a financial advisor at Stifel with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Merrill, Wells Fargo Clearing, and Wells Fargo Advisors. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Eduardo Bonilla is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at Raymond James and its affiliates since 2013, with earlier experience at Morgan Keegan & Company, LLC and Amfin Investment Services, Inc. Outside of his advisory role, he manages a rental real estate business through a revocable trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary consulting using analytical tools and supports clients through advisory programs and institutional consulting.

Daniel Castelblanco is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63, Series 65, and Series 66 designations. He has 11 years of industry experience, including prior roles at Morgan Stanley and involvement with several LLCs. Outside of his advisory work, he holds ownership and board positions in multiple real estate entities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Brendy Kamba is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and five years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that includes quantitative asset-allocation modeling and centralized due diligence. The firm offers non-discretionary advice, focusing on funds and strategies approved through internal review and incorporating an ESG eligibility framework.

Christeen Hermina is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. She has worked with Wells Fargo since 2015, including her current role at Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jonathan Kornberg is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 license and five years of industry experience. His prior experience includes positions at Raymond James and JPMorgan Chase Bank, NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary approach. The firm combines quantitative modeling with centralized due diligence and applies an ESG framework when recommending eligible strategies.

Mikaela Gaona is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. She has worked with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2023 and has prior experience at the University of Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities through a non-discretionary program.

Yarilin Bernal is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 designation and 15 years of industry experience. Prior to joining Morgan Stanley in 2015, she worked at UBS Financial Services, Barclays Capital Inc., and Credit Suisse Securities (USA) LLC. Outside of her advisory role, she serves as Treasurer and Construction Director for Under City Utility Services and is involved with Amway as a member. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research to support client goals.

Lisandra Gil is a financial advisor at UBS Financial Services in Coral Gables, FL, holding a Series 66 designation with six years of industry experience. She has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients with a variety of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor financial plans to client goals.

Vladimir Filipovic is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and previously worked at Meira Wealth for four years. His background also includes roles outside finance, such as with Funkshion Productions and Atlantis University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Fabian Paternoster is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. He previously worked at J.P. Morgan Chase and Minkes Eye Care. Fabian's background also includes roles at Florida International University and Christopher Columbus High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, employing structured planning tools and modeling techniques as part of its advisory approach.

Silvia Lopez Genovez is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She has worked at Wachovia Bank, N.A. since 2007 and has been with Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Carlota Machado is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds a Series 66 designation and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Jorge Hoyos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at UBS Financial Services for 24 years before joining J.P. Morgan in 2025. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Alicia Figueroa is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. She has 10 years of industry experience, including prior work at Citibank from 2013 to 2018. Outside of her advisory role, she acts as an insurance agent assisting clients with life, disability, long-term care, fixed annuities, and health insurance, and she also works with structured settlements. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative, annual planning relationships.

Michael Chio is a Series 66 licensed financial advisor with Raymond James Financial in Coral Gables, FL. He has held roles at Raymond James Financial Services and Private Wealth Management of Coral Gables since 2026. His prior work includes positions at MasTec and Christopher Columbus High School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non‑discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its unique affiliations.

Diandra Weaver is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations to deliver both advisory and brokerage services.