Joana Gesualdi is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. She has worked at Merrill since 2020 and previously held positions at Bank of America, Blend PVD, Orchard View Manor, and Rhode Island College. Outside of her advisory work, she is the owner of Top Shelf Building and Design LLC, a limited liability company based in Cranston, Rhode Island. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mark Wormuth is a financial advisor at Merrill in Providence, RI, holding a Series 66 designation with 12 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for eight years and has been with Merrill and Bank of America, N.A. since 2024. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Roseann Pinciotto is a Series 66 licensed advisor with 16 years of industry experience. She is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Waddell & Reed Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by research, model portfolios, and third-party asset management arrangements.

Patrick Crowley is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Merrill since 2014 and Bank of America since 2016. Outside of finance, he owns and operates Nothing Personal Entertainment, a business focused on musical performance and event coordination. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Lisa Listro is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones and House of Muscle, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, corporate, and charitable clients. The firm offers a range of advisory programs with customizable portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Corey Maxwell is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with individuals, families, and business owners to develop financial strategies tailored to their specific needs and goals. His approach focuses on understanding what matters most to clients and helping them navigate complexities, providing guidance during uncertain times to keep them focused on their objectives. Corey's client expertise includes legacy planning, liquidity management, managing new wealth, personal retirement planning, tax minimization, and retirement income. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Rhode Island. Outside of his professional work, Corey is involved in community activities with organizations such as Animal Rescue Rhode Island, Special Olympics Rhode Island, and United Way of Rhode Island. His personal interests include bowling, football, ice hockey, music, pickleball, spending time with family, and watching movies.

Laura Mc Dowell is a CFP® professional with 17 years of industry experience, currently serving at Charles Schwab since 2013 in various capacities including Schwab Trust Bank and Charles Schwab Investment Advisory. Her background is exclusively with Charles Schwab affiliates. Outside of finance, she pursues singing and acting as a freelance activity. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with an integrated, multi-asset allocation approach and access to alternative investments.

Eric Gladney is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He has held positions at Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2013 to 2016. He holds the Series 66 designation and is based in Providence, RI. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Rebecca Yaeger is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2009. Prior to that, she has been affiliated with Bank of America, N.A. since 2007. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries, leveraging integration with Bank of America's broader platform.

Dimitri Jaros is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, NYLIFE Securities LLC, New York Life Insurance Company, and Ayr Wellness. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

John Lane is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he assists clients in developing personalized wealth management strategies tailored to their individual financial goals and changing market conditions. He leverages the investment insights of Merrill and the banking services of Bank of America to provide comprehensive financial solutions. John holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). His educational background includes a High School Diploma from Cranston East and completion of an Accredited Certificate Program at Bryant College. Committed to community involvement, John participates in volunteering activities with local organizations, reflecting the tradition of community engagement embraced by Merrill.

Dakota Hickman is a financial advisor with Merrill, holding a Series 66 credential and eight years of industry experience. He has been with Merrill since 2018 and previously worked at the University of Massachusetts Amherst. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Peter Darsch is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and was previously with Metlife Securities for 15 years. Outside of his advisory work, he manages a family LLC supporting a vacation property and owns an LLC that handles administrative staffing and business expenses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships focused on recommending investment strategies rather than specific product selections.

Dane Selke is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2021. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2020 to 2021. His earlier experience includes working as a Financial Advisor at Edward Jones from 2018 to 2020 and as a Senior Financial Advisor at Plante Moran Financial Advisors from 2011 to 2018. As a Certified Financial Planner (CFP) professional, Dane collaborates with individuals and families to organize, grow, and preserve their wealth. He focuses on understanding clients' goals, wishes, and desires to develop and implement client-first strategies aimed at progressing towards their personal and family financial objectives.

Fritz Gerald Terrane is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously worked at Bank of America, N.A. and has engaged in various activities outside of finance, including consulting for a private therapy practice and hosting on Airbnb. Merrill provides managed account services to Bank of America fiduciary clients through a program that offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, and other institutional investors.

Joseph Esposito is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 44 years of industry experience. He has worked at MML Investors Services, Inc. since 1991 and with MassMutual Life Insurance Company since 1972. In addition to his advisory role, he conducts insurance brokerage focused on the sale and service of insurance products and fixed annuities. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing a collaborative, goal-based approach that typically recommends investment categories rather than specific products.

Melenie Charles is a CFP® with 26 years of industry experience, currently affiliated with Merrill and Bank of America. She has worked at Merrill since 2009 and at Bank of America since 2014. Charles serves as Vice Chair of the advisory board for the Manton Avenue Project, a charitable organization based in Providence, Rhode Island. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Samantha Frimodig is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Robert Meyers is a financial advisor at Merrill in Providence, RI, holding a Series 66 designation with six years of industry experience. His previous roles include positions at Grubhub and Nift Networks Inc, as well as a period of employment at Merrill Lynch. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates these services into Bank of America’s broader corporate platform, which includes lending, custody, and other financial services.

Timothy Lynch is a financial advisor with Mass Mutual Investors Services in Warwick, RI, holding the CFP® designation along with Series 63 and 65 licenses. He has seven years of industry experience, including roles at Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2018. Prior to his financial career, he worked in the restaurant industry and at Saint Michael's College. Additionally, Lynch operates an independent insurance business selling life, fixed annuities, disability, long-term care, and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and investment management to individuals, business owners, trusts, and charitable organizations. The firm emphasizes ongoing, collaborative planning using firm-approved analytical tools and provides services including asset management and educational seminars.