James Meisner Jr. is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior role at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Sasa Mirkovic is a Series 66-licensed financial advisor with Ameriprise, based in Schenectady, NY, and has 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Mirkovic is involved in business ownership and consulting activities, including coaching and managing operations for Inspire Network LLC, and serves as Development Chair on the Board of Directors for Junior Achievement of NENY. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized guidance, with a focus on assets held in Ameriprise-managed accounts.

Michael Deperto is a financial advisor at LPL Financial with 33 years of industry experience and holds the ChFC® and Series 63 designations. His prior roles include positions at Kovack Advisors, Kovack Securities, Ic Advisory Services, The Investment Center, and Voya Financial Advisors. Outside of his advisory work, he is involved with an insurance brokerage business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kevin Wendoloski is a Series 66-licensed advisor with Merrill in Saratoga Springs, NY, and has two years of industry experience. He has worked at Merrill since 2015 and with Bank of America, N.A. since 2024. Outside of his advisory role, he occasionally performs music at a local restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Sullivan is a financial advisor with Merrill, holding a Series 66 designation and 20 years of industry experience. He has been associated with Merrill since 2009 and Bank of America since 2011. Outside of his advisory work, he serves as a committee member for the Leukemia Lymphoma Society in Albany, assisting with fundraising and awareness efforts. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gerard Colistra is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Cadaret, Grant & Co., Inc. for nine years. He also operates multiple property and casualty insurance businesses under the Omni Insurance name. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jayson Chichelli is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked at LPL Financial since 2024 and has prior experience at firms including Paychex and Siena College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.

Jeffrey Simays is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His professional background includes roles at Bank of America and several automotive dealerships. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base, including individuals, high-net-worth clients, and institutional fiduciaries. The firm’s platform integrates with Bank of America’s broader corporate services and access to a wide range of investment products.

Michael Lanuto is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with several firms including Primerica Financial Services and the New York State Department of Health. Outside of his advisory role, Lanuto serves on the Greene County Chamber of Commerce Board of Directors, is a co-founder of the International Professional Wrestling Hall of Fame, participates on the Catskill Career and Technical Education Advisory Board, and acts as a Greene County Legislator. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing tax-aware withdrawal planning for clients approaching or in retirement.

Scott Calhoun serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been employed since 2006. With a career in financial services beginning in 1996, he offers clients expertise in areas such as portfolio management services, retirement planning, family wealth management strategies, legacy planning, education planning, and employee benefits planning. Scott is a qualified Portfolio Manager and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree in mathematics from Siena College and holds a master's degree from the College of Saint Rose. Residing in Burnt Hills with his wife Melissa and their four boys, Scott is active in his community, participating in volunteer activities such as delivering meals for Equinox at Thanksgiving and volunteering with his sons at their church. His personal interests include golfing, billiards, ice skating, music, racquetball, skiing, tennis, traveling, and spending time with his family.

Robert Dolfi is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Merrill since 1985 and has also worked at Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Megan Burdick is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial in 2025, she held various roles including financial institution duties at Broadview Federal Credit Union and operational positions in the hospitality industry. She is also involved with The Brook Tavern outside her advisory work. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of financial planning and investment advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

Michael Carillo is Vice President and Financial Consultant at Fidelity Investments. He partners with his clients to create simple and effective financial plans, focusing on their individual needs. His experience at Fidelity Investments includes roles as Financial Consultant since 2023, Investment Consultant from 2022 to 2023, and Workplace Planning Consultant from 2021 to 2022. These roles have provided him with practical knowledge in various aspects of financial consulting and planning. Outside of his professional work, Michael's personal interests include baseball, boating, family activities, military service, music, and parenthood.

Scott Ferguson is a financial advisor at LPL Financial with 31 years of industry experience. He holds a Series 63 credential and has worked previously at Cadaret, Grant & Co., Inc. from 2018 to 2025, as well as earlier at LPL Financial from 2013 to 2017. Outside of his advisory role, he is involved with Champlain Capital Planning, Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced portfolio strategies.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a CFP® and ChFC® credentialed financial advisor with 21 years of industry experience. She is currently with LPL Financial and has previously worked at Cetera Investment Services and Foresters Financial. In addition to her advisory role, she serves as a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Matthew Stephenson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Enterprise since 2024 and has a longstanding career at Pruco Securities, LLC and Prudential Insurance Company of America dating back to 1989. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, and access to various investment programs and products, utilizing an integrated platform that combines adviser programs with active sales of financial products, including insurance.

Belinda Kucharski is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has worked at Cetera Investment Advisers and Cetera Financial Specialists since 2016 and is the owner of BCK Asset Management. Outside of her advisory work, she volunteers with Captain Community Human Services, where she teaches classes and facilitates connections for local business owners, and hosts a networking group called Connections. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, planning, and retirement services with access to both affiliated and third-party managers across multiple program structures.

Samuel Maltbie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Travis Kellman is a CFP® professional with 20 years of industry experience. He is currently affiliated with LPL Financial and previously worked at Next Financial Group, Inc. and Ameriprise Financial Services, Inc. Kellman is involved in Pinnacle Insurance and operates Kellman Barnes Wealth Management, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology.