Anthony Lorizio is a Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he partners with clients and their families to develop, implement, and manage financial plans tailored to their unique personal financial situations. He emphasizes a personal level of service and care, supported by his team. Anthony has over 20 years of experience with Fidelity Investments, having served as Vice President Financial Consultant from 2009 to 2024 and as Financial Consultant from 2004 to 2009. Throughout his career, he has focused on building strong relationships with clients and helping them work towards their personal and financial goals. Outside of his professional work, Anthony enjoys fishing, social events with friends, outdoor adventures, and traveling.

Camden Constantine is a financial advisor at Raymond James Financial with a Series 66 designation and less than one year of industry experience. His background includes roles at Raymond James Financial Services and 1776 Financial, as well as work outside the financial sector. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized municipal and public finance advisory services.

Tracy Alter is a Financial Consultant at Fidelity Investments, a role she has held since 2020. She has accumulated over 20 years of experience in the financial services industry, with previous positions including Director at Barings from 2014 to 2020, Licensed Mortgage Loan Officer at Radius Financial Group, Inc. from 2013 to 2014, Wholesaler at Eaton Vance from 2000 to 2013, and 401(K) Plan Administrator at Scudder Kemper Investments, Inc. from 1999 to 2000. Her professional focus involves partnering with clients and their families to develop customized financial plans tailored to their unique goals, emphasizing clear understanding and confidence. Tracy is committed to assisting clients in staying on track through all phases of retirement. Outside of her professional work, Tracy enjoys exploring the gems of New England and international travel.

William Whitfield Jr. is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank since 2015, having previously worked at Morgan Stanley Smith Barney since 2012. Outside of his advisory role, he is a partner in Boston South Real Estate and Development LLC, a real estate venture based in Massachusetts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services including comprehensive financial planning and estate strategies.

John Lobue is a financial advisor with Ameriprise in Dorchester, MA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team.

Edward Mcbride is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors, Agia, and VALIC Financial Advisors. Mcbride is also involved with Brayshaw Financial LLC, where he engages in fixed annuity sales, fixed life insurance, and long-term care services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm uses a model-based investment approach with a multi-advisor platform offering brokerage and advisory services, incorporating tools such as risk-tolerance questionnaires and portfolio optimization.

Daniel Defeo is a financial advisor with Primerica Advisors in Foxborough, MA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advising, he is involved in sales of loan products and home-related services for affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure and maintaining oversight of model offerings.

Sam Hetu is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans focused on their life goals. He has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Service Associate, and various levels of Investment Solutions Representative before assuming his current position in 2025. Sam holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys attending concerts, watching football and movies, golfing, and engaging in outdoor activities such as skiing.

Ryan Fine is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and the broader Raymond James Financial Services since 2003. Outside of his advisory role, he is owner of The Semjen Group, a support company based in Braintree, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal and public finance advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Sonia DeMelo is a Wealth Management Planning Consultant at Fidelity Investments, where she partners with advisors to address service and planning needs for clients. She focuses on understanding clients' family stories and financial situations to guide them through customized planning processes. Building strong relationships and providing a high level of customer service are central to her approach, serving as a resource and advocate for clients and their families. Her career at Fidelity Investments began in 2000, progressing from Service & Trading Representative to Sr. Relationship Manager before assuming her current role in 2017. Prior to joining Fidelity, she worked as a Collections Assistant Supervisor at BankBoston from 1997 to 2000. Outside of her professional responsibilities, Sonia's personal interests include spending time at the beach, engaging in family activities, and maintaining fitness.

Kelly Woerdeman is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and with 20 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, MetLife Resources, Cetera Investment Services, Merrill, and VOYA Financial Advisors. She also serves as a military instructor in the U.S. Army Reserve. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Jeffrey White is a financial advisor with Cetera, holding the ChFC® and Series 63 credentials and bringing 38 years of industry experience. He has been with Cetera Advisors LLC since 2016 and serves as president of Harbor Insurance Group, LLC, where he focuses on insurance sales and service for individuals and small businesses. Additionally, he is involved with the American Legion Post 83 as a bartender and server. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party and affiliated investment strategies.

Jake Gorman is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of associates to support clients in planning for their long-term financial well-being. He has been with Fidelity Investments since 2010, progressing through various roles including Assistant Branch Manager, Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, Jake worked as a Client Services Representative at MFS Investment Management from 2009 to 2010. His career experience focuses on client services and financial consulting within the investment management industry. Outside of his professional responsibilities, Jake's personal interests include cooking and baking, fitness, social events with friends, golf, parenthood, and skiing.

Mark Choate is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments since 2008, including seven years at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing model portfolios, advisory work for registered investment companies, and use of systematic methodologies including AI and long-term asset allocation strategies.

Ryan Mc Intyre is a financial advisor at Ameriprise in Braintree, MA, holding a Series 66 designation with three years of industry experience. He has been with Ameriprise since 2018, with a brief period of self-employment, and has a background that includes teaching at Boston College High School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach emphasizes dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary research and third-party data.

John Mccarthy III is a CFP® with 32 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has also worked at Bay Financial Advisors, Inc. for 15 years. He is a notary public in the Commonwealth of Massachusetts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a broad spectrum of financial solutions.

William Devilly is a financial advisor with Ameriprise in Dorchester, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in several real estate ownership ventures through various trusts and LLCs. Ameriprise serves clients primarily with retirement-income planning services tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research-driven modeling and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team.

Patrick Langan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works to connect clients with the appropriate people, plans, and processes tailored to their unique financial ambitions. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Patrick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as being a Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of Massachusetts System. He emphasizes building long-term relationships with clients to adjust financial plans as their lives change, leveraging resources available through Merrill Lynch Wealth Management. Outside of his professional role, Patrick enjoys reading, running marathons, skiing, traveling, hiking, training, and practicing yoga. He also values time spent with his wife and children.

Jeremy Phelps is an Investment Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025. Before joining Fidelity, Jeremy was a Regional Sales Specialist at Amundi Asset Management from 2018 to 2023. Jeremy works closely with clients to develop financial plans aimed at helping them achieve their financial goals. He prioritizes building strong relationships with each client he works with. Outside of his professional work, Jeremy's personal interests include fitness, exploring culinary experiences, socializing with friends, golfing, and traveling.

Jeffrey Griffin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial services and customized investment solutions. Since joining Merrill Lynch in 2006, Jeff has employed a holistic approach to assist high net worth families, corporate executives, and business owners in managing their assets and liabilities. He leverages the extensive resources of Merrill Lynch Wealth Management and Bank of America, N.A. to address clients' risk tolerance, time horizons, liquidity needs, and overall investment objectives. Jeff's expertise covers a broad range of client focus areas, including college education planning, retirement income, family wealth management strategies, philanthropic planning, and small business strategies. Jeff brings over two decades of experience in the financial services industry, including prior roles at Fidelity Investments and as Vice President with Bank of America’s Wealth Management Banking group. He works with clients in the Greater Boston area as well as Northern and Southern California, reflecting his personal and professional ties to both regions. Jeff holds an MBA with a concentration in Finance from Boston College and a Bachelor of Science in Business Administration from the University of New Hampshire. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Jeff is active in community initiatives and supports the Salute Military Golf Association. A resident of Hingham, Massachusetts, he is a single father to two teenagers and enjoys spending time with his family, playing golf, coaching baseball, and running marathons. Jeff has participated in multiple marathons, including the 2011 Boston Marathon as part of the Dana-Farber Marathon Challenge team.