Francis Vitale is a financial advisor with Equitable Advisors, holding a Series 66 designation and 13 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at Axa Advisors, LLC. His outside business activities include insurance brokerage contracts involving Term Life, Universal Life, and Whole Life insurance products. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels to implement client recommendations.

Carla Mahoney Ott is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. Since joining Fidelity in 2015, she has held roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Benefits and Planning Consultant. Her experience encompasses various aspects of financial planning and client relationship management. Carla works closely with clients to understand their goals, values, and financial needs, developing and implementing tailored financial plans. Outside of her professional responsibilities, Carla enjoys cooking and baking, participating in family activities, gardening, and hiking.

James Lamar is a financial advisor at Raymond James Financial with six years of industry experience. He holds the Series 63 designation and has worked previously at PNC Investments and Embrescia Wealth Management Company. He is currently associated with Carver Financial Services LLC as an administrative assistant and paraplanner. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and maintains a notable focus on municipal and public finance through its affiliation with Raymond James’ Public Financing department.

Paul Guzi is a CFP® and holds a Series 66 license with eight years of industry experience. He is currently with Fidelity, having been with Fidelity Brokerage Services LLC since 2017. His prior experience includes roles at Signature Consulting for US Bank and Northwestern Mutual. He works for Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Howard Schulman is a financial advisor at OSAIC with 20 years of industry experience. He previously worked for Lincoln Financial Advisors for 20 years. Outside of advising, Schulman serves as a trustee administering a family trust. OSAIC serves a diverse client base that includes retail and institutional investors, providing integrated brokerage and investment advisory services along with financial planning and retirement consulting. The firm utilizes advanced asset-allocation tools and supports both discretionary and non-discretionary account management across various investment types.

Luke Losik is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2023. He leads a dedicated team of advisors and partners focused on delivering quality interactions and financial plans to clients, aligning with Fidelity's commitment to excellence. Luke has extensive experience at Fidelity Investments, having served in various roles since 2011. His prior positions include Assistant Branch Leader, Financial Consultant, Investment Consultant, Retirement Relationship Manager, Retirement Solutions Representative, and Investment Solution Representative, demonstrating a comprehensive background in financial advisory and client relationship management. Outside of his professional responsibilities, Luke enjoys family activities, fishing, golf, hiking, and traveling.

Christine Geissinger is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm integrates investment management with broader Bank of America services, providing access to a variety of products and strategies.

John Maser is a CFP® certificant with over 40 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He has held prior roles within Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of his advisory work, he is an author of a book on surfing and engages in musical arrangement sales and nature sounds recording through his personal ventures. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations using proprietary research and tools, serving clients with a broad planning menu including specialized services such as business-owner transition and special-needs planning.

Russel Kendall is a financial advisor at Edward Jones in Solon, OH, holding a Series 66 designation with three years of industry experience. His prior work includes roles at One Life America, Technical Consumer Products, and American Eagle. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment options, supported by a large network of financial advisors and branch offices across the country.

Lee Quignano is a financial advisor at Raymond James Financial with 24 years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial since 2009. Quignano is also the owner of Salute Financial LLC and has served as a Notary Public since 1999. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and client-directed implementation supported by extensive research and an affiliate network.

David Dal Broi is a CFA® and Series 66 credentialed financial advisor with Edward Jones. He has prior experience working at Leonteq Securities and Saxo Capital Markets in Hong Kong. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies with a fiduciary standard.

Joseph Hiller is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at PNC Investments, John Ertz, and Northwestern Mutual Investment Services LLC. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Gregory Christopher is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a varsity baseball coach at Gilmour Academy in Gates Mills, OH. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering customized financial planning supported by firm-approved tools and a range of investment programs.

Matthew Frate is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he worked at Stifel Independent Advisors, LLC for four years. Outside of financial advising, he has ownership and operational oversight of an LLC related to his securities business. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to provide advisory and brokerage solutions.

Seth Blankenship is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab and Co., Inc., and TD Ameritrade. Outside of finance, Seth has been involved with the Boys and Girls Club of Massillon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Billy Schirmer is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He works directly with clients to develop comprehensive financial plans that align investments with their wealth goals. Prior to this position, he served as an Investment Consultant from 2022 to 2024, a Workplace Planning Consultant from 2020 to 2022, and a Financial Service Associate from 2019 to 2020, all within Fidelity Investments. Throughout his tenure at Fidelity Investments, Schirmer has gained experience across multiple facets of financial consulting, including investment consultation and workplace planning. His approach involves partnering with clients to understand their personal and financial circumstances in order to build holistic financial plans. Outside of his professional role, Schirmer's personal interests include spending time with friends and attending social events, as well as participating in golf, skiing, and table tennis.

Caroline Aarons is a financial professional with two years of industry experience, currently affiliated with Cetera. She holds the Series 66 designation and has worked with Cetera Advisors LLC since 2018. Aarons is also involved with Balanced Financial Concepts, a financial services business operating as a DBA for insurance services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and investment strategies.

John Krieger is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Merrill since 1984 and has also been affiliated with Bank of America, N.A. since 2011. Outside of his advisory role, he serves as an officer and board member of The Country Club in Pepper Pike, Ohio, where he participates in quarterly board meetings and presides over annual membership meetings. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader platform.

Hannah Chen is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in helping individuals and families with financial planning strategies including education planning, executive compensation, family wealth management, legacy planning, liquidity management, managing new wealth, retirement planning, philanthropic planning, portfolio management, and retirement income. Hannah is committed to using her skills and knowledge to assist clients in creating, growing, and managing their financial lives efficiently and tailored to their life priorities and risk tolerance. Prior to her career in financial advising, Hannah worked for 12 years in medical research. This experience provided her with insight into the challenges faced by medical professionals in managing their finances. She leverages this background to help clients, particularly those in the medical field, achieve financial goals and peace of mind. Hannah holds several professional designations including Accredited Wealth Management Advisor (AWMA), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hannah holds a Bachelor's Degree from Fudan University, a Master's Degree from Case Western Reserve University, and completed an Accredited Certificate Program at Yale University. She is fluent in English and Chinese. In addition to her professional work, Hannah is involved in community organizations including Bethel Cleveland and Bible Study Fellowship. Her personal interests include cooking, gardening, hiking, and music.

Daniel Mc Ginnis is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has worked at Raymond James since 2018, following five years at Wells Fargo Advisors. Outside of his advisory role, he is a partner at Carver Financial Services LLC, a support company based in Mentor, Ohio. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, offering tailored strategies supported by comprehensive research and a broad affiliate network.