Olivia Timmerding is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Her prior work includes roles at IPS Logistix and Northern Kentucky University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its work with registered investment companies, use of systematic methodologies, and its role in delivering model portfolios to intermediary platforms.

Jeff Morris is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. He works with individuals and their families to identify, prioritize, and assess financial opportunities aligned with both short-term and long-term goals. Jeff emphasizes partnership with his clients to understand their preferences and assist them in achieving their financial objectives. Jeff has held various roles at Fidelity Investments since 2016, including Regional Center Planning Consultant - Premium, Investment Consultant, Retirement Planner, Investment Solutions Representative, and Customer Relationship Advocate. His experience spans multiple facets of financial consulting and planning. He holds insurance licenses in Arkansas and California.

Andrew Krumpelman is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 licenses and has been with various Fidelity entities since 2012. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Eric Greenwell is a financial advisor with Wells Fargo Advisors in Cincinnati, OH, holding a Series 66 designation and 23 years of industry experience. He has been with Wells Fargo Advisors since 2009, including prior roles at Wells Fargo Clearing. Greenwell has ownership interests in investment-related businesses, including EGG Wealth Management LLC and KAALMAKA LLC. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services like business-owner transition and special-needs planning. The firm integrates advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo’s research and planning tools.

Caitlin Babcock is a financial advisor with Raymond James & Associates, holding a Series 66 designation and one year of industry experience. Her prior work history includes positions at Fisher Investments, Citibank, Victoria's Secret PINK, and Buffalo Wild Wings. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and advisory services through a range of portfolio management styles and affiliated research resources.

Ryan Rengering is a financial advisor at Fidelity with six years of industry experience and a Series 66 designation. His work history includes positions at Fidelity Brokerage Services since 2019, Fidelity Investments since 2025, and prior roles at Veritude, TSC Apparel, FIIOC, The Gibbs Firm, LLC, Northern Kentucky University, and Mason Grounds Management. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including a Charitable Gift Fund and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs, and is notable for its CFTC registration and advisory roles with multiple registered investment companies.

Kevin Creech is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked primarily with Fidelity-affiliated entities since 2005, with a brief tenure at Merrill. He is based in Covington, KY. Kevin is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and also serves multiple registered investment companies.

Bradley Walker is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Amazon.com and A&P Technology. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe of mutual funds, ETFs, and ETPs.

Cameron Oak is an Investment Solutions Representative III at Fidelity Investments, where he has been serving since 2026. He has progressed through several roles within the company, starting as a Customer Relationship Advocate in 2023, advancing to Investment Solutions Representative I in 2024, then to Investment Solutions Representative II in 2025, before assuming his current position. In his role as an investment advisor, Cameron focuses on helping individuals and families make informed financial decisions. He works with clients to build long-term wealth through thoughtful planning and disciplined investment strategies, aiming to support their financial security and peace of mind. Outside of his professional responsibilities, Cameron has interests in baseball, beach activities, football, snowboarding, and traveling.

Mark Hentz is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at Swim Safe Pool Management, Lexus River Center, and Ruwe Family Pharmacy. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs, and engages in advisory roles for registered investment companies and fund-of-funds.

Travis Curd is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years before joining Raymond James in 2022. He is the president and founder of Kids & Community Food Collaborative, a nonprofit focused on developing community partnerships and raising funds to provide food packs to students in the Oak Hills Local School District. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and maintains unique municipal advisor affiliations alongside specialized retirement advisory programs.

Michael Whited is a financial advisor with Primerica Advisors in Springdale, OH, holding a Series 63 designation and nine years of industry experience. He has worked at Primerica Advisors since 2017 and is involved with several other business ventures, including Torchlight Financial Group and Superior Alarms LLC. He has prior experience with the City of Hillsboro. Whited’s activities extend to sales of loan products and home security-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and supports clients through a large network of advisors, focusing primarily on individual investors rather than institutional portfolios.

Andrew Beckman is a CFP® professional with 11 years of industry experience, currently affiliated with Fidelity. His prior experience includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, and Key Investment Services, LLC. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various investment products.

Kevin Broxterman is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2007. Prior to this role, he worked as a Financial Service Representative at Fidelity Investments from 2000 to 2006. Throughout his career at Fidelity, he has followed the standards set by the CFP Board, prioritizing clients' interests in his financial planning and guidance. Kevin holds insurance licenses in Arkansas and California, supporting his work in financial consulting. He values building relationships with clients and focuses on strategies that enhance growth potential while minimizing risk. Outside of his professional work, Kevin is interested in fitness, football, social events with friends, parenthood, and pets.

William Anderson is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and two years of industry experience. He has worked at multiple Cetera entities and Efficient Advisors, and he also manages administrative duties at Anderson Financial. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

William Hennessey is a financial advisor at Charles Schwab with 27 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including TIAA-CREF, Aequitas Investment Management, TD Ameritrade, Natcity Investments, and Fidelity. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios along with a centralized operational structure.

Richard Spurlock is a Wealth Management Planning Consultant at Fidelity Investments, a role he has held since 2019. In this capacity, he focuses on addressing the unique financial service needs of his clients and their families, aiming to build strong relationships grounded in trust, reliability, and competency. He has been with Fidelity Investments since 2007, gaining experience in various positions including Service Representative, Premium Services Representative, Private Client Group Representative, and Client Services Help Desk. This progression reflects a comprehensive understanding of client services within the financial sector. Outside of his professional responsibilities, Richard enjoys activities such as bowling, fishing, golf, and spending time with his pets.

Kristopher Keefe is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He previously worked at RDI Corporation and has been involved in the restaurant business as a bartender at Jefferson Social LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Carly Chafin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she was involved with Luckman Coffee Company for over a decade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction with a focus on mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and constructs model portfolios for intermediary platforms.

Gerald Barone is a CFP® and PFS™ with 28 years of industry experience. He has worked at Avantax Advisory Services and Avantax Investment Services before joining Cetera in 2025. In addition to his advisory work, he is a Certified Public Accountant involved in tax preparation and accounting through his own firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management and financial planning through a large network of independent advisors and a multi-manager platform with a range of program options and custodial relationships.