Michael Fritch is a CFP®-certified financial advisor with 17 years of industry experience, currently working at Fidelity in Salt Lake City, UT. His career includes over a decade at Fidelity Brokerage Services, LLC, with continuous service at Fidelity since 2007. Fidelity Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios through systematic methods and long-term asset allocation benchmarks.

Steven Packham is a financial advisor at Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials with one year of industry experience. His prior roles include positions at Wells Fargo Bank, N.A., and Chartway Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Stuart Pippin is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has been with Fidelity Investments since 2010. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with notable involvement in commodity pool operations and AI-driven research methodologies.

Brandon Pham serves as Vice President and Executive Planning Consultant at Fidelity Investments, where he focuses on integrating workplace retirement benefits into comprehensive financial plans. He works closely with clients to understand their financial situations and family priorities, providing guidance to help them pursue their goals. Brandon has accumulated extensive experience in the financial services industry since 2005, holding various roles at Fidelity Investments, including Vice President in multiple capacities and positions focused on financial planning and workplace guidance. He also served as Vice President and Financial Consultant at Charles Schwab from 2015 to 2022. His professional background encompasses investment representation, trading, customer service, business development, and executive planning. He holds insurance licenses in Arkansas and California. Outside of his professional activities, Brandon enjoys family activities, exploring food, watching movies, running, and snowboarding.

Alexandra Christensen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Gayle Morris is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 designations and has worked in various capacities within Fidelity since 2006, including roles at Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Michelle Reeder is a financial advisor with Wells Fargo Clearing in Provo, UT, holding Series 63 and Series 66 licenses and 11 years of industry experience. Her career includes roles at Wells Fargo Clearing, Wells Fargo Bank, Raymond James Financial, LPL Financial, and Merrill. Outside of her advisory work, she serves as a power of attorney to assist in managing her husband's finances. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Bill Iverson is the Director and Executive Services Officer at Fidelity Investments, where he provides strategic financial guidance to senior level executives of Fidelity's Stock Plan Services clients. He serves as the primary point of contact for all equity compensation needs as well as broader Fidelity services. Bill has been with Fidelity Investments since 2015, progressing through various roles including Stock Plan Consultant, Central Relationship Manager, Senior Executive Services Specialist, and Benefits & Planning Consultant in Executive Services before assuming his current position in 2023.

Brent Daugherty is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Carlos Nunez is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 63 designation and previously worked at Morgan Stanley and Earth Harbor Naturals. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Mckay Bischoff is a financial advisor at Fidelity with three years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022. His prior roles include positions at Davis County Government and Mountain America Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Tamara Anton is a financial advisor with J.P. Morgan Securities in Salt Lake City, UT, holding a Series 66 designation and seven years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, following three years at Wells Fargo and over three decades at U.S. Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, employing a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Andrew Harris is the Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2024. In this capacity, he leads a team that partners with high net worth clients to build, implement, and manage comprehensive financial plans. Their focus areas include retirement planning, efficient income distribution, investment strategies, tax planning, and estate planning. Prior to his current position, Andrew served as a Financial Consultant at Fidelity Investments from 2020 to 2024. He also worked as a Wealth Management Advisor at TIAA-CREF from 2016 to 2020 and as a Financial Advisor Vice President at JPMorgan Securities LLC from 2014 to 2016. He holds a California Insurance License. Outside of his professional work, Andrew enjoys boating, family activities, fitness, hiking, outdoor adventures, and snowboarding.

Sean Hardman is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked in various roles within Fidelity since 2016, including positions at Fidelity Brokerage Services LLC and FIDELITY Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Christian Hale is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has two years of industry experience. His career includes roles at Wells Fargo Bank, nA and BTJD. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Gideon Coesens is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 credentials and seven years of industry experience. His work history includes roles at Fidelity Brokerage Services, LLC since 2019 and prior experience at Salt Lake Express and Brigham Young University. Outside of finance, he operates Friars Dice, a business selling tabletop RPG supplies. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across a broad investable universe.

Landon Schofield is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He has previously worked at Adak Strategies and Figure Financial in self-employed roles and has experience in printing and promotional services through his independent contractor work with Five Star Print and Promotion. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios including multi-manager and fund-of-funds structures.

Aaron Miller is a Series 66-licensed financial advisor with seven years of industry experience, currently with UBS Financial Services in Salt Lake City, UT since 2023. Prior to joining UBS, he worked at Wells Fargo Clearing Services LLC for five years. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients through fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a broad platform of capital markets offerings.

Heidi Lingle is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. She is part of the Lingle Group, bringing experience in relationship management and a commitment to helping clients develop a clear roadmap for retirement. Heidi utilizes a system called the Personal Wealth Analysis to assist clients in establishing their goals, income needs, and portfolio construction foundations. Heidi began her career at Merrill Lynch Wealth Management in 2019, joining her husband, Brian, in building the Lingle Group. The team collectively brings over 40 years of industry experience. Prior to entering finance, Heidi worked as a Fitness Director, a background from which she transferred skills to her financial advisory role. She holds the Personal Investment Advisor (PIA) designation and earned her education through the University of Alaska System. Born and raised in Alaska, Heidi relocated to Salt Lake City in 2015 with her husband and two daughters, Hannah and Sophia. She enjoys endurance sports such as triathlons and marathons, and spends her free time biking, hiking, running, swimming, practicing yoga, reading, and engaging with her family and their three dogs.

Thomas Capps is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been associated with Fidelity Investments since 2004, gaining extensive experience through various positions including Senior Portfolio Specialist, Portfolio Specialist, Client Management Representative, High Net Worth advisor, and trading specialist. His expertise encompasses trading, working with high net worth clients, tax efficient investing, and providing personalized financial planning that emphasizes risk management and disciplined strategies to help clients work toward their financial goals. Thomas is a CERTIFIED FINANCIAL PLANNER™ and holds insurance licenses in Arkansas and California.