Jace Rees is a financial advisor at CWM, LLC with two years of industry experience. He holds a Series 65 designation and has worked at Stoneway Financial, LLC since 2021. His background also includes roles at Dallas National Golf Club, Dallas Baptist University, and Grace Community High School. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing a discretionary, model-based approach supported by an in-house Investment Committee and a variety of third-party resources.

Randall Lucke is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds the Series 66 designation and previously worked at American Airlines for 20 years before joining Charles Schwab in 2021. Outside of his advisory role, he manages three duplex rental properties. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and research tools, and does not include discretionary trading authority.

Hestin Hurst is a CFP® professional with nine years of industry experience, currently with Schwab Wealth Advisory, Inc. He has previously worked at TD Ameritrade Inc., Charles Schwab & Co., and BBVA Compass. Outside of his advisory role, he is involved with Brothers in FireArms, LLC, overseeing sales and distribution, and manages financial and operational responsibilities for the LL & Rockin' AH Ranch Trust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with a focus on client goals and risk tolerance in an oversight framework that does not include discretionary trading authority.

George Morakis is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds the CFP® and CFA® designations. His prior roles include positions at The Vanguard Group, Fisher Investments, and JPMorgan Chase. Outside of his advisory work, Morakis is also an immigration law attorney with Morakis Immigration Law PLLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s proprietary asset-allocation models and research tools to guide investment decisions, focusing on tailored recommendations and client authorization for trades.

Timothy Custer is a CFP® professional with 27 years of experience in the financial services industry. He has worked with First Command Financial Services Inc and its related entities since 1999 and has been with First Command Advisory Services for the past 11 years. He is based in Fort Worth, TX. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select investment options from prescreened managers.

Tobin Calvert is a financial advisor at Luther King Capital Management Corporation with 22 years of industry experience. He has been with Luther King Capital Management since 2011. Calvert holds the Series 63 and Series 65 designations. Luther King Capital Management advises a range of clients including individuals, trusts, foundations, pension plans, government entities, registered investment companies, and private investment partnerships. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies and manages approximately $31.5 billion in regulatory assets.

Ira Hester is a CFA® and CIC-designated financial advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation in Fort Worth, TX, since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across multiple equity and fixed income strategies and manages approximately $31.5 billion in regulatory assets.

Barrett Wells is a CFP® practitioner with seven years of industry experience, currently serving at Schwab Wealth Advisory, Inc. He has been with Charles Schwab-affiliated firms since 2019, including a prior role at New York Life. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research, with trading conducted upon client authorization.

Luke Gheta is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016, including roles at Schwab Private Client Investment Advisory, Inc. and currently at Schwab Wealth Advisory, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to guide investment selection, with client authorization required for all trades.

Kevin Olson is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and 66 licenses and bringing 31 years of industry experience. His prior roles include positions at Charles Schwab & Co., PNC Investments, Avantax, and Pacific Life. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

James Moran is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 66 licenses and three years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also worked at Charles Schwab & Co., Inc. prior to that. Before entering financial services, Moran held positions at Nike, Wing Stop, and Academy Sports and Outdoors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, using asset-allocation models and internal research tools to tailor recommendations to client goals and risk tolerance. The firm operates without discretionary trading authority and utilizes separately managed accounts executed only with client approval.

Kendrick Perry is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds the CFP® and CFA® designations and has worked previously at TD Ameritrade, Fidelity, and Charles Schwab. Perry owns residential properties in Louisiana, one of which he plans to rent out. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s guidance is based on proprietary asset-allocation models and internal research, offering tailored recommendations with client authorization for trades.

John Gunthorp is a CFA® and CIC credentialed advisor with 28 years of industry experience. He has been with Luther King Capital Management Corporation since 2013. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm employs fundamental, bottom-up analysis across equity, fixed income, and balanced strategies, managing a range of portfolios including mutual funds and private investment partnerships.

Brian James is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His previous roles include positions at BBVA Securities Inc., BBVA Compass Insurance Agency, BBVA Wealth Solutions Inc., and Compass Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Ronald Deal is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials. He has prior experience at Booz Allen Hamilton and Apex Clean Energy, as well as service in the United States Army. He is based in Fort Worth, TX. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

William Angerman is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 designations and one year of industry experience. He previously served 27 years in the United States Air Force and has held roles at Silver Angle Consulting and Five Domains. First Command Advisory Services serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs that utilize model portfolios managed by a centralized Investment Management Team.

Michael Mc Cann is a financial advisor with First Command Advisory Services in Fort Worth, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. His prior work includes roles at Fidelity Investments and First Command Financial Services, Inc. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs that utilize a centralized Investment Management Team and Wealth Portfolio Managers to manage model portfolios and third-party managers.

Thomas Richardson III is a financial advisor at Cerity Partners LLC with 28 years of industry experience. He holds a Series 63 designation and has previously worked at firms including Arkadios Capital and Karsten Advisors. Based in Fort Worth, TX, Richardson has a long tenure in the financial services field, spanning multiple roles since 1997. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, focusing on customized, diversified portfolios and private market programs for qualified clients.

Samantha Binz is a CFP® and ChFC® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She previously held roles at First Command Brokerage Services and American National Bank of Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with client-authorized trades and annual reviews tailored to individual goals and risk tolerance.

Scot Hollmann is a CFA® charterholder with 34 years of industry experience, currently serving at Luther King Capital Management Corporation since 1983. He is based in Fort Worth, TX, and holds a Series 65 license. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, pension plans, and government entities. The firm employs a fundamental, bottom-up investment approach across equity, fixed income, and balanced strategies, managing a range of pooled and separate accounts with approximately $31.5 billion in regulatory assets under management.