Charles Harvey is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ameriprise for 11 years. Outside of his advisory role, he owns a business related to a patented lacrosse stick. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services with an IPS-driven approach grounded in modern portfolio theory.

Linh Nguyen is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, Nguyen worked at Bank of America, N.A., and has experience in retail through Nordstrom Inc. Outside of financial advising, Nguyen operates an online store selling unused household items on eBay. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Deborah Farrell is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Murray is a financial advisor with LPL Financial in Norwell, MA, holding a Series 66 designation and 17 years of industry experience. His prior roles include 14 years at Sagepoint Financial, Inc. He is also involved with Massabay Tax Service, providing tax preparation and accounting services on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

James Hansman is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 1993. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and diversified investment strategies.

Joanne Mills is a Series 66-credentialed financial advisor with Morgan Stanley, based in Norwell, MA, with 13 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its advisory process.

Iryna Perry is a Series 66 licensed financial advisor at Merrill with two years of industry experience. Her prior work includes roles at Tapfin, Citizens Bank, Healthcare Financial Inc, Saks Fifth Avenue, and Swarovski. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies supported by internal and third-party managers.

Erik Davis is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity since 2019, progressing through roles including Financial Representative, Investment Consultant, and Planning Consultant. His professional focus includes working with families on various financial planning needs such as wealth accumulation, asset preservation, and income generation. Erik's role involves helping clients understand how Fidelity's services can assist them in achieving their financial goals. Outside of his professional career, he engages in activities such as baseball, boating, family activities, football, golf, and skiing.

Benjamin Neil is a financial advisor with Primerica Advisors in Weymouth, MA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Primerica Advisors since 2007 and also served at SWN Church for 11 years. Outside of advising, he is involved in entertainment through Great Scott Productions and is the owner and creator of Cube-it, both non-investment related ventures. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and emphasizes a tiered wrap fee structure, focusing on curated portfolio models rather than institutional or pension plan management.

Philip Chandler is a financial advisor with Raymond James Financial in Plymouth, MA, holding a Series 66 designation and 19 years of industry experience. Prior to joining Raymond James in 2019, he worked at Gage Wiley for seven years and has been involved with SEA 5 Ventures LLC since 1999. He is a member of a real estate LLC that owns the building housing his office. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses tailored, non-discretionary planning and risk-profiling tools and supports both municipal advisory work and innovative employer retirement plan services.

Courtney Brock is a financial advisor with Wells Fargo Clearing in Norwell, MA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Wiklund is a financial advisor at Edward Jones in Plymouth, MA, holding a Series 66 designation. He has been in the industry since 2023, previously working at The Peters Group and Living Independently Forever Inc. He serves as Treasurer for Taking People Places, a nonprofit organization, attending and participating in board meetings and supporting new member onboarding. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large nationwide network of advisors and branches. The firm offers a range of advisory programs and investment strategies operating under a fiduciary standard.

Stephen Lubin is a CFP®-certified financial advisor with over 32 years of industry experience. He is currently with LPL Financial and has previously worked at Citizens Securities, Inc. for 15 years, Infinex Investments, Inc. for 2 years, and South Shore Bank for 3 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting.

Jaclyn Stanley is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She has worked at Ameriprise Financial Services, Inc. for 15 years prior to her current role. Outside of her advisory work, she is involved with Net Flows LLC. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Eric Dean is a financial advisor with Equitable Advisors in Weymouth, MA, holding Series 63 and Series 65 credentials and nine years of industry experience. He previously worked at Axa Advisors, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance. Dean serves as Director of Alumni Engagement for the Babson Alumni Association. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to meet client needs.

Andrew White is a financial advisor with RBC Capital Markets in Norwell, MA, holding Series 63 and Series 65 licenses. He has 24 years of industry experience and has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, he has operated a livery service as a sole proprietor and previously engaged in outerwear distribution. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ Advisory Risk Profiles.

Francis Mc Nulty is a financial advisor at Ameriprise with 28 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, delivered through a centralized consulting team that works alongside financial advisors.

Edward Duffy Jr. is a CFP® with 44 years of industry experience, currently affiliated with Cetera. His prior work includes over three decades at Commonwealth Financial Network and roles at Lexington Financial, Inc., and EJD Insurance Agency. He is also a partner in LFG Insurance Agency, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered by a nationwide network of independent advisors.

Michael Regan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has over 20 years of experience in the financial services industry, during which he has worked in various roles including Financial Counselor at iCapital, LLC, Senior Client Advisor at GL Investment Advisory Services, LLC, Equity Trader and Trading Manager at Fidelity Investments, and Senior Vice President and Senior Trader at TD Waterhouse Capital Markets. As a CERTIFIED FINANCIAL PLANNER™, Michael partners with individuals and families to plan for retirement and manage their wealth throughout retirement. He focuses on helping clients preserve and grow their wealth by combining comprehensive financial planning with personalized investment strategies. Michael emphasizes the importance of working with a trusted advisor to implement and monitor a formal long-term financial plan.

Michael Trotter Jr. is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. His prior roles include positions at Citizens Securities, KLR Investment Advisors, Securities America, Geode Capital Management, and ProShare Advisors. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.