Daniel Lawrence is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, he held various roles across multiple industries, including retail, food service, and education. He has also been involved with entrepreneurial ventures such as Sole Desire and Run Newport. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Frederick Rickey III is a financial advisor at Raymond James & Associates with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and Morgan Stanley Private Bank. He serves as a finance committee member for Immaculate Conception Parish in Cranston, Rhode Island, where he participates in quarterly financial reviews. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a variety of portfolio management approaches and extensive affiliated research.

Matthew Thibault is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services that utilize structured discovery processes and firm-approved tools to model financial outcomes.

Marcin Krolikowski is a CFA® charterholder and Series 66 licensee with 10 years of industry experience. He has been with OSAIC since 2018 and previously worked at Sii. In addition to his advisory role, Krolikowski is an associate professor at Providence College and serves as vice president and secretary of the CFA Society Providence. OSAIC serves a diverse client base including individual and institutional investors, offering a range of brokerage and advisory services with a multi-platform approach that incorporates asset allocation tools, risk assessment, and access to third-party managers.

Mark Sully is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior roles include positions at First Allied Advisory Services and First Allied Securities. He serves as a trustee for The Sully Family Trust. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering a range of portfolio management and financial planning services.

John Donna is a financial advisor with Merrill in Riverside, RI, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lawrence Disarro is a financial advisor with Merrill in Riverside, Rhode Island, holding a Series 66 designation and 24 years of industry experience. He has been with Merrill since 2012 and has also worked with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

William Vincente is a financial advisor at Merrill with 26 years of industry experience. He has been with Merrill since 2009 and holds Series 63 and Series 65 designations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Quillen is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds Series 63 and Series 65 registrations and has a long tenure with Prudential Insurance Company of America dating back to 1988. Outside of his advisory role, Quillen is involved in insurance product sales related to fixed life insurance, annuities, and disability insurance. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities through a large network of investment adviser representatives. The firm employs model-driven investment strategies and offers financial planning, access to third-party asset managers, and a variety of insurance products through affiliated entities.

Peter Kalpakgian is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2010 in various roles. He began his career with Fidelity as a 401k Representative, progressing through positions including Retirement Brokerage Services, Financial Representative, and Investment Consultant before assuming his current role in 2017. In his role, Peter assists clients with building customized financial plans. He emphasizes a disciplined approach that starts by understanding his clients and their families, focusing on their concerns, challenges, and goals to develop tailored strategies. Peter's extensive experience at Fidelity Investments spans over a decade, covering areas such as retirement services, investment consulting, and financial planning.

Eric Brown is a financial advisor at Fidelity with six years of industry experience and holds the Series 66 designation. His prior experience includes roles at AXA Advisors, LLC, Nike, and a position at Anthony J's Bistro. He has been with Fidelity Brokerage Services LLC since 2021 and Fidelity Investments since 2025. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its role as a registered commodity pool operator, and its advisory activities with multiple registered investment companies.

Geofrey Fridman is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2009, concurrently working with Bank of America, N.A. since 2019. Outside of his advisory role, he is involved in a family-owned for-profit business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Mark Bowen is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also worked with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in outside insurance sales, focusing on property/casualty, fixed annuities, and group life renewals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and provide written recommendations.

Nathan Falso is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones. Prior to joining Edward Jones in 2025, he held positions at Citizens Securities Inc., Clarfeld, and Wells Fargo Clearing Services LLC. Outside of his advisory role, he owns a rental real estate business in Warwick, RI. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of investment strategies and operates under a fiduciary standard, with a nationwide network of more than 23,000 financial advisors and over $1 trillion in assets under management.

Kristen Vicente is a financial advisor at Morgan Stanley with 10 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2018 and previously held roles at LPL and Citizens Securities, Inc. Kristen holds a Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies developed by its Global Investment Committee.

David Brawley is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2014. Outside of his advisory work, he serves as the Grand Knight for the Knights of Columbus Council #330, a charitable organization in North Attleboro, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored for individuals, high-net-worth clients, and various institutional investors.

Eric Alcusky is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Lemke is a financial advisor with Edward Jones in Providence, RI, holding Series 63 and Series 66 credentials and 10 years of industry experience. She previously worked at RBC Capital Markets from 2015 to 2019 before joining Edward Jones in 2019. Outside of her advisory role, she serves as a member of the Finance Committee for both the Providence Preservation Society and the Rhode Island chapter of the Daughters of the American Revolution. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its clients through a nationwide network of over 23,700 financial advisors.

Valdir Pina serves as Senior Resident Director and Wealth Management Advisor with Merrill Lynch. He began his financial services career in 2000 and has developed expertise in family wealth management strategies, liquidity management, managing new wealth, and personal retirement planning. Valdir has worked in multiple locations including Indian Wells, California, and Salt Lake City, Utah, supporting individuals, families, and business owners in making informed financial decisions and optimizing their financial resources. Valdir holds a Bachelor of Science degree in Finance from Brigham Young University. He is a Certified Financial Planner (CFP®) certificant, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Chartered Retirement Planning Counselor (CRPC), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). He is associated with the Bradley Center and participates in church and civic causes in his community. Valdir and his wife, Melanie, reside in South Jordan, Utah, with their six children.

Justin Cahir is a financial advisor with Merrill in Riverside, Rhode Island, holding a Series 66 credential and 20 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a board member for West Bay Christian Academy and works as a consultant for CCs Sports Cards LLC, engaging in sports card collectible content on social media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.