John Gavin is a financial advisor at LPL Enterprise with Series 66 certification and one year of industry experience. He has held positions at The Prudential Insurance Company of America, Pruco Securities LLC, and State Farm Insurance. Outside of finance, he has been involved with the Republican Party of Pennsylvania and has experience working with local golf clubs and hospitality establishments. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to various brokerage and insurance products via an integrated platform.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Jad Abou Chacra is a financial advisor at Vanguard Advisers with a Series 66 designation and no prior industry experience. In addition to his role at Vanguard, he works part-time as a bartender at Ardmore Music Hall. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach largely built on Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and a large advisory team.

Hale Hollis is a financial advisor at Vanguard Advisers with 5 years of industry experience. He holds the Series 66 and Series 63 designations. His prior work experience includes roles at The Vanguard Group Inc and Vanguard Marketing Corporation, as well as engagements with Stonewall Golf Course and Hound Dog Honey. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Austin Born is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at various Vanguard affiliates since 2019 and previously held roles at Ranstadt, Bryn Mawr Trust Company, and Saint Joseph's University. Outside of his advisory work, Born is employed in janitorial services at Clean Right Building Services, Inc. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, utilizing proprietary models and customization options to personalize asset allocations.

John Devenney III is a financial advisor at Vanguard Advisers with Series 66 and Series 63 registrations and four years of industry experience. He has been with Vanguard entities since 2022 and has prior experience including self-employment and a role at Arcadia University. Outside of his advisory work, he has worked as a contracted driver for Amazon Flex. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and largely Vanguard funds and ETFs to set personalized allocations.

Nicholas Saggers is a CFP® with 29 years of industry experience, currently serving at Vanguard Advisers. He has been affiliated with The Vanguard Group, Inc. and its related entities since 1995. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to asset allocation, primarily utilizing Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisor teams.

Paul Grippi is a CFP® credentialed financial advisor with 16 years of industry experience, currently associated with Vanguard Advisers. His prior experience includes roles at Janney Montgomery Scott LLC, Sinclair Broadcasting, Assurance IQ, and as a self-employed contractor selling Medicare insurance. He is based in Malvern, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach, primarily investing in Vanguard funds and ETFs, and manages a large client base with over 2,400 advisors.

Joseph Mcmaster is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 66 and Series 63 designations and three years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, THE Vanguard Group, Inc., and West Virginia University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital platforms and a team servicing model.

Daniel Johnson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 17 years of industry experience. His prior roles include positions at Voya Financial Advisors, Citizens Securities, Rockland Trust, and BSMG Investment. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with broker-dealer and investment adviser registrations to deliver a range of advisory and brokerage services.

David Beagle is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 18 years of industry experience. He has worked at The Vanguard Group since 2022 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he is a landlord involved in residential rental property management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach featuring proprietary methodologies and a focus on Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

John Wolfersberger is a CFA® charterholder and Series 63 licensee with 19 years of industry experience. He is currently with Vanguard Advisers and has been associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2004. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and advisory teams.

Marcus Carter is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2021. He has been associated with The Vanguard Group and its related entities since 1997. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a high volume of client relationships through its scalable digital platform.

Joseph Connelly is a financial advisor with Wells Fargo Clearing in Newtown Square, PA, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent one year at Pacer Financial, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Chris Lascarides is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at LPL Financial, M&T Securities, Cetera Advisor Networks LLC, and Vicus Capital, Inc. He maintains an insurance license. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, investing largely in Vanguard funds and ETFs with tax-aware features and customization options.

Michael Daly is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has also held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs.

Zanelle Sutton is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds the Series 66 and Series 63 designations. Her work history includes roles at Amazon and extensive involvement with Vanguard entities since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach and manages portfolios primarily composed of Vanguard funds and ETFs, offering a combination of digital delivery and advisor support across a large client base.

Michael Sinnott is a financial advisor at Vanguard Advisers with eight years of industry experience. He has held roles at multiple Vanguard entities since 2017 and previously worked with The Uncommon Individual Foundation and Rider University. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach centered on proprietary models and primarily uses Vanguard funds and ETFs to construct personalized portfolios.

Nicole Fean is the Vice President and Branch Leader at Fidelity Investments, a role she has held since 2024. Prior to this position, she served as a Branch Leader at Fidelity from 2022 to 2024. Nicole's professional experience includes various leadership and consulting roles in the financial services industry, beginning as an Intern at Scottrade, Inc. in 2010 and progressing through positions such as Investment Consultant and Branch Manager at Scottrade, Inc., as well as Branch Manager and Senior Financial Consultant at TD Ameritrade. Throughout her career, Nicole has focused on coaching her team to deliver excellent client experiences through holistic financial planning aimed at helping clients achieve their financial goals. Her background reflects a commitment to leadership and client service within the investment and financial consulting sectors. Outside of her professional life, Nicole enjoys family activities, fitness, horseback riding, outdoor adventures, skiing, and traveling.

Matthew Barbacane is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with Vanguard Advisers since 2019. He also works with Vanguard Marketing Corporation and The Vanguard Group, Inc., where he has held roles since 2015. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and advisor teams.