Astrid Hall is a Series 66-licensed financial advisor with nine years of industry experience. She is currently with Charles Schwab, where she has worked since 2020, following prior roles at Centaurus Financial Inc. and Ameriprise Financial Services Inc. Outside of her advisory work, she breeds German shepherd dogs in her spare time. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of advisory, brokerage, custody, and managed-account services. The firm’s model combines primarily non-discretionary client relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized operational and supervisory structures.

Gordon Chen is a financial advisor at Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses with seven years of industry experience. He has been with Charles Schwab since 2018 and previously worked at Air-City Inc and Stony Brook University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, combining non-discretionary investment guidance with access to discretionary separately managed accounts. The firm offers integrated brokerage, advisory, custody, and cash-sweep services supported by centralized oversight and a structured approach to alternative investments.

Tod Siedell is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2025, he worked for Concourse Financial Group Securities Inc for 13 years. Siedell also serves as a councilman for Reno, Texas, where he participates in city budget meetings. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, retirement plan, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management solutions, including access to affiliated and third-party managers, and oversees more than $256 billion in assets across over 10,000 advisors.

Bruce Austin is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 registrations and bringing 25 years of industry experience. His career includes 18 years at Fidelity Brokerages Services LLC and a brief tenure at Fidelity Personal and Workplace Advisors before joining Charles Schwab in 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Seth Briley is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 66 designation and has worked previously at Fidelity Investments and LPL Financial. Outside of his advisory role, he is an officer of Super Service Industries, where he represents the company to CPA and legal advisors and works as an installation technician. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale integrated model combining non-discretionary advisory with access to discretionary separately managed accounts and offers multi-asset investment approaches supported by centralized operations.

Wesley Gillette is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments and its affiliates since 2012. In addition to his advisory role, he has been associated with Tarrant County College since 2006. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as fund advisory services.

Kristen Koesters is a CFP® professional at Charles Schwab with six years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and at Charles Schwab Bank, SSB since 2024. Prior to her financial services career, she held positions at the American Heart Association, Texas Roadhouse, LifeTime Fitness, and The University of Texas at Austin. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative investment process.

Michael Mella is a financial advisor at Charles Schwab with a Series 66 designation and six years of experience at the firm. Prior to joining Charles Schwab in 2020, he worked at FedEx from 2015 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Andrew Reddie is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at Mackow Industries International and involvement with Youth With a Mission. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Kevin Kelly is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior experience includes roles at Brandes Investment Partners and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, employing multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Cynthia Martin is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Her career includes roles at USAA Investment Management Company and USAA Financial Planning Services, along with periods of self-employment. Outside of finance, she raises goats as the owner of Market Goats. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s investment approach includes both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence on alternative investments.

Madison Kitner is a financial advisor at Charles Schwab with two years of industry experience. Kitner holds the Series 66 designation and has professional experience at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2024. Additionally, Kitner has been involved with various educational and entrepreneurial activities, including roles at Zenith Speech and Debate Academy and Lumin Fitness. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and operational resources.

Gameel Tannous is a CFP® and Series 66-registered financial advisor with 17 years of industry experience. He is currently with Charles Schwab in Westlake, TX, having worked at multiple Schwab entities since 2020 and with USAA Financial Planning Services and USAA Investment Management Company from 2011 to 2020. Earlier in his career, he held roles at Merrill and B. C. Ziegler And Company. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab’s model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and features multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Ryan Miller is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and TD Ameritrade entities. Outside of his financial career, he has appeared as a guest co-host on a local radio show discussing politics and news. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated service model, and multi-asset investment approach.

Sui Tiong is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at TD Ameritrade Investment Management and TD Ameritrade, where he worked for a combined 27 years. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and use of multi-asset model portfolios.

William Haider is a Benefits & Planning Consultant within Executive Services at Fidelity Investments. He has been with Fidelity since 2022, progressing through roles including Electronic Channel Support, Investment Solutions Representative I and II, before assuming his current position in 2025. In his role, William partners with clients to develop customized financial plans that align with their individual goals and preferences. Throughout his tenure at Fidelity Investments, William has focused on building trust and delivering reliable, competent service. His experience spans various aspects of investment solutions and client support, enabling him to assist clients effectively in their financial planning. Outside of his professional responsibilities, William is engaged in family activities, social events with friends, music, reading, and volunteering.

Jason Grigsby is a financial advisor at Charles Schwab with 11 years of industry experience. He has held positions at Charles Schwab since 2021 and previously worked at TD Ameritrade from 2014 to 2021. Outside of his advisory role, he is the sole member of Vlosity Learning LLC, a technology services firm focused on developing educational apps for infant and toddler learning. Charles Schwab & Co., Inc. serves a large client base that includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers centralized custody and brokerage services.

Steven Gale is a Series 66-credentialed financial advisor at Charles Schwab with 22 years of industry experience. He previously worked at TD Ameritrade Investment Management and TD Ameritrade, Inc. before joining Charles Schwab in 2022. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Taylor Cowan is a financial advisor at Charles Schwab with seven years of industry experience. He has held roles at Charles Schwab since 2019 and previously worked at Glenview Professional Pharmacy and Iowa State University. Cowan holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and proprietary research.

John Carlson is a financial advisor with Charles Schwab in Westlake, TX, holding CFP® and Series 66 designations and 17 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2011 and Charles Schwab Bank since 2013. Carlson is also an owner of a residential rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized custody, and a formal process for alternative investments.