Brian Katz is a financial advisor with Merrill in Pittsford, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Merrill since 1993 and concurrently affiliated with Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, providing access to a wide range of products and services beyond typical investment management.

Emma Bouchard is a financial advisor at Wells Fargo Advisors with Series 66 credentials and one year of industry experience. Prior to joining Wells Fargo Advisors, she worked at isolved and Paychex, and she has a background in higher education from John Carroll University. Outside of her advisory role, she works part-time as a cashier at Red Bird Market, a grocery store in Fairport, NY. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory services with banking and other financial products through a large network of advisors.

Aaron Brown is a financial advisor with Cetera in Pittsford, NY, holding a Series 63 designation and bringing 10 years of industry experience. He has worked previously with ESL Investment Services, LPL Financial, and ESL Federal Credit Union. In addition to his advisory role, he serves as a relationship manager at Canandaigua National Bank & Trust, focusing on planning and client relationship development. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of independent advisors. The firm offers diverse investment solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across multiple program structures and custodial platforms.

Amy Bennage is a financial advisor with LPL Enterprise in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her career includes roles at Prudential Insurance Company of America and Pruco Securities, LLC, among others. She is also involved in non-variable insurance activities through Prudential. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to proprietary model portfolios and third-party asset managers. The firm’s integrated platform combines advisory programs with brokerage and insurance product sales.

Mark Adam is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cadaret, Grant & Co., Inc. and operated Adam Financial Planning since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Michael Lopes is a financial advisor with Equitable Advisors in Rochester, NY, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Axa Advisors and Skyway ROC. He is a member of the Rochester Chamber of Commerce. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers, utilizing a hybrid referral and implementation model.

Daniel Schmitz Jr. is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He previously spent 20 years with Commonwealth Financial Network. Schmitz is co-owner of OakWood Financial Services, LLC, a private business facilitating securities, advisory, and insurance activities. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities, offering tailored, typically non-discretionary solutions supported by extensive institutional resources.

Nathan Elvers is a ChFC®-designated financial advisor with 17 years of industry experience. He is currently with OSAIC and previously worked at Securities America Advisors and Northwestern Mutual. Outside of his advisory role, he owns and manages a tax preparation and planning business. OSAIC serves a diverse client base, including individual and institutional investors, offering integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors. The firm employs a range of asset-allocation tools and third-party platforms to deliver customized portfolio management.

Ryan Slater is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has worked previously at Key Investment Services LLC, KeyBank, Bank of America, and Merrill. Outside of his advisory work, he serves as a head coach for WNY Flash Soccer in Elma, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven solutions.

Derek Pinelli is a financial advisor at Wells Fargo Advisors in Rochester, NY, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with clients choosing how to implement recommendations through brokerage or advisory programs.

Jeffrey Depoian is a financial advisor with Primerica Advisors in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2000. Outside of investment advisory activities, he is involved in referring home security and automation products as well as loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a curated selection of third-party asset managers and employs a tiered wrap-fee structure.

William Bailey is a financial advisor at Cetera with 29 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 66 licenses. His career includes roles at Avantax Investment Services, 1ST Global Advisors, and Bonn, Dioguardi & Ray, LLP. He is also president of Bailey Wealth Management, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services.

John Brandt is a financial advisor with Ameriprise in Rochester, NY, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its predecessor firm since 2000. Outside of advising, he is involved with CNMK Operational Support LLC, providing financial advice and planning services. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through a structured recommendation report and ongoing advice.

Dylan Stoller is a financial advisor with Equitable Advisors in Rochester, NY, holding a Series 66 designation. He has worked in the financial services industry since 2022, including roles at Mapstone Veritas Financial Group and Equitable Advisors. Prior to his advisory career, he held various positions in education and other sectors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Christopher Lamphere is a financial advisor with Morgan Stanley in Pittsford, NY, holding a Series 66 designation and having 10 years of industry experience. He has worked with Morgan Stanley and its affiliates since 2016, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs for individual and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves clients both directly and through corporate financial planning agreements.

Emily Freund is a Financial Consultant at Fidelity Investments, where she has worked since 2019 in various roles including Financial Consultant, Financial Consultant I, Planning Consultant, and Relationship Manager. Prior to joining Fidelity Investments, she was a Client Services Associate at Manning & Napier from 2016 to 2019. In her current role, Emily partners with clients to develop personalized long-term financial plans that align with their goals and needs. She leverages her experience along with Fidelity's resources to create tailored financial strategies. Outside of her professional work, Emily enjoys cooking and baking, exploring culinary interests, hiking, outdoor adventures, skiing, and spending time with her family.

Michaela Covert is a financial advisor at Equitable Advisors with five years of industry experience. She holds the Series 63 and Series 66 licenses. Her prior work includes roles at Niagara University and Wegmans. Equitable Advisors serves a diverse client base—including individuals, high-net-worth clients, retirement plans, and institutions—offering financial planning, brokerage services, and access to third-party asset management programs through a dual registration as an SEC-registered investment adviser and broker-dealer. The firm participates in LPL-sponsored programs and emphasizes both discretionary and non-discretionary portfolio management solutions.

Gregory Rahmlow is a financial advisor with Wells Fargo Clearing, holding the CFP® and ChFC® designations, as well as Series 65 and Series 66 licenses. He has 18 years of industry experience, including over a decade at Wells Fargo Clearing and prior work at Wells Fargo Advisors LLC. He is based in Pittsford, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Vincent Calcagno is a financial advisor with Equitable Advisors in Rochester, NY, holding Series 63 and Series 65 credentials and six years of industry experience. He has been with Equitable Advisors since 2019, following a brief tenure at Axa Advisors and prior work at St. John Fisher College. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Tracy Baker is a financial advisor at LPL Financial with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Cadaret Grant & Co., ESL Investment Services, Prosperity Advisory Group, and KM Investment Services. Outside of advising, she co-hosts a radio show and podcasts on investment topics and coaches youth volleyball in Webster, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of representatives, providing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.