Charlene Reese is a Financial Consultant at Fidelity Investments, where she has been serving since 2022. In her role, she focuses on simplifying wealth planning and helping clients make informed financial decisions by leveraging Fidelity's resources and strategic insights. Prior to this, she held various financial and lending positions, including Vice President Lending Officer at C2 Financial Corporation, Executive Mortgage Banker at William Raveis Mortgage LLC, and Vice President in Wealth Management Loan Officer at Merrill Lynch. Charlene's extensive experience spans over two decades in financial consulting, lending, and wealth management. She has held key roles at C2 Financial Corporation from 2000 to 2022, progressing from Senior Lending Officer to Branch Manager and eventually Vice President Lending Officer. Her background encompasses expertise in lending and financial advising. She holds a California Insurance License. Outside of her professional career, Charlene has interests in art, gardening, traveling, and volunteering.

Christopher Piccione is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with MassMutual and its affiliated firms since 2026. Outside of financial services, he is involved with Savant Systems and has managed Amazy Clean since 2016. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars using firm-approved analytical tools and structured planning engagements.

Kevin Campbell is a CFP® with seven years of industry experience and is currently affiliated with Cetera. Prior to joining Cetera, he worked at Avantax Advisory Services and Avantax Investment Services, and he also has experience as a CPA operating his own accounting and tax preparation business. Outside of financial advising, he provides tax preparation, bookkeeping, and accounting services through his CPA firm. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through diverse program structures and a multi-manager platform.

Donald Mc Donough III is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Frank Moy Jr. is a financial advisor with Primerica Advisors in Walpole, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory work, he serves as a trustee for multiple family trusts. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-based strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.

Anthony Nofi is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and Mass Mutual Life Insurance Company since 2016, following a two-year tenure at Metlife Securities. Outside of his advisory role, Nofi is involved in group health and life insurance sales as an agent and serves as a referral agent for payroll services. Mass Mutual Investors Services is an SEC-registered investment adviser and broker-dealer that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning using proprietary software and offers a range of programs including estate and employer-sponsored planning.

Andrew Semjen is a financial advisor with Raymond James Financial, holding Series 63, 65, and 66 licenses and bringing 39 years of industry experience. He has been associated with Raymond James financial services since 2003 and has led The Semjen Group as an independent contractor since 2010. Outside of advisory work, he owns The Semjen Group, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses comprehensive analytical tools to tailor recommendations and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Susan Lowry is a financial advisor at Stifel in Plymouth, MA, holding Series 63 and Series 65 licenses with 39 years of industry experience. She has been with Stifel Nicolaus since 2008. Outside of her advisory work, she serves as a notary. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.

Christopher Moschella is a financial advisor at Ameriprise in Plymouth, MA, with 23 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Outside of advisory work, he is involved in managing business operations and real estate ownership through entities such as MoleMosh LLC. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-supported recommendations, primarily for assets held in Ameriprise Managed Accounts.

Dante Amatucci is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley since 2018, following prior roles at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he is employed in the bakery department at Whole Foods. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jonathan Salaciak is a financial advisor at Ameriprise in Plymouth, MA, holding Series 63 and Series 66 licenses with 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing before joining Ameriprise Financial Services, Inc. in 2018. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team to deliver tailored, non-discretionary advice primarily for clients maintaining Ameriprise-managed accounts.

Leo Tang is a financial advisor at Merrill with 10 years of experience at the firm and five years in the industry. He holds a Series 66 designation and is based in Hingham, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jim Capra is Vice President and Wealth Planner at Fidelity Investments, where he has been serving since 2017. In this role, he partners with families to provide holistic financial planning aimed at creating personalized wealth plans that offer clients a vision for their wealth and peace of mind. Jim has over 30 years of experience in the financial services industry, having progressed through various roles at Fidelity Investments since 1993. His career includes positions as Vice President - Financial Consultant, Financial Representative, Associate Financial Representative, and Customer Service Representative, which have contributed to his expertise in financial planning and client service. Outside of his professional work, Jim engages in activities such as golf, hiking, traveling, and volunteering.

Nancy Madonna is a financial advisor with Ameriprise in Mansfield, MA, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise since 2009, including her current role at the firm since 2020. Outside of her advisory work, she is employed by Certainty of Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise offers a retirement-income planning service aimed at individuals with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations.

Joseph Donovan is a financial advisor with LPL Financial based in Westwood, MA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with LPL Financial since 2012 and also provides financial planning and consulting services through Bay Financial Advisors, Inc., an independent registered investment advisory firm he has been involved with since 2015. In addition to his advisory roles, Donovan is a notary and serves as a board member for Partners Financial. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Kathleen Griffin is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Morgan Stanley. She has held prior roles at Facet Wealth, Bank of America, and Merrill Lynch. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

James Bonaccorsi is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 46 years of industry experience. Prior to joining LPL in 2024, he spent 36 years at Cadaret, Grant & Co., Inc. He is also the owner of Next Era Tax LLC, a business entity focused on tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a variety of financial planning and asset management solutions with both discretionary and non-discretionary strategies.

Jeremiah O'Connor is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has two years of industry experience and additionally owns Green Oak Financial Services LLC, where he works as a Certified Public Accountant. Prior to his advisory role, he was affiliated with Harvard University and has been involved with Green Oak Financial since 2009. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various platform arrangements and discretionary or non-discretionary strategies.

Michael Mcconnell is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Avantax Investment Services, Inc., Avantax Advisory Services, and 1st Global Advisors. In addition to his advisory role, Mcconnell is president of Mcconnell & Co., a financial services firm and a CPA firm, and he manages a mortgage company. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supported by a nationwide network of over 10,000 advisors.

Andrea Hottleman is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 65 designations. Hottleman has a background in accounting and tax preparation, including roles at Melissa Gilroy CPA and Pavento Ratcliffe Renzi Co LLC, and owns a sole proprietorship that prepares tax returns and provides bookkeeping services. She also operates Hottleman and Associates, offering financial advisory and wealth management services for individuals and families. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm's advisers utilize various tools and analytics to construct diversified portfolios tailored to client risk tolerance and investment preferences.