Daniel Molina is a Private Wealth Advisor with Merrill Private Wealth Management. He brings 15 years of experience in the financial industry, focusing on areas such as Corporate Executive Services, Institutional Consulting, International Wealth Management, and Tax Minimization. In his role, he aims to tailor strategies that align with the unique needs of each client to help them achieve their financial goals. Molina is fluent in both English and Spanish and serves a diverse clientele. He holds a bachelor's degree from Universidad Panamericana and has earned the Personal Investment Advisor (PIA) designation. Molina is affiliated with professional organizations including Forbes. Outside of his professional work, he has interests in cooking, skiing, and tennis.

Pelham Staples is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63, 65, and 66 licenses and 14 years of industry experience. His prior roles include positions at Frost Bank, Hightower Advisors, Bank of America, Merrill, and USAA Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment process.

James Li is a Financial Consultant at Fidelity Investments, where he has been working since 2025. He has been involved in various roles at Fidelity Investments since 2021, including positions as Workplace Planning Consultant I and II, and Regional Center Financial Representative. Throughout his career, James has focused on creating comprehensive financial plans tailored to clients' unique goals, aiming to provide clarity and direction for those seeking dedicated financial advice. James partners with clients to support them in building, protecting, and distributing their wealth. His approach involves helping clients navigate financial planning with a dedicated team to we work towards their objectives effectively. Outside of his professional responsibilities, James is interested in camping, cars, fitness, outdoor adventures, photography, and traveling.

Thomas Richter is a CFP® and holds a Series 66 license with eight years of industry experience. He currently works at Morgan Stanley and previously spent eight years at UBS Financial Services. Before his financial services career, he served nine years in the U.S. Navy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Matthew Willemin is a financial advisor with Edward Jones in Schertz, TX, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, SageSpring Wealth Partners, Raymond James Financial Services, and several other firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Bruce Byrne is a financial advisor with Edward Jones in Cibolo, Texas, holding a Series 66 designation and two years of industry experience. He has served in the Air Force since 2000 and holds a public office as a member of the City Council in Marion, Texas. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable investors. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jennifer Vigil is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and three years of industry experience. She previously worked at WIS International from 2015 to 2017. Outside of her advisory role, she is employed by Certainty of Uncertainty, where she manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement-income recommendations through a centralized consulting team.

Melanie Morgan is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been associated with Primerica Financial Services since 2002 and PFS Investments since 2006. Outside of her advisory work, she is an author of children's books. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through a large network of financial advisors, delivering model-based investment strategies supported by third-party asset managers and custodial services.

Parth Rana is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and 18 years of industry experience. He has worked at MML Investors Services Inc since 2007 and Massachusetts Mutual Life Insurance Company since 2006. In addition to his advisory role, Rana provides business consulting and exit planning services to help business owners prepare for future sales of their companies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning relationships using firm-approved analytical tools.

David Zeitz is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Prior to that, he has been associated with Bank of America, N.A. since 2003. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Robert Donnelly is a financial advisor with Raymond James & Associates in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with a focus on both retail and institutional consulting services.

Jonathan Rigby is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity and its affiliates since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Daniel Nelson is a Private Wealth Advisor with Merrill Private Wealth Management. He leads the Nelson, Wood, Gosdin team within the Private Wealth Management group, directing investment activities and overseeing portfolio development. His expertise includes managing multiple proprietary portfolios with varying objectives, asset classes, timelines, and risk profiles, with a particular skill set in portfolio management. Mr. Nelson began his financial services career at Merrill Lynch Wealth Management in 1997. He holds multiple degrees from The University of Texas at Austin, including an M.B.A. and a B.A. in both Finance and Spanish. He also holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Financial Planner™ (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). He resides in San Antonio with his wife, Carla, and their three children, Sophia, Daniel, and Mateo. Mr. Nelson's personal interests include fishing, golfing, hunting, and spending time with his family.

Lance Childress is a financial advisor at Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and firm-approved tools, with various investment strategies overseen by its Global Investment Committee.

Steven Smith is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large integrated structure serving hundreds of thousands of clients.

John Nolan is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2020. Prior to this, he served as an Investment Consultant at Fidelity Investments from 2015 to 2019. His background also includes various roles at USAA Financial Planning Services, where he worked from 2008 to 2014, including positions as a Financial Services Group Representative, Financial Advisor, and participating in a Professional Rotation program. John's experience spans a range of financial advisory and investment consulting roles, providing him with a comprehensive understanding of financial planning and client service. His approach involves collaborating with clients to understand their financial situations and lifestyle goals, enabling the creation of tailored financial plans with clear milestones and ongoing adjustments as needed. No information regarding his education, credentials, personal interests, or community involvement was provided.

Jaime Villarreal is an Investment Consultant at Fidelity Investments, a position held since 2026. In this role, Jaime partners with clients to transform their financial goals into actionable plans, focusing on providing clarity and strategic insight. Jaime's professional experience includes previous roles as a Private Client Banker at JP Morgan Chase from 2022 to 2026 and as a Premier Banker at Wells Fargo from 2021 to 2022. This background contributes to a comprehensive understanding of client financial needs and portfolio management. Outside of professional commitments, Jaime engages in activities such as fitness, kayaking, outdoor adventures, and reading.

Carlos Tovar is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, GWN Securities, Inc., and AXA Advisors, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Markos Pappas is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 14 years of industry experience. His career includes roles at Edward Jones and Investment Professionals, Inc. before joining Ameriprise in 2018. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver customized, non-discretionary advice through a centralized consulting team.

Logan Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with Morgan Stanley since 2016, including four years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research.