Steven Mahan is a CFA® charterholder with 12 years of industry experience. He is currently with EP Wealth Advisors and previously worked at Capital Insight Partners LLC and American Funds. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, using customized model portfolios and a variety of investment strategies including fundamental, technical, and cyclical analysis.

John Gardner is a CFP® and ChFC® at EP Wealth Advisors with six years of industry experience. He previously worked at Northwestern Mutual in various roles from 2018 to 2023 before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services, using a combination of fundamental, technical, and cyclical analysis along with alternative investment strategies.

Michelle James is a CFP® at EP Wealth Advisors with one year of industry experience. Prior to joining EP Wealth Advisors, she worked at the Colorado Department of Homeland Security and Emergency Management, Douglas County School District, and Charles Schwab & Co. She also co-founded Mixing Bowl Cookie Dough, LLC, a food-related business. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, using a mix of fundamental, technical, and cyclical analysis in their investment approach.

Maxon Seckman is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 credential and previously worked at Criterion Capital Advisors LLC and Dell Technologies. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of investment strategies, including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Cristopher Moran is a CFP®, CFA®, and Series 66 credentialed advisor with 22 years of industry experience. He has been with EP Wealth Advisors since 2008. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for eligible clients, using customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

David Lawrence is a financial advisor at EP Wealth Advisors with 11 years of industry experience. He holds the Series 65 and Series 66 licenses and has previously worked at Executive Wealth Management, Dynamic Wealth Solutions, TD Ameritrade, and DWS Distributors. EP Wealth Advisors serves individual, corporate, and retirement plan clients, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm employs a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and also provides ERISA fiduciary services for defined contribution and defined benefit plans.

Lorin Rivers is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Penn Mutual Life Insurance Company and Northwestern Mutual. In addition to his advisory role, Rivers is involved in life insurance brokerage through Empire Wealth Strategies. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services and employs third-party asset managers within a framework that includes discretionary and non-discretionary account options.

Joey Katz is a financial advisor at EP Wealth Advisors with 25 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley, E*Trade Securities, and TD Ameritrade. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios and a blend of fundamental, technical, and cyclical analysis, and provides access to tax preparation and estate-document services for qualified clients.

Jason Yamamoto is a CFP® professional with 22 years of experience in the financial industry. He has worked at Independent Financial Group, LLC since 2016, following prior roles at Partners Capital Services, Inc. and SCF Investment Advisors, Inc. Outside of his advisory work, Yamamoto has involvement in insurance sales and real estate sales. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and institutional plans. The firm combines strategic asset allocation with a mix of passive and active management across multiple platforms and manages potential conflicts through disclosure and monitoring.

Jordan Sisson is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 designation and previously worked at Warren Financial Service & Associates, Inc. Outside of finance, he has experience in the hospitality industry, having worked at PJ Ryan's Pub for four years. EP Wealth Advisors serves individual, corporate, and retirement plan clients by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis to manage investments, and provides ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.

Lauren Carbonel is a financial advisor with Citigroup Global Markets, holding a Series 66 license and one year of industry experience. Prior to joining Citigroup in 2021, she worked at South Bay Credit Union and Pacific Transportation Federal Credit Union. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs along with broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles including swap dealer and futures commission merchant activities.

Neal Thompson is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Harbour Investments, Thompson Wealth Management, and Cambridge Investment Research. Outside of his advisory role, he is a managing partner of Rosewood Concepts LLC, a restaurant holding company involved in opening The Belmont Restaurant. EP Wealth Advisors serves individual and corporate clients, including high-net-worth individuals, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ongoing monitoring and rebalancing, including third-party manager recommendations and ERISA fiduciary services.

Natalya Zernitskaya is a financial advisor at Cetera Planning Partners with 11 years of industry experience. She holds the Series 66 designation and has previously worked at Avantax Planning Partners and other Cetera-affiliated firms. Outside of finance, she is involved in theatrical productions as a freelance stage manager and properties designer, serves as a City Council Member for Santa Monica, and participates in nonprofit work related to climate action and women's resources. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm offers additional services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider, with an investment approach centered on diversified allocations tailored to clients’ objectives and risk tolerance.

Stefan Gronvold is a financial advisor with NewEdge Advisors in Manhattan Beach, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Securities America Advisors and Investacorp Advisory Services. Outside of advising, he is a managing partner at PacificView Wealth Management and serves as an insurance agent specializing in fixed insurance and fixed annuity sales. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, institutions, and organizations through a network of independent investment adviser representatives. The firm offers a broad range of portfolio management and consulting services, utilizing multiple program structures and technology tools to meet diverse client needs.

Marques Dickson is a CFP® professional with 12 years of industry experience, currently affiliated with Fifth Third Securities, Inc. He has held positions at several firms, including Ameriprise Financial Services, City National Securities, and Wells Fargo Advisors. Fifth Third Securities serves a diverse client base that includes individual, high-net-worth, and institutional clients through both advisory and brokerage services. The firm offers various managed account programs and portfolio management options tailored to clients' risk profiles.

Jeffery Vandevoir is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior work includes roles at Charles Schwab Bank, Charles Schwab & Co., and TDAmeritrade. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, employing customized model portfolios and various analytical approaches.

Lea Ann Knight is a CERTIFIED FINANCIAL PLANNER™ professional with 19 years of industry experience. She currently works at EP Wealth Advisors and previously held positions at Better Money Decisions and North American Management. Outside of her advisory work, she serves as President of the Board of Directors for the Española Valley Humane Society and is a member of the finance committee for Reading Quest. She also reviews online financial planning courses for Kitces.com. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning with a focus on customized model portfolios and ongoing monitoring using various analytical methods.

Kenneth Cole is a CFP® with three years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner, he worked at Northwestern Mutual Wealth Management Company and Edward Moyzes. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and integrated tax and family office services. The firm employs discretionary, customized portfolios supported by an internal team and third-party managers, with a notable focus on tax and accounting integration uncommon among large advisory enterprises.

Thalia Montiel is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and 36 years of industry experience. She has been with Irm Distributors, Inc. since 1999. Outside of her advisory role, Montiel is involved in the sale of indexed life insurance products as an independent agent. PlanMember provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages risk-based mutual fund portfolios, offering educational and support services including seminars and personalized planning.

Katerina Soto is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and seven years of industry experience. She has worked at firms including Advised Assets Group, GWFS Equities, Bank of America, Merrill, and J.P. Morgan. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail IRA and brokerage clients. The firm’s approach integrates its advisory services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.