James Ray is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at LPL Financial since 2019. His prior roles include positions at IHT Wealth Management and BMO Harris Financial Advisors. He also provides general information on financial technology based on his experience at other firms. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, with access to model portfolios, research, and various investment strategies.

William Thoms IV is a financial advisor at UBS Financial Services in Northbrook, IL, with 34 years of industry experience. He has been with UBS since 2008 and holds the Series 63 and Series 65 designations. Thoms serves as president of the Wisconsin chapter of the National Association of Stock Plan Professionals and referees girls' high school field hockey games for the Illinois High School Association. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and provides a wide range of capital markets and advisory solutions.

Brian Fay is a financial advisor with UBS Financial Services in Northbrook, IL, holding a Series 66 designation and 10 years of industry experience. He previously worked at Bank of America and Merrill from 2015 to 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Anna Lysenko is a financial advisor at Merrill with 23 years at the firm and four years of industry experience. She holds the Series 66 designation. Outside of her advisory role, she serves as co-trustee of the D P Living Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Harris Mandel is a financial advisor with Morgan Stanley in Deerfield, IL, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Jennifer Barberis is a financial advisor with UBS Financial Services in Northbrook, IL, holding a Series 66 designation and 17 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Chloe Goodwin is a CFP® with four years of industry experience, currently serving at Charles Schwab in Northbrook, IL. Her prior roles include positions within Charles Schwab Bank SSB and the Florida State University Office of Institutional Research. Outside of her advisory work, she has experience with the Lowcountry Chamber Music Festival and Chegg. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with multi-asset portfolio management and alternative investment due diligence.

Lori Skiba is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds Series 63 and Series 66 licenses. Her career includes roles at UBS Financial Services (2007–2016, 2020–present), Morgan Stanley (2018–2020), and Ameriprise Financial Services (2016–2018). UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management, offering a broad range of services including fee-based planning, portfolio management, and capital markets solutions.

Charles Manion is a financial advisor at Morgan Stanley in Deerfield, IL, with eight years of industry experience. He holds the Series 66 designation and previously worked at Union Pacific Railroad and Creighton University. Outside of his advisory role, he is involved with an estate-related business in Arizona. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis.

John Herrmann is a financial advisor with Fidelity who holds a Series 66 designation and has 21 years of industry experience. He has been with various Fidelity entities since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm’s approach integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Nikolas Gountanis is a financial advisor with UBS Financial Services in Northbrook, IL, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with UBS since 2017 and previously worked at Travel Inns of America Inc. for one year. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management, leveraging proprietary capital market assumptions and research to tailor strategies to client goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and banking-related products.

Mitch Kamm is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and maintain comprehensive financial plans tailored to their unique goals. He began his career at Fidelity in a client support role, which provided him with a foundational understanding of the organization's resources and strategies. Prior to his current position, Mitch held several roles at Fidelity Investments, including Relationship Manager and Financial Representative. His experience also includes internships and positions in the financial sector, such as Municipal Credit Intern at BOK Financial, Mutual Fund Administrator at US Bank, and Wealth Management Intern at D.A. Davidson & Company. Outside of his professional work, Mitch has interests in food, football, social events with friends, golf, lakes, and traveling.

Lauren Beiersdorf is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. Her prior work includes roles at IDEXX Laboratories, various self-employed activities, and positions outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Steven Stancil is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2025. Prior to this role, he worked as an Investment Consultant at Fidelity from 2022 to 2025. Steven has also held positions as a Financial Planner at Goldman Sachs' Ayco Personal Financial Management from 2017 to 2020, and as a Personal Banker at several financial institutions including Bank of America, SunTrust Bank, and Wells Fargo Bank. Steven emphasizes a team-based approach to financial planning, focusing on listening to clients' personal values and concerns to develop appropriate strategies. His experience spans various aspects of financial services, including investment consulting, financial planning, and personal banking. Outside of his professional work, Steven has interests in cooking and baking, enjoys exploring food culture, follows football, values parenthood, and likes traveling.

Matthew Cahan is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients' individual goals and the dynamics of today’s market environment. Matthew leverages the investment insights of Merrill along with the banking and lending solutions provided by Bank of America to support comprehensive wealth management. Matthew holds a Bachelor’s Degree from the University of Wisconsin Madison and holds multiple professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He also engages in community activities aligned with Merrill’s tradition of service, volunteering with various local organizations.

Clara Bogen is a CFP®-certified financial advisor with 37 years of industry experience. She has been with Cetera since 1998 and has also operated CSB Income Tax Service since 1981, providing tax preparation services alongside her advisory role. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts through a multi-manager platform offering portfolio management, financial planning, and access to third-party money managers.

Brian Terry is a financial advisor with Wells Fargo Advisors in Deerfield, IL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked with Wells Fargo-affiliated firms since 2015 and previously with Wells Fargo Clearing for ten years. Outside of his advisory work, he holds a minority ownership stake in Abbey Resort & Spa in Fontana, WI. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services. The firm’s advisors provide tailored recommendations supported by Wells Fargo research and tools, addressing various planning needs including retirement, education, and specialized areas such as business-owner transition and special-needs planning.

Benjamin Leshem is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various roles within Wells Fargo since 2009. Leshem serves as a trustee for multiple family and investment trusts and is an endowment committee member at North Suburban Synagogue Beth El. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and summary letters.

Andrea Lechner is a financial advisor at RBC Capital Markets with three years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining RBC Capital Markets, she worked at Capital Strategies Group, Inc. and spent twenty years with Goldstein Financial Group, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and employs tailored investment strategies using both in-house and third-party managers.

David Wolke is a Series 66-licensed financial advisor with 19 years of industry experience. He has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.