Debra Wallach is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at UBS Financial Services from 2009 to 2017. Wallach has been with Merrill since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies constructed by internal teams and third-party managers.

Steven Eckna is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, including 16 years trading equities on Wall Street and 10 years advising high net worth individuals, businesses, and foundations in private banking with Wells Fargo and Bank of New York. Steven works with senior-level financial industry executives, business owners, retirees, and non-profit organizations, focusing on wealth management through a consultative approach that addresses each client's unique situation and provides transparent strategies to preserve and grow wealth. He holds a Bachelor's Degree from Rollins College and the Personal Investment Advisor (PIA) designation. Steven also maintains several FINRA registrations, including Series 7, 24, 55, 63, and 66. He is the president and founder of the Paul R. Eckna Foundation, a youth-based organization supporting community projects, and the Friends of Garden City Football, a booster organization aimed at supporting athletic and academic excellence in the Garden City High School community. Outside of his professional work, Steven enjoys cooking, golf, skiing, and spending time with his family. He is committed to community involvement and follows Merrill's tradition of volunteering with local organizations.

Sergio Rosa is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Morgan Stanley Private Bank, Morgan Stanley, and Merrill. Outside of his advisory role, he is involved with Swiftlane, Inc. in a referral capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with a focus on both strategic and tactical investment approaches supported by advanced operational tools.

Gregory Rooney is a CFA® charterholder with 26 years of industry experience, currently affiliated with Morgan Stanley. He has held roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC since 2020, and previously worked at Instinet, LLC. Outside of his advisory work, he serves as an adjunct professor teaching a graduate class and is an investor in a sports data company. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured discovery conversations and planning tools as part of its financial planning process and offers a broad range of retail and institutional investment services.

Nicholas Crocco is a financial advisor at Morgan Stanley with four years of industry experience. His background includes roles at RSM US LLP, the New York City Department of Finance, and several other organizations. He holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and model-based outcome simulations in its financial planning process.

Kwai Yun Chan is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Schwab in 2021, Chan worked at TD Ameritrade and Scottrade for over a decade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Susan Galati is a financial advisor with Equitable Advisors and holds Series 63 and Series 65 licenses. She has 40 years of industry experience, including 27 years at Equitable Advisors and 21 years at Axa Advisors. Outside of her advisory role, she prepares tax returns and assists with college financial aid forms. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a network of investment adviser representatives and third-party asset managers.

Tyler Konigsberg is a financial advisor at Merrill with a Series 66 designation and no prior industry experience before joining Merrill in 2025. His work history includes roles at Bank of America, Equitable Advisors, MassMutual, and Stifel Financial Corp. Outside of his advisory role, he provides occasional promotional outreach for social events with Rose Gold Presents. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Sanjay Malik is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in integrating various aspects of his clients' financial lives to help them prioritize and pursue their most significant goals. His approach involves understanding each client's financial situation, risk tolerance, time horizon, and liquidity needs to develop tailored strategies that align with their aspirations. Sanjay focuses on areas including personal retirement planning, small business strategies, and tax minimization. He emphasizes open dialogue with clients to address issues such as future health care expenses, education funding, business sales, home purchasing, and legacy creation. Utilizing the investment insights of Merrill and the banking services of Bank of America, he provides comprehensive resources to support clients' financial objectives. He holds a Bachelor's Degree from Narsee Monjee College of Commerce and Economics and is a Personal Investment Advisor (PIA). Sanjay is multilingual, speaking Marathi, Gujarati, Punjabi, English, and Hindi. Outside of his professional work, his personal interests include cooking, gardening, photography, reading, soccer, tennis, and watching movies.

Vito Mannino Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Bank of America, Merrill, and Quick & Reilly. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, emphasizing tailored financial planning supported by firm-approved tools and comprehensive investment resources.

Emily Stover is a financial advisor at Osaic Wealth, Inc. with four years of industry experience. She holds the Series 66 designation and has previously worked at Fidelity Investments. Outside of advising, she has experience working in the hospitality industry as a bartender and is associated with a financial advisory S-Corp, Tim Allen Financial Associates, where she engages in client meetings and account management. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio management across a broad range of investment products.

Ayana Hall is a financial advisor at Merrill with a Series 66 designation. She has over 20 years of industry experience, including two decades at Bank of America before joining Merrill in 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Cohen is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2019. Prior to his current roles, he had experience at Lehigh University. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global market analysis.

Divpreet Kaur is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 63 and Series 65 designations and has been with LPL Financial since 2012. Prior to that, she worked at Capital One Financial Advisors for one year. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services through a large network of investment adviser representatives.

Daniel Freeman is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at various J.P. Morgan entities since 2014. Outside of his advisory role, he owns and operates JJR Retail, LLC, an online resale business specializing in household and everyday items. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Patricia Thomas is a CFP® professional affiliated with LPL Financial, with 27 years of industry experience. She has worked at both LPL Financial and Flagstar Bank N.A. for the past 17 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Janet Palomba is a financial advisor with Cetera, holding a Series 63 designation and bringing 29 years of industry experience. Her career includes roles at Cetera Wealth Services, LLC and North Ridge Securities Corp. In addition to advising, she works as an insurance agent, selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers diverse investment management and planning services through a large network of independent advisors and multiple program platforms.

Paul Grant is a financial advisor at Primerica Advisors with two years of industry experience. He holds the Series 63 and Series 65 designations and has worked at PFS Investments Inc. since 2024. Outside of his advisory role, he is involved in sales of home security and automation products as well as mortgage and related home services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Andrew Goodman is a financial advisor at Fidelity with nine years of industry experience. He holds the CFP® and ChFC® designations and has worked at several firms, including Prudential and Ameriprise. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Andrea Mancini is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 63 license and 27 years of industry experience. His career includes roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015, as well as prior experience at Citigroup Global Markets starting in 1998. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.