Mindy Day is a CFP® and ChFC® with 13 years of industry experience, currently serving as a financial advisor at Ameriprise. She previously worked at Morgan Stanley and Ameriprise Financial Services, Inc. between 2019 and 2024. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that analyze income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported recommendations through a centralized consulting team.

Benjamin Bruins is a financial advisor with Osaic, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior firms include Lincoln Financial Securities Corp and Signator Investors, Inc. Bruins has additional involvement as an agent offering fixed and equity-indexed annuities through First Heartland Financial Group. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to corporations and charitable organizations, providing integrated brokerage and advisory services. The firm utilizes proprietary asset-allocation tools and offers a wide range of investment options, supporting both discretionary and non-discretionary portfolio management.

Jay Pender is a financial advisor at Stifel with 19 years of industry experience and holds the Series 66 designation. He has previously worked at Wells Fargo Clearing and Edward Jones. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Amanda Lowery is a financial advisor at Edward Jones in West Des Moines, IA, with a Series 66 designation and one year of experience in the financial industry. Prior to joining Edward Jones, she worked for ten years at Earlham Family Dentistry as a dental hygienist and has maintained an active dental hygiene license, including the ability to administer local anesthesia. She is also co-owner of F & A Family LLC, a realty business in Des Moines. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a wide range of advisory services, including discretionary and non-discretionary strategies, tax-efficient solutions, and affiliated investment products.

Lori Ripperger is a financial advisor with Cetera in West Des Moines, IA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has held positions at Cetera since 2025 and previously worked at Cambridge Investment Research Advisors and related firms from 2017 to 2025. Outside her primary role, she also manages client investment portfolios through a separate advisory business, ONEWEALTH. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, employer-sponsored retirement plans, and institutions. The firm offers diversified portfolio management and retirement services through a multi-manager platform with access to affiliated and third-party investment managers.

Patrick Jones is a financial advisor with Wells Fargo Advisors who holds Series 63, 65, and 66 licenses and has 23 years of industry experience. His career includes roles at Wells Fargo Clearing, Commerce Wealth Advisers, LLC, and Dewaay Capital Management. Outside of his financial career, he umpires baseball and softball games for Iowa USSSA Sports. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and integrates advisory services with other financial products through a network of financial advisors.

Riley Lindholm is a financial advisor with Ameriprise in Des Moines, IA, holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Ameriprise and its affiliates since 2016 and is also an Operations Manager on the Financial Planning Team at Integrity Point LLC. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Bailey Fawkes is a financial advisor with LPL Financial in West Des Moines, IA, holding Series 63 and Series 65 credentials and totaling nine years of industry experience. Prior to joining LPL Financial in 2026, Bailey worked at Harbour Investments, Triangle Financial Services, Securities America Advisors, Securities America, Inc., and Bankers Trust. Outside of financial advising, Bailey serves as treasurer for the Iowa Collaborative Divorce, a nonprofit organization focused on divorce resolution. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and asset management solutions with a platform notable for its scale, diverse services, and integration of non-advisory financial products.

Seth Lampman is a financial professional at Cetera with 17 years of industry experience and holds a Series 66 designation. He has previously worked at SagePoint Financial and First Allied Advisory Services. Outside of his advisory role, Lampman serves as Girls Commissioner for the Indianola Basketball Association, a nonprofit youth basketball organization. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and third-party managers.

Ryan Johnston is a CFP® with 10 years of industry experience. He is currently with RBC Capital Markets, where he has worked since 2017, and has prior experience at City National Bank, Mark Doyle Insurance Agency, and State Farm VP Management Corp. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients' risk profiles and investment preferences.

Christopher Schall is a financial advisor at Cetera with 16 years of industry experience. He has held positions at Cetera Wealth Services, Voya Financial Advisors, and Securities America. Schall holds the Series 63 and Series 66 designations. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Timothy Fitzgerald is a CFP® and ChFC® with 24 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Waddell & Reed and Equitrust Investment Management Services. Outside of his advisory role, he is involved in tax preparation and continuing education instruction. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Scott Frost is a financial advisor with Morgan Stanley in West Des Moines, IA, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the advisory board of the nonprofit One Economy and owns Iowa USSSA Sports Officials, a recreational sports officiating business. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a wide range of retail and institutional investment services.

Justin Gersema is a financial advisor with Primerica Advisors in Urbandale, IA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Primerica Advisors since 2019 and previously at PFS Investments Inc from 2015 to 2018, while also maintaining a long-term association with Primerica Financial Services since 2005. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm utilizes third-party asset managers and a tiered wrap fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Angela Owen is a financial advisor at Raymond James Financial Services Advisors, Inc. with 20 years of industry experience. She holds the CFP® designation and the Series 66 license. Prior to joining Raymond James in 2026, she was with Commonwealth Financial Network and Hefner Financial. Outside of her advisory role, Owen provides bookkeeping services for several family-owned businesses and offers investment advice to the Endowment Fund at her church. Raymond James Financial Services Advisors, Inc. delivers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm employs a non-discretionary, goal-oriented approach supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Reagan Adjei is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he works directly with individuals, families, and business owners to help them make informed financial decisions and build personalized portfolio strategies. Reagan's approach centers on understanding each client's unique goals and priorities. He focuses on simplifying complex financial topics and providing ongoing advice that adapts as clients' situations evolve. His expertise includes retirement planning, wealth growth, and preparing for major life events. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Grand View University.

Bradley Arp is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has been with Wells Fargo-related firms since 2023 and has prior work experience in education and community recreation. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Danielle Snyder is a financial advisor with Ameriprise in West Des Moines, IA, holding Series 63 and Series 65 licenses and 12 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Bank NA for a combined 14 years before joining Ameriprise in 2023. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Matthew Hall is a CFA® charterholder and holds Series 63 and Series 66 licenses. He has nine years of industry experience, having worked at Wells Fargo in various capacities since 2016 and joining Wells Fargo Advisors in 2023. He is based in West Des Moines, Iowa. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to deliver tailored recommendations.

Sally Belas is a financial advisor with Morgan Stanley in West Des Moines, Iowa, holding Series 63 and Series 66 designations and possessing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves as Treasurer for the PEO Center. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, utilizing firm-approved planning tools and investment models to support tailored financial planning.