Yu Chen is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Mass Mutual Investors Services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Christopher Lee is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked in roles at Uber Eats, San Sushi, Amazon, Cafe Patio, KPB Asian Bistro, and DoorDash. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory platforms to implement customized investment models and fiduciary services.

Terry Boldt Degunto is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America prior to joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides services that include but are not limited to, financial planning, investment advisory, and brokerage through its extensive network of advisors.

Sidney Sall is a financial advisor with Equitable Advisors in San Francisco, holding a Series 65 designation and having 53 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory work, he participates in community fundraising for LifeHouse Agency, which supports the developmentally disabled, and is involved in charitable planning with Temple Rodef Shalom. Equitable Advisors serves a broad range of clients including individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, often utilizing third-party asset managers and advisory platforms.

Benjamin Garrison is a Financial Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 2021, he has worked with individuals, families, and business owners to navigate complex financial decisions related to retirement planning, business growth, and legacy creation. Benjamin emphasizes a personalized approach, tailoring strategies to each client's unique goals and adapting to changing life circumstances and market conditions. He specializes in family wealth management strategies, managing new wealth, and small business strategies. Benjamin guides clients through challenges such as starting and growing a business, selecting appropriate retirement plans, optimizing exit strategies, and managing cash flows. His advisory process incorporates over 50 years of cumulative team experience and Merrill's Personal Wealth Analysis™ tool to provide clear and confident financial planning. Benjamin holds a Bachelor of Science degree in Finance from Oregon State University. He is involved with professional organizations including the Oregon State Men's Rowing Alumni and the Oregon State University Alumni Association. Outside of his professional role, Benjamin enjoys spending time with his family and participating in activities such as basketball, camping, fishing, football, golfing, hiking, skiing, and soccer.

Shiqi Wang is a financial advisor at Morgan Stanley in Oakland, CA, holding a Series 66 designation with 6 years of industry experience. Wang has been with Morgan Stanley since 2011. Outside of financial advising, Wang is involved in a pole and dance studio focused on art, culture, and fitness activities. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning arrangements.

Phylos Tobler is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2020, he worked at E.K. Riley Investments, LLC for five years. Outside of his advisory role, Tobler is involved with a separate business entity supporting his LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to diverse strategies supported by LPL Research and third-party subadvisors.

Eric Bradford is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at JPMorgan Securities, Wells Fargo Bank, and BMO. He is also a commissioned notary public in California. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support both discretionary and non-discretionary management.

Theresa Chao is a financial advisor at Charles Schwab with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Charles Schwab since 2004, including 12 years at Charles Schwab Bank, SSB. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.

Sandra Griffin is a Series 66-licensed financial advisor with five years of industry experience. She has worked at UBS Financial Services since 2022 and previously was with Robert W. Baird & Co from 2019 to 2022. Prior to her financial services career, she was involved with A Lady's Touch Inc from 2016 to 2019. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Samuel Grenning is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Fidelity Investments since 2015. Based in San Francisco, CA, he holds the Series 63 designation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and the use of AI-driven research methods.

Molly Mckenna Redfield is a financial advisor with Morgan Stanley in Oakland, CA, holding a Series 66 designation and nine years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank since 2017. Prior to this, she worked at Groupon and attended the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools along with input from its Global Investment Committee to support client financial plans.

Alphonse Alexandre is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2021. He brings nearly two decades of experience in financial advisory roles, having worked at several prominent firms including Merrill Lynch and Citibank. His professional background encompasses a range of positions, from Financial Advisor to Financial Solutions Advisor and Personal Banker. Throughout his career, Alphonse has developed expertise in helping clients prepare for and navigate significant life events through personalized financial planning. He holds a California Insurance License, supporting his ability to provide comprehensive financial guidance. Prior to his current role, he held various positions at Merrill Lynch from 2007 to 2021 and at Banc Of America Investment Services in 2006-2007. Outside of his professional responsibilities, Alphonse enjoys family activities and is interested in sports such as golf, soccer, table tennis, and tennis.

Michael Velzo is a financial advisor with LPL Financial in San Francisco, CA, holding a Series 66 designation and 10 years of industry experience. He has been with LPL Financial since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Matt Richardson is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He focuses on understanding his clients and collaborating with them to address both immediate and long-term financial questions and concerns. His approach emphasizes integrity, transparency, and collaboration to help clients reduce uncertainty and work towards their most important financial goals. Prior to joining Fidelity Investments, Matt worked in Institutional Fixed Income Sales at JP Morgan Chase from 2018 to 2023 and at Bank of America Merrill Lynch from 2013 to 2018. He holds a California Insurance License.

Jeffrey Wold is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2004, having been recruited from Smith Barney. In his role, Jeffrey utilizes a comprehensive process to understand clients' financial situations and design customized strategies. His approach focuses on organizing, prioritizing, and helping clients realize their financial goals. His client focus areas include Corporate Executive Services, Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Socially Responsible and Values-Based Investing, as well as Individual and Corporate Investment Strategy. Jeffrey holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from Redwood High School. Outside of his professional work, Jeffrey enjoys outdoor activities such as boating, camping, fishing, hiking, scuba diving, skiing, swimming, and spending time with his family. He is also a PADI Scuba Instructor.

Anthony Arch III is a financial advisor with Equitable Advisors in San Francisco, CA, holding Series 63 and Series 65 credentials and having 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm employs a range of advisory models implemented by third-party managers and offers ERISA fiduciary services to qualified plans.

Winston Thomas is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley & Co Inc since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models in its advisory process.

George Aarsheim is a financial advisor with Charles Schwab in Corte Madera, CA, holding a Series 66 designation and one year of industry experience. Prior to rejoining Charles Schwab in 2025, he spent several years in full-time education and worked at Instacart and Marin Country Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Kenneth Lauranzano is a financial advisor with Stifel, holding a Series 63 designation and 31 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment methodology from its Investment Strategy Group.