Franklin Klein is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and TD Ameritrade. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Tuyet Do is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Her prior experience includes a year at Deloitte & Touche, LLP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Jimmy Galindo is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. His prior experience includes roles at City National Bank and Morgan Stanley Private Bank. He serves as a committee member at Gateway City Church, where he participates in governance and policy review. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies using both in-house and third-party managers.

Gary Cruff is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services for 24 years. In addition to his advisory work, he is a California Notary Public and manages real estate property on behalf of family members. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Carlos Curiel is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Foresters Advisory Services and Foresters Financial Services, as well as self-employment in investment advisory. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

William Stonhaus is a financial advisor with UBS Financial Services in San Jose, CA. He holds Series 63 and Series 65 designations and has 44 years of industry experience. Stonhaus has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Michael Glantz is a financial advisor with Thrivent Investment Management based in San Jose, CA. He holds Series 63 and Series 66 designations and has 28 years of industry experience. Glantz has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Casey Galdieri is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market-based modeling in its financial planning process.

Salah Saleh is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies tailored to their unique goals, providing access to investment insights from Merrill and banking and lending solutions through Bank of America. His client focus areas include family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Salah holds a Bachelor's Degree from the University of Michigan System and holds the Personal Investment Advisor (PIA) designation. He communicates in both English and Arabic. Salah emphasizes clear and concise financial advice, helping clients understand their options and make informed decisions. He follows a holistic, human-centered approach to wealth management and values supporting and connecting the local community. Outside of his professional work, Salah spends time volunteering with community organizations. His personal interests include basketball, camping, chess, football, golfing, music, reading, traveling, and spending time with his family.

Rana Oroumi is a Financial Consultant at Fidelity Investments, where she partners with clients and their families to understand their unique financial situations and co-create and execute investment strategies and financial plans. She utilizes a disciplined process and Fidelity's broad services and resources to provide investment guidance aimed at helping clients work towards their financial success. Prior to her current role, Rana served as an Investment Consultant at Fidelity Investments from 2022 to 2023. Before joining Fidelity, she worked as a 1st Vice President Private Client Banker at JPMorgan Chase Bank from 2018 to 2022. She holds a California Insurance License. Outside of her professional responsibilities, Rana enjoys family activities, social events with friends, hiking, music, outdoor adventures, and swimming.

Fred Spicknall is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA. He holds a Series 66 designation and has 19 years of industry experience, including 15 years with Cambridge Investment Research Advisors. Outside of advising, he is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals and offers a range of portfolio management options including proprietary models and third-party strategist access.

Nicole Le Gassick is a financial advisor with Raymond James Financial in Los Gatos, CA, holding a Series 66 designation and over 17 years of professional experience. Prior to joining Raymond James in 2025, she worked for Lionsgate Entertainment Corporation from 2009 to 2025. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and government entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations, with a notable focus on non-discretionary advisory services.

Deepna Sidhu is a Financial Advisor at Merrill Lynch Wealth Management. She works closely with clients to develop personalized financial strategies that align with their priorities, risk tolerance, time horizon, liquidity needs, and goals. She provides access to investment insights from Merrill and offers credit, lending, and banking solutions through Bank of America. As client needs or market conditions change, she collaborates with clients to adjust their financial approaches accordingly. Deepna focuses on areas including executive compensation, equity compensation services, personal retirement planning, portfolio management, women and wealth, and individual and corporate investment strategy. She utilizes a Goals-Based Wealth Management process to place clients at the center of financial planning. Her professional credentials include Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She holds a Master of Business Administration from San Francisco State University and a Bachelor of Commerce from Panjab University. Outside of her professional work, Deepna is involved with community organizations such as the American Red Cross, Sankara Eye Foundation, and Second Harvest Food Bank. She also enjoys hiking, reading, traveling, and practicing yoga.

Robert Chaykin is a financial advisor with Morgan Stanley in Los Gatos, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he serves on the board of directors for the Jewish Community Relations Council of the Jewish Federation of Silicon Valley and participates on advisory and investment committees for regional nonprofit and government organizations. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering financial planning and investment programs supported by firm-approved tools and research.

Susan Tzu Ling Chen is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, delivering multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Seth Tom is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked in various roles including project team member at Footprint USA and held coaching responsibilities as Head Coach for the Tonga Weightlifting Federation outside of business hours. Strategic Advisers LLC, a Fidelity Investments company where Seth operates, provides investment management and advisory services to retail and institutional clients using a blend of proprietary fundamental research and quantitative analysis, including algorithmic portfolio construction.

Susang Sijapati is a Planning Consultant at Fidelity Investments, where she collaborates with Financial Consultants to provide personalized planning experiences for clients. She supports advisors by proactively reaching out to clients to ensure their financial goals are understood and addressed, fostering engagement and collaboration to help clients navigate their financial futures confidently. Susang's experience at Fidelity Investments includes roles as a Relationship Manager from 2024 to 2025 and as a Financial Service Representative from 2023 to 2024. Prior to joining Fidelity, she worked as a Bank Teller at Wells Fargo from 2020 to 2021. She holds a California Insurance License. Outside of her professional role, Susang has interests in fitness, food, motorcycles, reading, and traveling.

Giovanni Delgado Peralta is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. He has worked at Bank of America, Wells Fargo Bank, Wells Fargo Clearing, loanDepot, Nissan of Tustin, and the Walt Disney Company. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

J. D Testa is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He also owns and operates Testa Capital Inc., an investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services including retirement, education, risk, and wealth-transfer planning, utilizing proprietary research and planning tools to develop tailored client recommendations.