Joel Ray is a CFA® charterholder with 32 years of industry experience, currently serving as a financial advisor at Davenport & Company LLC since 2004. He holds Series 63 registration and is based in Midlothian, VA. Outside of his advisory role, Joel serves on the boards of the Visual Arts Center of Richmond and Thrive Birth to Five, participating on both organizations' finance committees. Davenport & Company LLC is a privately held, employee-owned firm providing investment management and brokerage services to individual and institutional clients. The firm offers a broad range of services including asset management, retail brokerage, fixed income, public finance, investment banking, and financial planning, utilizing a team-based investment approach with regular committee oversight.

John Trigg is a financial advisor at Davenport & Company LLC with five years of industry experience. He holds a Series 66 designation and has been with Davenport since 2018. Prior to joining Davenport, he worked at Peter-Blair Accessories and Hampden Sydney College. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to individual and institutional clients, including banks, pension plans, trusts, and non-profit organizations. The firm offers a broad range of services including asset management, retail brokerage, public finance, investment banking, and financial planning, utilizing various managed account strategies and investment products.

Stephen Halstead is a financial advisor with Bankers Life Advisory Services, Inc. He holds the Series 63 and Series 66 designations and has 22 years of industry experience. Halstead has been with Bankers Life Advisory Services since 2017 and has over three decades of experience with Bankers Life & Casualty, where he has also served as a branch sales manager training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and portfolio management strategies aligned with clients’ objectives and risk profiles.

Erin Antill is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. She holds a Series 63 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, Erin volunteers as a transport driver for rescue animals in Southern and Central Virginia. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, and institutional clients, offering a range of brokerage, financial planning, and advisory services supported by in-house and third-party portfolio management.

Gordon Eide is a financial advisor at Janney Montgomery Scott with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Janney and its affiliated entities since 2009. Outside of his advisory work, he co-owns a rental property with his wife. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, consulting, and advisory services through multiple wrap programs and centralized asset management.

Samuel Sweeney is a CFP® professional at Davenport & Company LLC with three years of industry experience. He previously worked at 1st Source Corporation Investment Advisors and Fulton Financial Corp among other roles. Outside of his advisory work, he manages Saturday Gameday, a social media page focused on college football that also offers limited merchandise to followers. Davenport & Company serves individual and institutional clients, providing asset management, brokerage, fixed income, public finance, and investment banking services. The firm organizes its asset management through portfolio manager teams and research groups, offering a range of advisory programs including separately managed accounts and mutual funds.

Daniel Kleinschuster is a financial advisor at &Partners with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at UBS Financial Services from 2007 to 2024 before joining &Partners. &Partners serves a diverse client base, including individual and institutional clients such as non-wealth and high-net-worth individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services, financial planning, retirement plan consulting, and investment banking, utilizing a mix of proprietary models and third-party managers through the Envestnet platform.

Linwood Orenduff is a financial advisor with PlanMember Securities Corporation in Richmond, VA, holding the ChFC® designation and Series 63 and 66 licenses. He has 42 years of industry experience, including prior roles at VOYA Financial Advisors and operating his own firm, Orenduff & Associates, since 2004. Outside of advisory work, he is involved in a noninvestment related real estate rental business. PlanMember Securities Corporation provides retirement-plan advisory services primarily to employers and plan participants, offering fiduciary oversight, participant investment options, and educational support. Their investment approach utilizes a top-down strategic asset allocation framework with risk-based mutual fund portfolios and defined rebalancing events.

Victor Kane Jr. is a financial advisor at Truist Advisory Services with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Truist and its predecessor firms since 2010. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Jerrell Smith is a financial advisor at Davenport & Company LLC with five years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors and Wells Fargo Clearing Services. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to individual and institutional clients. The firm offers a variety of services, including asset management, retail brokerage, fixed income, public finance, investment banking, and financial planning, with investment decisions supported by dedicated portfolio manager teams and a weekly Investment Policy Committee.

Sarah Burke is a financial advisor with Schwab Wealth Advisory and holds Series 65 and Series 63 licenses. She has three years of industry experience, including roles at Charles Schwab & Co., Inc. and Burke Estate & Tax Law, LLC. Prior to joining Schwab Wealth Advisory, she worked at The Haley Law Group, LLC for nine years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab, conducting at least annual account reviews without exercising discretionary trading authority.

Jonathan Stratton is a financial advisor with Davenport & Company LLC in Richmond, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Davenport & Company since 2004. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to individual and institutional clients. The firm offers a range of services including asset management, retail brokerage, fixed income, public finance, investment banking, and financial planning through various investment vehicles and tailored strategies.

Charlotte Fox is a CFP® professional with 13 years of experience in the financial services industry. She has worked at firms including Merrill and Heritage Wealth Advisors, and is currently affiliated with Commonwealth Financial Network and True North Advisors. Fox serves as the Women in Finance Chair for the Financial Planning Association. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions and discretionary model portfolios.

Jeffrey Hammer is a CFP® and ChFC® with 14 years of industry experience, currently serving as a financial advisor at Hornor, Townsend & Kent, LLC since 2025. Prior to joining HTK, he worked at Northwestern Mutual in various capacities from 2011 to 2025. Outside of his advisory role, he is CEO of Hammer Forte Consulting, LLC, providing consulting services related to business, philanthropy, intellectual property, and public speaking. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily on a non-discretionary basis through third-party asset manager platforms and financial planning. The firm combines client-directed implementation with standard investment approaches and maintains dual registration as an SEC-registered investment adviser and broker-dealer.

Gregory Kish is a Certified Financial Planner (CFP®) with 27 years of industry experience. He has been with Valic Financial Advisors since 1999 and also holds a position as an agent with Agia, where he works with non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs through a large network of advisors, utilizing centralized technology and model solutions to manage assets at scale.

Dorothy Elder is a CFA® charterholder and financial advisor at Truist Advisory Services with 15 years of industry experience. She previously worked at SunTrust Advisory Services and SunTrust Bank. Elder serves as a trustee and investment committee chair for the MCV Foundation, a nonprofit supporting medical research at the Medical College of Virginia. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plans, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and research tools.

Lorenzo Huff is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has worked with SunTrust Advisory Services and SunTrust Bank since 2007. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and manager relationships.

Erin Fuselier is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 22 years of industry experience. Prior to joining Truist in 2023, she worked at Virginia Asset Management and Securian Financial Services from 2019 to 2023, and BB&T Securities from 2015 to 2019. Outside of her advisory role, Erin teaches group fitness classes at Gold's Gym and the Burkwood Recreation Association in Richmond, VA. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platform arrangements to support its AMC Advantage manager-selection program.

Matthew Efland is a financial advisor at Focus Partners Wealth, LLC, holding a Series 65 designation. He has one year of experience in the advisory industry and previously worked at Wade Trim, Columbia Gas of Virginia, HENKLES AND McCOY, and Buffalo Wild Wings. Focus Partners Wealth serves a diverse range of clients including individuals, high-net-worth families, family offices, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and offers a broad suite of wealth management services alongside affiliated investment vehicles and products.

Harrison Geho is a financial advisor with Davenport & Company LLC in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Davenport & Company since 2000. Outside of his advisory work, he serves as president of the Wrights Island Game Association, a recreational property organization focused on hunting, camping, and fishing. Davenport & Company LLC is a privately held, employee-owned firm that provides investment management and brokerage services to individual and institutional clients. The firm offers a range of services including asset management, retail brokerage, fixed income, public finance, investment banking, and financial planning, with investment decisions made by dedicated portfolio manager teams supported by an Investment Policy Committee.