Kevin Barragan is a financial advisor with Fidelity Investments in East Lansing, MI, holding Series 63 and Series 66 credentials and three years of industry experience. His career includes roles at Fidelity, Charles Schwab, Deloitte & Touche LLP, and various construction-related businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Samantha Miller is a Series 66-credentialed financial advisor with Morgan Stanley, where she has worked for four years. Her prior experience includes roles at Shipt and the Rusty Bucket Restaurant & Tavern. Outside of her advisory work, she is involved as an employee of Twitch Interactive Inc. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate-sponsored financial planning services.

Ronald Cramer is a financial advisor at LPL Financial in Troy, MI, holding the CFP® and Series 63 designations with 24 years of industry experience. His prior roles include positions at Financial Services Group of Michigan, Inc. and LPL Financial LLC, where he has worked since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research from various sources.

Doris Dollar Kuretich is a financial advisor with LPL Financial, holding a Series 63 designation and over 30 years of industry experience. She has been with LPL Financial since 2014. In addition to her advisory role, she is involved in accounting and tax preparation activities through her own businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by a range of portfolio management strategies and research resources.

Sherwyn Labovitz is a financial advisor with Wells Fargo Clearing in Birmingham, MI, holding Series 63 and Series 65 credentials and over 56 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Labovitz has a minor ownership role in JZL Enterprises, LLC, a non-investment-related business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice based on an IPS-driven process grounded in modern portfolio theory. The firm includes insurance-related and bank deposit sweep options among its investment offerings, serving institutional clients with tailored plan solutions.

Christopher Marchand is a financial advisor at Raymond James & Associates with 10 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2015. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and government entities, offering financial planning and investment consulting through various programs and affiliated research resources.

Keith Dean is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having worked at Jpmorgan Chase NA since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Lisa Long Margolis is a financial advisor at UBS Financial Services with 30 years of industry experience. She held a position at Morgan Stanley Smith Barney LLC from 2009 to 2022 before joining UBS in 2022. She holds Series 63 and Series 65 credentials. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Kenneth Borg is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior work includes nearly three decades at Comerica Securities and three years at Ameriprise. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides comprehensive financial planning and consulting services, leveraging a wide range of portfolio management styles and research resources.

Robt Lineberger is a financial advisor with Equitable Advisors, holding a Series 66 credential and six years of industry experience. His prior experience includes roles at Jackson National, Penske Automotive, and Michigan State University. He also serves as an assistant baseball coach for South Oakland A's Baseball, working with 9-year-olds on a volunteer basis. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Cornelius Aldridge is a Series 66-licensed advisor with J.P. Morgan Securities. He has one year of industry experience and previously served in the U.S. Army from 2020 to 2024. He has held various positions including roles at JPMorgan Chase Bank and the University of Michigan. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Curtis Kocher is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017, following a brief tenure at Coyote Logistics. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Michael Marshall is a financial advisor at LPL Enterprise with 36 years of industry experience. He holds the ChFC® designation and Securities Licenses Series 63 and 65. Prior to joining LPL Enterprise, Marshall was with Prudential Insurance Company of America and Pruco Securities, LLC for over three decades. Outside of finance, he owns and operates a mobile DJ service called The Spin Doctor DJ LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management programs through an integrated platform.

Shane Irvine is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Giovanni Volpe is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining LPL Financial in 2025, he spent 10 years at Raymond James & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Nicole Moten is a CFP® professional with 21 years of experience in the financial industry. She is currently with Morgan Stanley, having previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Moten serves on the executive board of the Poverty and Social Reform Institute, a nonprofit focused on children and family services. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in assets and employing a structured planning process supported by firm-approved tools and model-based outcome simulations.

Hannah Le is a financial advisor at UBS Financial Services with five years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. Her background also includes research experience at the Institute for Social Research and academic roles associated with the University of Michigan. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining proprietary research and model-based asset allocation to tailor investment plans. The firm operates with institutional trading capabilities alongside wealth management services.

Charles Belfiori is a financial advisor with Ameriprise in Warren, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he operates Belfiori Consulting Group, a Sub S corporation managing payroll and expenses for his practice. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, providing written, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines algorithmic automation with advisor input and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Grant Osborne is a financial advisor with Equitable Advisors in Clarkston, MI, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at Equitable Advisors since 2019 and previously held positions at AXA Advisors, Jackson National Life, and Sysco Detroit LLC. Outside of finance, he operated a landscaping business under OSB Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model tailored to client goals, risk tolerance, and time horizon, offering both advisory and brokerage channels.

Gregg Panski is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab, TD Ameritrade, Merrill, and Bank of America. J.P. Morgan Securities LLC serves primarily institutional clients and retirement plan sponsors by providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.