Jennifer Szumla is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and over 20 years of industry experience. She has been with Primerica since 2005 and also has a longstanding role with Kenmore Mercy Hospital dating back to 1988. Outside of her advisory work, she is involved in managing an estate unrelated to her investment activities and participates part-time in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing a range of investment models with oversight delegated to BNY Mellon Advisors.

Conor Fitzhenry is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining MassMutual and its affiliated MML Investors Services in 2019, he worked at M&T Bank for three years. He is also licensed as an insurance broker, selling life, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning with firm-approved analytic tools.

Paul D'ostroph III is a financial advisor with Equitable Advisors in Orchard Park, NY, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with Equitable Advisors since 2004 and previously worked with Axa Advisors, LLC. He also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes both proprietary and third-party program models, focusing on risk assessment and matching clients with appropriate investment solutions.

James Willson is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and has worked at firms including FSC Securities and Raymond James Financial Services Advisors, INC. Willson is also a licensed life insurance agent. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a wide range of investment strategies and client types.

Louis Benton II is a financial advisor with LPL Enterprise, LLC, holding a Series 66 credential and 12 years of industry experience. His prior roles include positions at Principal Securities, Citizens Securities Inc., Key Investment Services LLC, Equitable Advisors, and Wells Fargo Clearing. Outside of his advisory work, Benton is involved in the sale of various insurance products and is the owner of an LLC registered for holding real estate. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm utilizes model-driven investment implementation through portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Patricia Wallaitis is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She worked at M&T Securities for 18 years and has been associated with M&T Bank for over 30 years. Wallaitis has been with LPL Financial since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized investment strategies.

Ryan Donaldson is a financial advisor with Cambridge Investment Research Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Cambridge, he worked at Paychex Inc and was involved in the restaurant business with Mauro Inc and Rocco's Wood Fired Pizza. Outside of financial advising, he owns a landscaping business, The Village Green Lawn Care LLC, and is affiliated with Ocean Wealth Group. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pensions, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm provides discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

John Jesonowski is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked with Royal Alliance Associates, Inc. since 2007 and has been involved with several other financial and insurance firms since 2000. Jesonowski offers life insurance and fixed annuities through multiple carriers as part of his client services. OSAIC serves a wide range of retail and institutional clients, providing both brokerage and advisory services across diverse programs including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization supported by various analytical tools and offers access to alternative investments through third-party platforms.

Joseph Piegay is a financial advisor with OSAIC holding Series 66 and Series 63 licenses and five years of industry experience. His prior roles include positions at Equitable Advisors, Strategic Financial Solutions, and the Hertz Corporation. OSAIC Wealth serves a diverse client base that includes retail and institutional investors, offering brokerage and advisory services such as comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach features model-based asset allocation, portfolio optimization, and multiple investment program options delivered through a complex affiliate network.

Thad Borowiak is a CFP® professional with 15 years of industry experience, currently serving at Edelman Financial Engines. His prior roles include positions at United Capital Financial Advisers, LLC and Girard Securities, Inc. He is a board member of the East Aurora Rotary Club, a nonprofit organization. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions with an emphasis on diversified portfolios and long-term orientation.

Jennifer York Whitbeck is a financial advisor with Raymond James & Associates in Buffalo, NY, holding Series 63 and Series 66 licenses with 30 years of industry experience. She has been with Raymond James & Associates since 2014. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Lorraine Carson is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and 10 years of industry experience. Her career includes roles at Primerica Financial Services and PFS Investments Inc., along with prior employment at National Fuel Gas. She is involved with Ken-Ton Meals On Wheels since 2023. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-based strategies and selectively managed accounts. The firm uses third-party asset managers and a wrap-fee structure, focusing on curated model portfolios rather than institutional plan management.

Thomas Healy is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and an affiliated insurance agency.

Timothy Clouden is a financial advisor with LPL Financial based in Orchard Park, NY. He holds Series 63 and Series 65 licenses and has 18 years of industry experience, including 14 years at M&T Securities prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services supported by both proprietary and third-party investment strategies, and maintains a broad platform that includes financial planning and institutional programs.

Guy Porter is a financial advisor at Edward Jones in Lancaster, NY, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Kapanek is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 66 designation and previously worked at Next Financial Group Inc for 18 years before joining LPL Financial in 2025. In addition to his advisory work, he is involved in a non-variable insurance business and operates a DBA related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, delivering advice through a network of investment adviser representatives who use a range of strategies and advisor-facing tools.

David Hirschbine is a financial advisor with LPL Financial based in Hamburg, NY, holding Series 63 and 65 licenses and bringing 18 years of industry experience. He has been affiliated with LPL Financial since 2010 and has worked at Northwest Bank since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers, supported by various technological and operational tools.

Michael Radecke is a financial advisor at Morgan Stanley in Williamsville, NY, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves on the Finance Committee of the Country Club of Buffalo. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and a range of investment programs supported by firm-approved planning tools and strategies.

Devin Filippi is a Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial planning and investment management services to clients. Details about his specific areas of expertise, professional experience, education, credentials, personal interests, or community involvement were not provided.

Thomas Suchocki is a financial advisor with Primerica Advisors in Cheektowaga, NY, holding a Series 63 designation and 38 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1987. Outside of his advisory role, he is co-owner with his sister of a beach house in Canada. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure, delegating trading responsibilities to BNY Mellon Advisors.