Richard Cacciapaglia is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and over 28 years of industry experience. He previously worked at UBS Financial Services for 22 years and City National Bank for six years. Outside of his advisory role, he serves on the board of directors for Soteria, a cybersecurity company. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Noah Littin is a financial advisor with LPL Financial based in Wilton, CT, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior experience includes roles at HSBC Private Bank, HSBC Securities USA Inc, Blackrock Investments, and Better Trade Off. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Steven Miranda is a financial advisor with LPL Enterprise, holding the Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, he was involved with Quattros since 2021 and has held roles with Connecticut Pest Elimination and Montello Group. He is also engaged in non-variable insurance activities through his own insurance agency. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by its Research Department and third-party strategists, and it offers financial planning, access to external asset managers, and insurance product facilitation through affiliated entities.

Nicholas Wells is a financial advisor with Mass Mutual Investors Services holding Series 63 and Series 65 credentials. He has been with the firm and its affiliated companies since 2026. His prior experience includes positions at Elite Income Advisors, Inc. and Allegis Group, as well as roles outside the financial industry. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including ongoing planning relationships, educational seminars, and specialized programs such as divorce and estate-settlement planning.

Steven Nussbaum is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 38 years of experience in the financial services industry, specializing in personalized retirement income planning, active portfolio management, and wealth preservation strategies. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, philanthropic planning, socially responsible investing, and retirement income. Steven holds the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning and the Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree from Washington University in Saint Louis and a Master's degree from Boston University. Steven resides in Westport, Connecticut with his wife, Susan. He is involved in the community as a member of the Westport Rotary Club. In his free time, he enjoys biking, golfing, and hiking.

Nolan Menachemson is a financial advisor with LPL Financial, holding the Series 63 and Series 65 designations and possessing 25 years of industry experience. His prior roles include positions at Sterling National Bank, Private Advisor Group, LLC, Hornor Townsend & Kent Inc, and Penn Mutual Life. Outside of his advisory work, he is involved in tax preparation and accounting as a CPA and acts as an agent selling various types of insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios and third-party asset management, supported by advanced operational tools and oversight of over $819 billion in discretionary assets.

Nikhil Kapoor is a Financial Consultant currently working at Fidelity Investments since 2021. He has over a dozen years of experience in financial planning, having previously served as a Financial Planning Consultant at Barnum Financial Group from 2011 to 2021. As a Certified Financial Planner, Nikhil focuses on providing clients with the knowledge and guidance necessary to make informed decisions to support their aspirational goals. Throughout his career, Nikhil has developed expertise in financial planning, assisting clients in navigating their financial futures. His professional background equips him to address a range of financial needs and objectives. Outside of his professional work, Nikhil has personal interests that include the beach, cars, comedy, football, tennis, and traveling.

Norman Leslie is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with related firms including Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and Metropolitan Life Insurance Company since 1993. Outside of his advisory role, he operates as an independent insurance agent offering a range of insurance products including dental, disability, annuities, life, and long-term care. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements that focus on investment categories and strategies, alongside services such as educational seminars and specialized planning programs.

Kevin Demshak is a financial advisor with Fidelity, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His career includes long-term roles at various Fidelity entities since 2006 and a prior position at Citigroup Global Markets. Fidelity’s Strategic Advisers LLC serves a diverse client base, including retail and institutional investors, through investment management and advisory services that combine proprietary research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, management of fund-of-funds structures, and advisory roles with registered investment companies.

Robert Tuzza is a Senior Financial Advisor and a partner of The K,B,T&J Group within Merrill Lynch Wealth Management. He leads a team that provides integrated wealth advisory solutions for institutions, families, and business founders and executives. Robert focuses on retirement plan consulting, collaborating with committees, HR leaders, and finance teams to support investment oversight, fiduciary practices, plan design, and employee education. His approach emphasizes simplifying complex decisions and enhancing the effectiveness and sustainability of retirement programs. Robert's expertise extends to comprehensive personal financial planning, investment management, and advising entrepreneurial families and executives through business transitions such as growth, succession, and liquidity events. This allows him to coordinate institutional benefits with personal financial goals, supporting clients through various life and business phases. His mission centers on helping institutions thrive, employees build financial confidence, and families and founders achieve enduring outcomes. He started his career with Merrill Lynch Wealth Management in 2008 while completing his Bachelor of Science at Fairfield University's Charles F. Dolan School of Business, becoming a Financial Advisor in 2010. Robert holds the Certified Plan Fiduciary Adviser (CPFA) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) certifications. He is actively involved with his alma mater as a mentor in the Dolan School of Business Professional Development Series Program. Robert resides in Fairfield, Connecticut, with his wife and daughter and enjoys golfing and fishing.

Scott Langlais is a CFP®-designated financial advisor with 27 years of industry experience, currently with Fidelity. He has previously worked at LPL Financial and MONECO Advisors and has spent multiple years with Fidelity Investments and its brokerage services. Outside of finance, Langlais is a partner in an indoor golf simulator business in Fairfield, Connecticut. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, with a focus on discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment approach.

David Lalich is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendations, supported by a centralized consulting team and a structured oversight process.

Jonathan Farens is a financial advisor with LPL Financial in Stratford, CT, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has been with LPL Financial since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, managing over $819 billion in discretionary assets through a network of more than 22,800 advisors.

Michael Roman Jr. is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2019. His background includes time at the University of Rhode Island and a role at The 'Port Restaurant. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning facilitated by its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm‑approved tools and market simulations.

Ewa Gebicka Dedios is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at People's United Bank, Bank of America, and Merrill. Her current role is based in Norwalk, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides model-based and discretionary managed account services to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations through strategies developed by internal and third-party managers.

Daniel Jensen is a Financial Advisor at Heisler, MacKenzie & Associates, a team within Merrill Lynch Wealth Management. He joined Merrill in May 2015 and earned his CERTIFIED FINANCIAL PLANNER® (CFP) certification in April 2020. In July 2025, he advanced his career by joining Heisler, MacKenzie & Associates as a Team Financial Advisor. Daniel holds a bachelor's degree from Indiana University, Bloomington. He specializes in family wealth management strategies, personal retirement planning, and individual and corporate investment strategy. Daniel emphasizes that financial planning is an ongoing process that evolves with clients' changing priorities and life circumstances. His approach involves careful listening, asking insightful questions, and tailoring advice to help clients make confident financial decisions with clarity and focus. Daniel resides in Fairfield, CT with his wife, Megan, their two daughters, and their English Cocker Spaniel. His personal interests include fishing, football, music, reading, soccer, and spending time with his family.

Mario Sclafani is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 16 years of industry experience. His prior roles include positions at Pruco Securities LLC, State Farm, The Prudential Insurance Company of America, and Allstate Insurance. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a wide network of investment adviser representatives. The firm employs a model-driven investment approach using portfolios developed by its research department and third-party strategists, and it also offers affiliated insurance and trust services.

Suzanne Pfau is a financial advisor at Merrill with 31 years of industry experience. She has been with Merrill since 1994 and holds Series 63 and Series 65 licenses. Outside of her advisory role, she serves as an administrator for a fiduciary entity based in Naples, Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

William Debille is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His career includes roles at Cuna Mutual, CUNA Brokerage Services, Citigroup Global Markets, and People's Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Zahya Beall is a financial advisor at LPL Financial with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Edward Jones and Legg Mason. In addition to her advisory role, she is an owner and producer at an insurance agency affiliated with Arthur J Gallagher & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.