Joseph Taylor is a financial advisor with Vanguard Advisers in Malvern, PA, holding a CFP® designation and Series 63 license. He has five years of industry experience, including prior roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm combines algorithm-driven, goal-based portfolio construction with a broad range of Vanguard funds and ETFs, supporting customized investment strategies at scale.

Chase Oshea is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he held roles at Dolce Zola and 9 Prime, alongside work experience in education and hospitality. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized portfolios primarily consisting of Vanguard funds and ETFs.

John Gavin is a financial advisor at LPL Enterprise with two years of industry experience. He holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America, Pruco Securities LLC, and State Farm Insurance. Outside of his financial career, he has been involved with the Republican Party of Pennsylvania and has experience working in hospitality and education sectors. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm’s investment approach is typically model-driven, offering access to third-party asset managers and financial planning services, with additional offerings including trust custody, insurance products, and a collateralized lending program.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Jad Abou Chacra is a financial advisor at Vanguard Advisers with one year of industry experience and holds the Series 66 designation. Prior to joining Vanguard, he worked at several firms including 118 North and First Watch Restaurants. Outside of finance, he is employed as a bartender at Ardmore Music Hall. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models to create personalized asset allocations primarily from Vanguard funds and ETFs.

Hale Hollis is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at Vanguard-affiliated entities since 2021. Outside of his advisory role, he has been involved with Stonewall Golf Course in various capacities since 2012. Vanguard Advisers delivers automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios.

Austin Born is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at various Vanguard affiliates since 2019 and previously held roles at Ranstadt, Bryn Mawr Trust Company, and Saint Joseph's University. Outside of his advisory work, Born is employed in janitorial services at Clean Right Building Services, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, utilizing proprietary models and customization options to personalize asset allocations.

John Devenney III is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and four years of industry experience. He has been with Vanguard in various capacities since 2022. Outside of finance, he has worked as a contracted delivery driver for Amazon Flex. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisory services for retail investors and retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through its scalable digital platform.

Nicholas Saggers is a CFP® with 29 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and its related entities since 1995. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Paul Grippi is a CFP® credentialed financial advisor with 16 years of industry experience, currently associated with Vanguard Advisers. His prior experience includes roles at Janney Montgomery Scott LLC, Sinclair Broadcasting, Assurance IQ, and as a self-employed contractor selling Medicare insurance. He is based in Malvern, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, primarily investing in Vanguard funds and ETFs, and manages a large client base with over 2,400 advisors.

Joseph Mcmaster is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. His career includes roles at Vanguard Marketing Corporation and THE Vanguard Group, Inc., alongside his current position. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios with Vanguard funds and ETFs.

Daniel Johnson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Voya Financial Advisors, Citizens Securities, Rockland Trust, and BSMG Investment. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with broker-dealer and investment adviser registrations to deliver a range of advisory and brokerage services.

David Beagle is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Wells Fargo Clearing, PNC Wealth Management, and Ameriprise. He also engages in residential rental property management as a landlord. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through both automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, emphasizing scalable digital delivery alongside personalized asset allocation.

John Wolfersberger is a CFA® charterholder with 20 years of industry experience. He is currently with Vanguard Advisers and has been affiliated with Vanguard entities since 2004, including Vanguard Marketing Corporation and The Vanguard Group, Inc. He holds a Series 63 license. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and offers portfolios constructed mainly from Vanguard funds and ETFs.

Marcus Carter is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2021. He has been associated with The Vanguard Group and its related entities since 1997. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a high volume of client relationships through its scalable digital platform.

Joseph Connelly is a financial advisor with Wells Fargo Clearing in Newtown Square, PA, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent one year at Pacer Financial, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Chris Lascarides is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at LPL Financial, M&T Securities, Cetera Advisor Networks LLC, and Vicus Capital, Inc. He maintains an insurance license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, investing largely in Vanguard funds and ETFs with tax-aware features and customization options.

Michael Daly is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has also held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Zanelle Sutton is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Vanguard since 2005, including roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to joining Vanguard Advisers in 2025, she worked briefly at Amazon in 2018. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios composed primarily of Vanguard funds and ETFs, providing customization options and tax-aware strategies.

Nicole Fean is the Vice President and Branch Leader at Fidelity Investments, a role she has held since 2024. Prior to this position, she served as a Branch Leader at Fidelity from 2022 to 2024. Nicole's professional experience includes various leadership and consulting roles in the financial services industry, beginning as an Intern at Scottrade, Inc. in 2010 and progressing through positions such as Investment Consultant and Branch Manager at Scottrade, Inc., as well as Branch Manager and Senior Financial Consultant at TD Ameritrade. Throughout her career, Nicole has focused on coaching her team to deliver excellent client experiences through holistic financial planning aimed at helping clients achieve their financial goals. Her background reflects a commitment to leadership and client service within the investment and financial consulting sectors. Outside of her professional life, Nicole enjoys family activities, fitness, horseback riding, outdoor adventures, skiing, and traveling.