Jessica Farrar is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2009 and at Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Teb Yu is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Charles Schwab since 2003, including over two decades at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from Schwab Center for Financial Research.

Adam Perkins is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked in various roles at Fidelity Investments since 2018, with additional experience in other industries including insurance and service. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios and manages multiple registered investment companies along with an IRS-qualified Charitable Gift Fund.

Christopher Aitken is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 40 years of industry experience. His prior experience includes roles at UBS Financial Services and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services that combine structured planning processes with broad retail and institutional investment options.

Riaan Spanjer Furstenburg is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at Merrill since 2014 and has been with Bank of America, NA since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutional entities.

Brandon Heitzhaus is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he collaborates with clients and their families nationwide, utilizing a goal planning approach to support informed financial decision-making. Heitzhaus has been with Fidelity Investments since 2013, progressing through roles including Financial Representative from 2013 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2021 to the present.

David Rice is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for SWBC Investment Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from multiple sources.

Stephen Fenech is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with various divisions of Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diverse investment vehicles. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its research processes.

Christopher Pelesko is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Merrill and Bank of America since 2015. Outside of his advisory role, he is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Ferranolo is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ricardo Santos is a financial advisor with Fisher Investments in Ponte Vedra, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior roles include positions at GWFS Equities, Inc. and VOYA Financial Advisors. Fisher Investments serves a global client base of institutional and private investors, offering discretionary portfolio management through a centralized investment committee that employs quantitative and qualitative research. The firm provides diversified portfolios with tax-aware processes and defensive tactics, managing a range of separate accounts, collective funds, and sub-advisory relationships.

Kristy Cole is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018. Prior to this, she had brief roles at Mass Mutual and held positions related to Florida State University from 2015 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other entities.

Kyle Chriske is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at Fidelity Investments and Gardens Wealth Management. Outside of advising, he has experience working in various sectors, including education at the University of North Florida and in logistics with Penske Logistics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with investment approaches developed by internal and third-party managers.

Holly Keefe is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. She has been with Merrill since 2004. Keefe serves as a board member for the Providence School of Jacksonville’s Parent Teacher Partnership, organizing school events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aaron Williamson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marla Castin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in creating personalized wealth management strategies tailored to clients' individual financial goals. With over 30 years of experience in financial services, Marla works closely with individuals, families, corporate executives, business owners, and financial professionals to develop comprehensive plans encompassing wealth management, lending, insurance, and estate planning. Her client focus areas include college education planning, executive compensation, divorce transition planning, family wealth management, portfolio and retirement income planning. Marla holds a bachelor's degree from the University at Albany SUNY and has earned professional designations as a CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She emphasizes a client-centered approach, aiming to understand each client's unique circumstances and comfort with investment risk to deliver strategies that align with their long-term objectives. Outside of her professional role, Marla enjoys playing pickleball and volleyball, running, reading, and spending time with her family. She resides on the South Shore of Staten Island with her wife and three sons.

Anthony Marengo is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity Investments in various roles since 2004. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage and consult on diversified portfolios.

Stephen Stowell is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bank of America, N.A. Outside of his advisory role, he participates in meal delivery through Door Dash on weekends. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Margaret Spadora is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Wai Chan is a financial advisor with Merrill, holding a Series 66 designation and over 23 years of industry experience. He has been with Merrill since 1999. Outside of his advisory role, he serves as one of three managers for SAW Holdings I LLC, a personal holding company established to protect family assets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.