Endika Iturburu is a financial advisor with LPL Financial in Meridian, ID, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2025, he worked at Edward Jones for nine years. Outside of his advisory role, he is involved with Summit Financial Management, a business entity unrelated to investment management. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Gunnar Gull is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has three years of industry experience. He has worked with several entities, including Gull Financial, LLC, which he owns, and Cetera Wealth Services, LLC. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Jacob Fischer is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he held various roles spanning education, landscaping, hospitality, pet care, and exterior services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by model portfolios and research.

Amy Flohr is a CFP® professional with four years of experience, currently serving as a financial advisor at Edward Jones in Meridian, ID. Prior to joining Edward Jones, she worked in education for several years and also held a position at Etsy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large national network of financial advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard.

Bradley Grooms is a financial advisor at Edward Jones in Boise, ID, holding Series 66 and Series 63 credentials with 22 years of industry experience. He has been with Edward Jones since 2004. Grooms serves as a board member of the Charis Initiative Foundation, where he participates in selecting recipients for college scholarships and overseeing distribution payments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Tracy Ham is a financial professional at Cetera with 40 years of industry experience. She has worked with Cetera Advisors LLC since 2013 and joined Cetera in 2024. In addition, she is involved with Principle Resource Group, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and manages over $256 billion in assets through a network of more than 10,000 advisors.

Lori Reinke is a financial advisor at Cetera with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at MassMutual and Thrivent Financial. She also provides financial services through Capital Financial Solutions, LLC. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Michael Billings is a CFA® charterholder and holds Series 63 and 65 licenses, currently advising at LPL Financial with 22 years of industry experience. He previously worked for Wells Fargo Advisors for 10 years before joining LPL Financial. Billings is the sole owner of Grant Street LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Cote Mangel is a financial advisor with Charles Schwab in Boise, ID, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB in 2022, Mangel worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. from 2018 to 2022, and at SCOTTRADE, Inc. for 17 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combined non-discretionary and discretionary investment model with integrated custody, brokerage, and advisory services, supported by Schwab’s centralized infrastructure and due diligence research.

Katelyn Dell Era is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and two years of industry experience. Her prior work includes roles at Primerica Financial Services and State Farm Insurance. She is also involved in the sale of loan products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-driven strategies provided by unaffiliated asset managers along with select discretionary separately managed accounts.

Nathanael Downs is a financial advisor with Cambridge Investment Research Advisors in Boise, ID, holding a Series 66 credential and 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and also at Duncan Financial Planning Advisors since 2018. Outside of advising, he owns Nathan Downs Coffee Co., a food and beverage business in Nampa, ID. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management and model-based solutions tailored to client objectives.

Ryan Whitney is a financial advisor with RBC Capital Markets in Eagle, Idaho. He holds a Series 66 designation and has two years of industry experience, including five years at UBS prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers.

Leslie Elgin is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019. Her background includes roles at Boise Art Museum and Boise State University, as well as the University of Colorado, Boulder. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Andrew Linsenmann is a financial advisor at Osaic with eight years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services and MassMutual in various capacities. Outside of his advisory work, he is involved in fixed insurance sales and group insurance as a sole proprietor and independent contractor, and owns an LLC used for tax planning related to his insurance activities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and platforms. The firm offers integrated brokerage and advisory services and uses firm-provided tools to create diversified portfolios that include various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Mark Rupp is a CFP® with 20 years of industry experience, affiliated with Cetera in Boise, ID. He has held roles at firms including Summit Financial Group Inc and Cetera Wealth Services, and he currently serves as owner and president of Rupp Financial Companies, Inc. Outside of his advisory work, he is vice board chair of the nonprofit Conservation Voters for Idaho Education Fund. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that supports a large nationwide network of independent advisors. The firm serves individual clients, employer-sponsored retirement plans, and institutional accounts with services ranging from portfolio management to financial planning and access to third-party managers.

Tod Ayers is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and 20 years at Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Tanner Richards is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Fidelity Brokerage Services since 2017 and joined Fidelity Investments in 2025. His prior experience includes roles at USSA, Dixon Land Co., Vista Counseling Services, and Life Centre Athletic Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Timothy Zadzora is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 66 designation and has been with Cetera Advisors LLC since 2013. Outside of his advisory role, he works as an insurance agent, selling life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Vickie Little is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her background includes roles at M & M Traffic Control, LLC, and Subzero Ice Cream, in addition to her ongoing work with Raymond James since 2016. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and investment recommendations.

Brandon Schmidt is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Corebridge Financial and hospitality-related businesses. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.