Kelly Williams is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, and has seven years of industry experience. She has been with Morgan Stanley since 2013, including a brief period working outside the financial sector in 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes a structured discovery process and planning tools that employ Secular Return Estimates and Monte Carlo simulations to model financial outcomes.

Melissa Mullan is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and is also associated with Harford Financial Group, where she has served as an independent insurance agent and holds a secretary role. Additionally, she serves on the finance committee of St. Mary of the Assumption Church. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with features aimed at supporting advisor business relationships and compliance.

Andrew Leedom is a financial advisor with Ameriprise in Sparks, MD, holding Series 65 and Series 66 licenses and 28 years of industry experience. He has been with Ameriprise since 2008. Outside of his advisory role, he owns and manages Leedom AR, LLC, an investment-related business. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Baylee Gray is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial planning and wealth management strategies. She works with individuals, families, and business owners to make informed financial decisions that align with their long-term goals. Her areas of focus include family wealth management, personal retirement planning, managing new wealth, women and wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income planning. Prior to her career in finance, Baylee served as an Emergency Medical Technician, an experience that contributed to her service-first mindset and ability to navigate complex situations calmly and thoughtfully. She has several years of experience supporting advisory teams and developing expertise in investment management, financial planning, and client service. Baylee is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Baylee holds a Bachelor's Degree from the University System of Maryland and a Master of Business Administration from the Louisiana State University System. She is involved with the University of Maryland Medical Center in her community. Outside of work, Baylee enjoys boating, bowling, cooking, football, hiking, interior decorating, spending time with her family, swimming, traveling, and watching movies.

Max Hoffman is a financial advisor at Fidelity with Series 66 registration and one year of industry experience. His prior roles include positions at Equitable Advisors and various non-financial organizations. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management. The firm employs a systematic investment approach utilizing fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Zouhair Tahri is a financial professional with Cetera and holds Series 63 and Series 65 licenses. He has professional experience managing a tax and accounting firm, Tahri CPA PLLC, since 2021. Prior to his current financial services role, he worked in the technology sector with DXC Technology and Xerox. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform combining affiliated and third-party investment options.

Geoffrey Brent is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at RBC Capital Markets since 2009 and at City National Bank since 2017. Brent serves on the boards of the Living Classrooms Foundation, a nonprofit supporting at-risk youth, and Boys' Latin School, where he chairs the committee on trustees. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies, combining in-house and third-party managers, and provides portfolio management, financial planning, custody, and brokerage services.

Clayton Wright Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 22 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he is involved in tax preparation services through Mike Wolf Tax Services, working seasonally as a tax preparer alongside experienced professionals. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and various investment strategies.

Douglas Madairy is a financial advisor with Cambridge Investment Research Advisors in Phoenix, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior work includes roles at National Planning Corporation and his own CPA practice, which he has maintained since 1987. He is also involved in independent insurance sales and tax preparation activities. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers a variety of portfolio management options across multiple platforms, combining proprietary and third-party strategies tailored to client needs.

Joseph Morgan is a financial advisor at Osaic with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Advisors Corporation for 33 years. Outside of his advisory role, he is involved in philanthropic activities, including ownership of The Morgan Family Foundation, which raises funds for dyslexic schools and programs in Maryland, and serves on the board of a dyslexia tutoring non-profit. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated financial services through a large network of advisers, utilizing asset-allocation tools and multiple advisory platforms to support customized portfolio management.

Russell Weber is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 2009. Weber serves as a board trustee for The Friends School of Baltimore. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, delivering advisory work through proprietary research and model-based asset allocations.

Terrell Barnes is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he worked at Sheppard Pratt Health Systems and is involved in a home improvement business specializing in roofing services for homeowners. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Ethan Buda is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America, Interstate Management Company, and several hospitality and investment-related businesses. Outside of finance, he has experience in the restaurant industry with firms such as Atlas Restaurant Group and World of Beer. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michele Burch Lippincott is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and bringing 25 years of industry experience. She has been with UBS since 2006. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory offerings, leveraging proprietary capital market assumptions and research to tailor financial plans and portfolio management aligned with clients’ goals and risk tolerances.

Sueann Griffin is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 66 designation and 28 years of industry experience. She has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and custody and brokerage services, with investment strategies supported by ongoing manager selection, internal research, and the use of artificial intelligence.

Tafari Surgeon is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in helping business owners, employees, families, and friends achieve their financial objectives. His expertise encompasses a range of areas including college education planning, corporate benefits, family wealth management strategies, personal retirement planning, socially responsible and values-based investing, tax minimization, and small business strategies. Tafari employs a disciplined wealth management approach grounded in transparent and consistent communication, acting in a fiduciary capacity to provide clients with reliable stewardship as they pursue their long-term goals. Tafari holds a Personal Investment Advisor (PIA) designation and completed his studies in Computer Science and Information Security at John Jay College of Criminal Justice. He earned his high school diploma from John Jay High School. Raised in New York City and later relocating to Maryland, Tafari balances his professional role with active community involvement, volunteering with organizations such as Helping Up Mission and Junior Achievement. In his free time, he engages in a variety of personal interests including coaching and training in sports like basketball, boxing, and soccer, as well as music, painting, reading, running, and traveling. Family plays a central role in his life, and he stays informed on history and current events to remain solutions-driven during periods of market volatility.

Ashley Rowett is a financial advisor at Merrill with 10 years of industry experience. She has worked at Merrill since 2017 and previously spent two years at T. Rowe Price. She holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Svensen is a financial advisor with LPL Enterprise, holding Series 66 and Series 63 designations and four years of industry experience. His prior roles include positions at T. Rowe Price, Janus Management Holdings Corp, and Alps Fund Services. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutions, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Adrian Albidress II is a financial advisor with LPL Financial in Bel Air, MD, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior work includes roles at Nationwide Securities LLC and longstanding involvement with Albidress-Sanderson Agency, Inc. He also works as a CPA tax preparer and is an author. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research.

Jizi Dai is a financial advisor at Edward Jones with eight years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2019, Dai worked at Pruco Securities, LLC and The Prudential Insurance Company of America between 2016 and 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.