Mitchel Penn is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2021. Prior to joining Oppenheimer, he worked at Janney Montgomery Scott for nine years. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations, offering advisory and brokerage services such as investment management, consulting, and retirement services. The firm utilizes strategic and tactical asset allocation along with manager selection and various investment strategies to construct client solutions.

Bryant Mayes III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 66 and Series 63 designations and has worked previously at GWFS Equities, Inc. and Nationwide Investment Services Corp. Outside of his advisory role, he is also a real estate agent with Coldwell Banker Realty in Baltimore, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm emphasizes a goals-based approach with annual reviews and employs tax-aware rebalancing and Monte Carlo simulations to support retirement income planning.

Patrick Wheeler is a Series 66-licensed financial advisor with two years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc. and has prior experience at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he has worked as a bartender at BJ’s Restaurant and Brewhouse. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios using proprietary T. Rowe Price mutual funds and ETFs, with financial plans developed through Monte Carlo simulations and accounts managed on a discretionary basis.

Andrew Heiges is a CFP® professional with 26 years of industry experience. He currently works at T. Rowe Price Advisory Services, Inc., where he has been since 2016. Prior to that, he held roles at TIAA and TIAA-CREF from 2012 to 2016. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and telephone access to advisors.

Joshua Vlna is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining T. Rowe Price, he has held positions at The Tree Farm, the University of Maryland Global Campus, Target, Modell's Sporting Goods, and the University of Mississippi. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm offers point-in-time plans and annual reviews supported by an interactive online tool and manages accounts with tax-aware strategies and tactical allocations.

Timothy Finkelston is a financial advisor at NewEdge Advisors with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial and Columbia Benefits Consultants, where he serves as president. Finkelston is also vice president of the nonprofit Champions Against Cancer and maintains active law licenses in Pennsylvania and Maryland, though he does not practice law. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning, utilizing a range of investment strategies and regular portfolio reviews.

Evaristo Gonzalez is a Series 66-licensed financial advisor with eight years of industry experience. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 2017 and 2015 respectively. Outside of his advisory role, Gonzalez is an independent contractor providing outside disability insurance through Peterson International and Assurity. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage services, financial planning, retirement plan consulting, and investment advisory programs that include discretionary and non-discretionary options.

Daniel Mules is a financial advisor with MAI Capital Management, LLC, holding a Series 65 designation and 10 years of industry experience. He worked at Geier Asset Management from 2007 to 2021 before joining MAI Capital Management in 2021. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base, including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets as of May 2026 and offers a broad range of portfolio strategies and financial planning services while serving in both product-sponsor and advisory roles.

Patrick Fornadel is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining T. Rowe Price in 2023, he worked at X-Ceed Consulting and UPS, among other roles. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive planning tools.

Stavros Rizakos is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience and a Series 65 designation. His prior roles include positions at The Colony Group, Connectus Wealth, Horan Capital Management, Morgan Stanley & Co. LLC, Maller Wealth Advisors, and Lincoln Financial Advisors Corporation. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework, combining active and passive strategies along with private and registered funds.

Joshua Whaley is a financial advisor at PlanMember Securities Corporation with one year of industry experience. He holds Series 65 and Series 63 licenses and has worked at Capital One Financial and Aerotek, Inc. prior to his current roles. Outside of advisory work, he is also a licensed real estate agent. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios, offering education and support services including seminars and personalized retirement planning.

Joshua Weszka is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 19 years of industry experience. He has been associated with Commonwealth and Vision Wealth Partners, LLC since 2016 and previously worked at MML Investors Services from 2007 to 2016. Outside of advisory services, he is involved in private insurance and consulting businesses through part ownership in related entities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform, including managed-account programs, third-party asset manager access, and custody services, enabling advisors to implement diversified investment strategies tailored to client goals and risk tolerance.

Julia Catuara is a CFP® with 36 years of experience, currently affiliated with Eagle Strategies (NY Life). She has been involved with Eagle Strategies since 2008 and also operates Catuara & Bell, Inc., through which she brokers non-registered insurance products. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs tailored to client objectives and primarily manages assets on a non-discretionary basis.

Bobbi Young is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 17 years. Outside of her advisory role, she participates as a mystery shopper and teaches yoga. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets, utilizing a diversified investment approach that blends passive and active management overseen by an internal Investment Committee.

Daniel Tambellini is a CFP® with 27 years of industry experience. He has been with T. Rowe Price Advisory Services, Inc. since 2017 and previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities from 2003 to 2017. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applying tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Eric Kodish is a CFP® professional affiliated with United Planners Financial Services of America, with 14 years of industry experience. He has been involved in multiple business activities including managing entities related to tax preparation and accounting, as well as several real estate and property management ventures. United Planners Financial Services is a national wealth-management enterprise serving a broad client base including individual investors, retirement plans, corporations, and institutional clients. The firm operates with a large network of independent Investment Adviser Representatives and employs mostly non-discretionary account management strategies.

Jason Policastro is a CFP® with nine years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He has worked at T. Rowe Price since 2016 with a two-year period at Cornerstone Advisory from 2021 to 2023. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm utilizes proprietary mutual funds and ETFs within model-driven portfolios and offers planning supported by an interactive online tool and telephone access to advisors.

Leah Powell is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and having two years of industry experience. She has worked in various roles across multiple companies before joining T. Rowe Price in 2024. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, focusing on retirement planning for individual investors and households. The firm combines goals-based financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

Jianmin You is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior work includes roles at People Builders Financial, Inc., Kaiser Permanente, and International Medical Group. He also provides health insurance options through several affiliations, including Donahoe & Associates LLC and IMG. Transamerica Financial Advisors serves a broad client base with investment advisory, brokerage, and retirement-plan services. The firm employs a model portfolio approach combined with third-party managers and digital programs, managing approximately $1.7 billion in assets.

Lauren Szczybor is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including The Colony Group, LLC, T Rowe Price, Merrill, Lincoln Financial Advisors, Hornor, Townsend & Kent, Inc, and Penn Mutual Life Insurance Company. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies alongside private funds and ETFs.